Liberty County, Georgia: commercial real estate data.
Liberty County, Georgia has a population of 67,397 across 490 square miles, up 5.1 percent since the 2020 census base. County output reached $5.29 bn in 2024, 921 establishments operate here, and the SBA record carries 20 7(a) approvals worth $12.0 m.
122 sourced county values · tier FULL · 12 sections
Liberty County
How many people live in Liberty County
- Population67,397
- Households23,998
- Average household size2.81
- Median household income$60,456
- Median age29.0
- Median gross rent$1,246 per month
- Median owner-occupied home value$201,500
- Home value to household income3.3 times
- Annual rent as a share of median income24.7 percent
- Adults 25 and over with a bachelor degree or higher20.5 percent
- Adults 25 and over with a graduate degree6.5 percent
- Adults 25 and over39,222
- Population under 1818,733
- Share under 1827.8 percent
- Population 65 and over6,828
- Share 65 and over10.1 percent
- Working age population, 18 to 6441,836
- Civilian labor force26,019
- Unemployment rate7.9 percent
- Labor force participation, adults 18 and over53.5 percent
- Rank by population among Georgia counties39th of 159
- Rank by population among US county-equivalents812th
Liberty County is the 39th largest of 159 Georgia counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 27.8 percent against 10.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Liberty County
Is Liberty County growing
- Population change since the 2020 census base5.09 percent
- Census 2020 base population65,284
- Births, 20241,394
- Deaths, 2024530
- Natural change, 2024864
- Net domestic migration, 2024-732
- Net international migration, 2024254
- Total net migration, 2024-478
- Cumulative net domestic migration, 2021 to 2024-810
- Rank by growth among US county-equivalents517th
The county has grown 5.09 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Liberty County
Where people moving to Liberty County come from
- Tax returns filed by households arriving4,505
- People arriving, from those returns9,352
- Adjusted gross income arriving$189.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$41,958
- Largest single originLiberty County Non-migrants (20,063 households)
- Largest single destination (20,063 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Liberty County Non-migrants | 20,063 | 43,174 | $988.0 m |
| Other flows - Different State | 1,787 | 3,511 | $73.5 m |
| Other flows - South | 1,015 | 2,017 | $42.1 m |
| Other flows - Same State | 371 | 720 | $15.2 m |
| Chatham County | 355 | 702 | $14.7 m |
| Other flows - Midwest | 286 | 585 | $11.7 m |
| Other flows - West | 257 | 493 | $10.4 m |
| Long County | 234 | 533 | $7.8 m |
The largest single source of arrivals is Liberty County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Liberty County
What the Liberty County economy runs on
- County GDP, 2024$5.29 bn
- County GDP, 2023$4.93 bn
- GDP change, 2023 to 20247.2 percent
- GDP change over five years36.6 percent
- Rank by GDP among Georgia counties29th
- Rank by GDP among US county-equivalents687th
- GDP per resident$78,480
Output grew 7.2 percent in the latest year and 36.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Liberty County
Who employs people in Liberty County
- Covered employment, annual average19,816
- Establishments reporting1,111
- Average annual pay$51,607
- Average weekly wage$992
- Sector 44-45, employment2,445
- Sector 44-45, average annual pay$34,021
- Sector 72, employment2,274
- Sector 72, average annual pay$20,981
- Sector 31-33, employment2,252
- Sector 31-33, average annual pay$84,445
- Sector 48-49, employment1,699
- Sector 48-49, average annual pay$50,193
- Sector 62, employment1,132
- Sector 56, employment560
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 2,445 | 194 | $34,021 |
| Sector 72 | 2,274 | 136 | $20,981 |
| Sector 31-33 | 2,252 | 30 | $84,445 |
| Sector 48-49 | 1,699 | 45 | $50,193 |
| Sector 62 | 1,132 | 100 | $43,931 |
| Sector 56 | 560 | 61 | $46,888 |
| Sector 81 | 435 | 72 | $36,190 |
| Sector 54 | 421 | 89 | $58,392 |
The largest sector is the biggest private employer group at 2,445 jobs, 12.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Liberty County
What businesses operate in Liberty County
- Establishments, all industries921
- Employment at those establishments14,880
- Annual payroll$802.6 m
- Establishments per 1,000 residents13.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Liberty County
What is being built in Liberty County
- Housing units authorised by permit, 2024471
- Declared construction value permitted$105.9 m
- Single family units authorised462
- Multifamily units authorised9
- Multifamily share of units1.9 percent
- Average declared value per unit$224,885
- Units authorised per 1,000 households19.6
Multifamily is 1.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Liberty County
How much SBA lending happens in Liberty County
- 7(a) approvals recorded20
- 7(a) gross approval dollars$12.0 m
- Average 7(a) approval$600,825
- Median 7(a) approval$325,800
- 10th percentile approval$49,000
- 90th percentile approval$1,827,000
- Largest single approval$3,245,000
- Jobs reported supported, 7(a)172
- Jobs per approval8.6
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter14
- Franchise loans2
- Franchise share of approvals10.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (3)
- Most active lenderCoastal Area District Development Authority, Inc. (3)
- 504 approvals recorded16
- 504 gross approval dollars$15.9 m
- Average 504 approval$992,000
- Median 504 approval$519,000
- Distinct CDCs active4
- 504 jobs per approval11.8
- 504 jobs per million dollars approved11.8
- Most active CDCCoastal Area District Development Authority, Inc. (11)
- 7(a) share of SBA approvals55.6 percent
- Combined SBA approval dollars$27.9 m
The average approval of $600,825 sits well above the median of $325,800, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Liberty County
Do SBA loans in Liberty County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure13
- Status: Cancelled5
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Liberty County
Which parts of Liberty County get the lending
- Places in the county with recorded lending2
- HINESVILLE, approvals13
- MIDWAY, approvals7
| Place | Approvals | Gross approval dollars |
|---|---|---|
| HINESVILLE | 13 | $8,943,100 |
| MIDWAY | 7 | $3,073,400 |
HINESVILLE accounts for 13 approvals against 7 in MIDWAY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Liberty County
How big is Liberty County
- Land area490 sq mi
- Rank by land area among Georgia counties28th of 159
- Width, east to west40.8 mi
- Height, north to south36.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land138
- Establishments per square mile1.88
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Liberty County
What hazards affect Liberty County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 6, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Liberty County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Liberty County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population67,397
- Households23,998
- Average household size2.81
- Median household income$60,456
- Median age29.0
Common questions
Liberty County questions, answered from the record.
How many people live in Liberty County, Georgia?
67,397, in 23,998 households, ranking 39th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Liberty County growing?
The population has grown 5.09 percent since the 2020 census base. In 2024 there were 1,394 births against 530 deaths, with net migration of -478. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Liberty County?
$60,456. The median owner-occupied home is valued at $201,500, which is 3.3 times income, and median gross rent is $1,246 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Liberty County?
921 establishments, employing 14,880 people with an annual payroll of $802.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Liberty County?
Average annual pay is $51,607, or $992 a week, across 19,816 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Liberty County?
20 7(a) approvals totalling $12.0 m since FY2020, across 14 lenders, with a median approval of $325,800, plus 16 504 approvals worth $15.9 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Liberty County?
471 housing units were authorised by permit in 2024, with a declared construction value of $105.9 m. Multifamily was 1.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Liberty County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Liberty County come from?
The largest single origin is Liberty County Non-migrants, with 20,063 households. Arriving households report an average income of $41,958 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Liberty County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Liberty County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.