Lowndes County, Georgia: commercial real estate data.
Lowndes County, Georgia has a population of 119,965 across 496 square miles, up 3.2 percent since the 2020 census base. County output reached $7.14 bn in 2024, 2,872 establishments operate here, and the SBA record carries 67 7(a) approvals worth $77.6 m.
125 sourced county values · tier FULL · 12 sections
Lowndes County
How many people live in Lowndes County
- Population119,965
- Households46,106
- Average household size2.60
- Median household income$58,541
- Median age31.8
- Median gross rent$1,052 per month
- Median owner-occupied home value$215,600
- Home value to household income3.7 times
- Annual rent as a share of median income21.6 percent
- Adults 25 and over with a bachelor degree or higher27.9 percent
- Adults 25 and over with a graduate degree11.6 percent
- Adults 25 and over71,859
- Population under 1829,477
- Share under 1824.6 percent
- Population 65 and over15,923
- Share 65 and over13.3 percent
- Working age population, 18 to 6474,565
- Civilian labor force53,214
- Unemployment rate5.1 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among Georgia counties22nd of 159
- Rank by population among US county-equivalents537th
Lowndes County is the 22nd largest of 159 Georgia counties by population. A median home costs 3.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 13.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lowndes County
Is Lowndes County growing
- Population change since the 2020 census base3.24 percent
- Census 2020 base population118,253
- Births, 20241,554
- Deaths, 20241,071
- Natural change, 2024483
- Net domestic migration, 2024684
- Net international migration, 2024107
- Total net migration, 2024791
- Cumulative net domestic migration, 2021 to 20241,626
- Rank by growth among US county-equivalents820th
The county has grown 3.24 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lowndes County
Where people moving to Lowndes County come from
- Tax returns filed by households arriving3,948
- People arriving, from those returns7,686
- Adjusted gross income arriving$184.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$46,664
- Largest single originLowndes County Non-migrants (36,891 households)
- Largest single destination (36,891 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lowndes County Non-migrants | 36,891 | 78,165 | $2.52 bn |
| Other flows - Different State | 1,582 | 3,132 | $85.3 m |
| Other flows - South | 889 | 1,722 | $46.3 m |
| Other flows - Same State | 480 | 880 | $18.8 m |
| Other flows - West | 265 | 565 | $14.8 m |
| Other flows - Midwest | 263 | 524 | $14.6 m |
| Brooks County | 183 | 352 | $6.2 m |
| Other flows - Northeast | 165 | 321 | $9.6 m |
The largest single source of arrivals is Lowndes County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lowndes County
What the Lowndes County economy runs on
- County GDP, 2024$7.14 bn
- County GDP, 2023$6.73 bn
- GDP change, 2023 to 20246.0 percent
- GDP change over five years31.2 percent
- Rank by GDP among Georgia counties22nd
- Rank by GDP among US county-equivalents575th
- GDP per resident$59,477
Output grew 6.0 percent in the latest year and 31.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lowndes County
Who employs people in Lowndes County
- Covered employment, annual average49,348
- Establishments reporting3,318
- Average annual pay$48,531
- Average weekly wage$933
- Sector 72, employment6,597
- Sector 72, average annual pay$19,581
- Sector 44-45, employment6,521
- Sector 44-45, average annual pay$34,596
- Sector 62, employment5,009
- Sector 62, average annual pay$48,078
- Sector 31-33, employment4,876
- Sector 31-33, average annual pay$64,469
- Sector 48-49, employment2,971
- Sector 23, employment2,550
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 6,597 | 320 | $19,581 |
| Sector 44-45 | 6,521 | 496 | $34,596 |
| Sector 62 | 5,009 | 419 | $48,078 |
| Sector 31-33 | 4,876 | 124 | $64,469 |
| Sector 48-49 | 2,971 | 100 | $53,367 |
| Sector 23 | 2,550 | 266 | $68,338 |
| Sector 56 | 2,193 | 202 | $37,099 |
| Sector 54 | 1,382 | 278 | $77,746 |
The largest sector is the biggest private employer group at 6,597 jobs, 13.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lowndes County
What businesses operate in Lowndes County
- Establishments, all industries2,872
- Employment at those establishments41,979
- Annual payroll$1.77 bn
- Establishments per 1,000 residents23.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lowndes County
What is being built in Lowndes County
- Housing units authorised by permit, 2024899
- Declared construction value permitted$195.3 m
- Single family units authorised893
- Multifamily units authorised6
- Multifamily share of units0.7 percent
- Average declared value per unit$217,280
- Units authorised per 1,000 households19.5
Multifamily is 0.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lowndes County
How much SBA lending happens in Lowndes County
- 7(a) approvals recorded67
- 7(a) gross approval dollars$77.6 m
- Average 7(a) approval$1,158,496
- Median 7(a) approval$375,000
- 10th percentile approval$50,000
- 90th percentile approval$3,760,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,027
- Jobs per approval15.3
- Distinct 7(a) lenders active33
- Distinct industries receiving approvals43
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.9 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter42
- Franchise loans16
- Franchise share of approvals23.9 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (8)
- Most active lenderThe Huntington National Bank (6)
- 504 approvals recorded25
- 504 gross approval dollars$20.9 m
- Average 504 approval$837,680
- Median 504 approval$410,000
- Distinct CDCs active7
- 504 jobs per approval22.2
- 504 jobs per million dollars approved26.5
- Most active CDCSouthern Georgia Area Development Corporation (16)
- 7(a) share of SBA approvals72.8 percent
- Combined SBA approval dollars$98.6 m
The average approval of $1,158,496 sits well above the median of $375,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 26.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lowndes County
Do SBA loans in Lowndes County get paid back
- Loans with a final outcome recorded13
- Paid in full13
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Exempt from disclosure43
- Status: Paid in full13
- Status: Cancelled5
- Status: Committed, not yet disbursed6
Of the 13 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
Which parts of Lowndes County get the lending
- Places in the county with recorded lending4
- VALDOSTA, approvals52
- Lake Park, approvals8
- Hahira, approvals6
- Rome, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| VALDOSTA | 52 | $63,049,000 |
| Lake Park | 8 | $9,263,100 |
| Hahira | 6 | $3,019,600 |
| Rome | 1 | $2,287,500 |
VALDOSTA accounts for 52 approvals against 8 in Lake Park. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
How big is Lowndes County
- Land area496 sq mi
- Rank by land area among Georgia counties26th of 159
- Width, east to west27.5 mi
- Height, north to south28.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land242
- Establishments per square mile5.79
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lowndes County
What hazards affect Lowndes County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book6
- Of those, participating in the NFIP4
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lowndes County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lowndes County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population119,965
- Households46,106
- Average household size2.60
- Median household income$58,541
- Median age31.8
Common questions
Lowndes County questions, answered from the record.
How many people live in Lowndes County, Georgia?
119,965, in 46,106 households, ranking 22nd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lowndes County growing?
The population has grown 3.24 percent since the 2020 census base. In 2024 there were 1,554 births against 1,071 deaths, with net migration of 791. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lowndes County?
$58,541. The median owner-occupied home is valued at $215,600, which is 3.7 times income, and median gross rent is $1,052 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lowndes County?
2,872 establishments, employing 41,979 people with an annual payroll of $1.77 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lowndes County?
Average annual pay is $48,531, or $933 a week, across 49,348 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lowndes County?
67 7(a) approvals totalling $77.6 m since FY2020, across 33 lenders, with a median approval of $375,000, plus 25 504 approvals worth $20.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Lowndes County get paid back?
Of the 13 loans that have reached a final outcome, 13 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Lowndes County?
899 housing units were authorised by permit in 2024, with a declared construction value of $195.3 m. Multifamily was 0.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lowndes County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lowndes County come from?
The largest single origin is Lowndes County Non-migrants, with 36,891 households. Arriving households report an average income of $46,664 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lowndes County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lowndes County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.