Jackson County, Georgia: commercial real estate data.
Jackson County, Georgia has a population of 84,757 across 340 square miles, up 23.6 percent since the 2020 census base. County output reached $6.52 bn in 2024, 1,673 establishments operate here, and the SBA record carries 77 7(a) approvals worth $70.9 m.
128 sourced county values · tier FULL · 12 sections
Jackson County
How many people live in Jackson County
- Population84,757
- Households28,402
- Average household size2.98
- Median household income$89,544
- Median age38.1
- Median gross rent$1,126 per month
- Median owner-occupied home value$345,000
- Home value to household income3.9 times
- Annual rent as a share of median income15.1 percent
- Adults 25 and over with a bachelor degree or higher27.8 percent
- Adults 25 and over with a graduate degree9.5 percent
- Adults 25 and over57,117
- Population under 1821,285
- Share under 1825.1 percent
- Population 65 and over12,298
- Share 65 and over14.5 percent
- Working age population, 18 to 6451,174
- Civilian labor force43,157
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over68.0 percent
- Rank by population among Georgia counties31st of 159
- Rank by population among US county-equivalents691st
Jackson County is the 31st largest of 159 Georgia counties by population. A median home costs 3.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 14.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County growing
- Population change since the 2020 census base23.59 percent
- Census 2020 base population75,918
- Births, 20241,044
- Deaths, 2024817
- Natural change, 2024227
- Net domestic migration, 20244,659
- Net international migration, 2024229
- Total net migration, 20244,888
- Cumulative net domestic migration, 2021 to 202415,607
- Rank by growth among US county-equivalents8th
The county has grown 23.59 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where people moving to Jackson County come from
- Tax returns filed by households arriving3,999
- People arriving, from those returns8,238
- Adjusted gross income arriving$347.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$86,793
- Largest single originJackson County Non-migrants (26,965 households)
- Largest single destination (26,965 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County Non-migrants | 26,965 | 61,189 | $2.16 bn |
| Gwinnett County | 1,056 | 2,325 | $109.3 m |
| Other flows - Different State | 800 | 1,662 | $59.5 m |
| Hall County | 482 | 997 | $51.1 m |
| Other flows - South | 464 | 935 | $33.9 m |
| Barrow County | 315 | 654 | $18.8 m |
| Other flows - Same State | 275 | 524 | $15.1 m |
| Clarke County | 250 | 471 | $13.2 m |
The largest single source of arrivals is Jackson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What the Jackson County economy runs on
- County GDP, 2024$6.52 bn
- County GDP, 2023$6.25 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years68.1 percent
- Rank by GDP among Georgia counties23rd
- Rank by GDP among US county-equivalents611th
- GDP per resident$76,898
Output grew 4.3 percent in the latest year and 68.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Who employs people in Jackson County
- Covered employment, annual average45,812
- Establishments reporting2,142
- Average annual pay$50,463
- Average weekly wage$970
- Sector 48-49, employment14,291
- Sector 48-49, average annual pay$42,418
- Sector 31-33, employment8,668
- Sector 31-33, average annual pay$64,329
- Sector 44-45, employment5,024
- Sector 44-45, average annual pay$45,194
- Sector 72, employment2,243
- Sector 72, average annual pay$21,379
- Sector 53, employment1,669
- Sector 23, employment1,643
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 48-49 | 14,291 | 90 | $42,418 |
| Sector 31-33 | 8,668 | 116 | $64,329 |
| Sector 44-45 | 5,024 | 263 | $45,194 |
| Sector 72 | 2,243 | 147 | $21,379 |
| Sector 53 | 1,669 | 97 | $47,139 |
| Sector 23 | 1,643 | 295 | $74,888 |
| Sector 62 | 1,502 | 147 | $44,999 |
| Sector 56 | 968 | 142 | $45,286 |
The largest sector is the biggest private employer group at 14,291 jobs, 31.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
What businesses operate in Jackson County
- Establishments, all industries1,673
- Employment at those establishments47,394
- Annual payroll$2.19 bn
- Establishments per 1,000 residents19.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jackson County
What is being built in Jackson County
- Housing units authorised by permit, 20242,114
- Declared construction value permitted$638.5 m
- Single family units authorised2,070
- Multifamily units authorised44
- Multifamily share of units2.1 percent
- Average declared value per unit$302,057
- Units authorised per 1,000 households74.4
Multifamily is 2.1 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
How much SBA lending happens in Jackson County
- 7(a) approvals recorded77
- 7(a) gross approval dollars$70.9 m
- Average 7(a) approval$921,401
- Median 7(a) approval$367,500
- 10th percentile approval$15,000
- 90th percentile approval$2,910,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)800
- Jobs per approval10.4
- Distinct 7(a) lenders active39
- Distinct industries receiving approvals48
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer27.3 percent
- Loans on real estate terms21
- Loans on working capital terms, 120 months or shorter46
- Franchise loans17
- Franchise share of approvals22.1 percent
- Leading industry by approval countLimited-Service Restaurants (6)
- Most active lenderWells Fargo Bank National Association (11)
- 504 approvals recorded31
- 504 gross approval dollars$40.2 m
- Average 504 approval$1,296,065
- Median 504 approval$967,000
- Distinct CDCs active6
- 504 jobs per approval11.7
- 504 jobs per million dollars approved9.0
- Most active CDCSmall Business Access Partners, Inc. (14)
- 7(a) share of SBA approvals71.3 percent
- Combined SBA approval dollars$111.1 m
The average approval of $921,401 sits well above the median of $367,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 27.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
Do SBA loans in Jackson County get paid back
- Loans with a final outcome recorded18
- Paid in full17
- Charged off1
- Charge off rate on resolved loans5.6 percent
- Status: Exempt from disclosure43
- Status: Paid in full17
- Status: Cancelled10
- Status: Charged off1
- Status: Committed, not yet disbursed6
Of the 18 loans that have reached a final outcome, 5.6 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
Which parts of Jackson County get the lending
- Places in the county with recorded lending9
- JEFFERSON, approvals27
- HOSCHTON, approvals17
- BRASELTON, approvals13
- COMMERCE, approvals11
- MAYSVILLE, approvals3
- PENDERGRASS, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| JEFFERSON | 27 | $15,423,300 |
| HOSCHTON | 17 | $9,676,900 |
| BRASELTON | 13 | $11,454,200 |
| COMMERCE | 11 | $12,654,000 |
| MAYSVILLE | 3 | $13,730,000 |
| PENDERGRASS | 3 | $5,778,500 |
| Hapeville | 1 | $431,000 |
| NICHOLSON | 1 | $425,000 |
JEFFERSON accounts for 27 approvals against 17 in HOSCHTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How big is Jackson County
- Land area340 sq mi
- Rank by land area among Georgia counties81st of 159
- Width, east to west26.2 mi
- Height, north to south22.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land249
- Establishments per square mile4.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jackson County
What hazards affect Jackson County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book10
- Of those, participating in the NFIP9
- NFIP participation rate90.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population84,757
- Households28,402
- Average household size2.98
- Median household income$89,544
- Median age38.1
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Georgia?
84,757, in 28,402 households, ranking 31st of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County growing?
The population has grown 23.59 percent since the 2020 census base. In 2024 there were 1,044 births against 817 deaths, with net migration of 4,888. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$89,544. The median owner-occupied home is valued at $345,000, which is 3.9 times income, and median gross rent is $1,126 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jackson County?
1,673 establishments, employing 47,394 people with an annual payroll of $2.19 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jackson County?
Average annual pay is $50,463, or $970 a week, across 45,812 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
77 7(a) approvals totalling $70.9 m since FY2020, across 39 lenders, with a median approval of $367,500, plus 31 504 approvals worth $40.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Jackson County get paid back?
Of the 18 loans that have reached a final outcome, 17 were paid in full and 1 charged off, a charge off rate of 5.6 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Jackson County?
2,114 housing units were authorised by permit in 2024, with a declared construction value of $638.5 m. Multifamily was 2.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Jackson County Non-migrants, with 26,965 households. Arriving households report an average income of $86,793 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.