McDuffie County, Georgia: commercial real estate data.
McDuffie County, Georgia has a population of 21,718 across 257 square miles, up 0.6 percent since the 2020 census base. County output reached $875.3 m in 2024, 452 establishments operate here, and the SBA record carries 14 7(a) approvals worth $11.5 m.
118 sourced county values · tier FULL · 11 sections
McDuffie County
How many people live in McDuffie County
- Population21,718
- Households8,149
- Average household size2.67
- Median household income$56,733
- Median age38.9
- Median gross rent$792 per month
- Median owner-occupied home value$170,200
- Home value to household income3.0 times
- Annual rent as a share of median income16.8 percent
- Adults 25 and over with a bachelor degree or higher17.8 percent
- Adults 25 and over with a graduate degree7.0 percent
- Adults 25 and over14,901
- Population under 185,367
- Share under 1824.7 percent
- Population 65 and over4,118
- Share 65 and over19.0 percent
- Working age population, 18 to 6412,233
- Civilian labor force9,342
- Unemployment rate1.9 percent
- Labor force participation, adults 18 and over57.1 percent
- Rank by population among Georgia counties83rd of 159
- Rank by population among US county-equivalents1784th
McDuffie County is the 83rd largest of 159 Georgia counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.7 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McDuffie County
Is McDuffie County growing
- Population change since the 2020 census base0.61 percent
- Census 2020 base population21,632
- Births, 2024264
- Deaths, 2024279
- Natural change, 2024-15
- Net domestic migration, 2024-87
- Net international migration, 20245
- Total net migration, 2024-82
- Cumulative net domestic migration, 2021 to 2024268
- Rank by growth among US county-equivalents1615th
The county has grown 0.61 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McDuffie County
Where people moving to McDuffie County come from
- Tax returns filed by households arriving586
- People arriving, from those returns1,106
- Adjusted gross income arriving$28.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$47,947
- Largest single originMcDuffie County Non-migrants (7,594 households)
- Largest single destination (7,594 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McDuffie County Non-migrants | 7,594 | 15,591 | $415.8 m |
| Columbia County | 153 | 329 | $10.6 m |
| Other flows - Same State | 139 | 227 | $4.8 m |
| Other flows - Different State | 102 | 180 | $5.7 m |
| Richmond County | 98 | 194 | $4.2 m |
| Other flows - South | 73 | 126 | $3.4 m |
| Warren County | 51 | 99 | $1.4 m |
| Other flows - West | 29 | 54 | $2.3 m |
The largest single source of arrivals is McDuffie County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McDuffie County
What the McDuffie County economy runs on
- County GDP, 2024$875.3 m
- County GDP, 2023$894.2 m
- GDP change, 2023 to 2024-2.1 percent
- GDP change over five years24.0 percent
- Rank by GDP among Georgia counties88th
- Rank by GDP among US county-equivalents1954th
- GDP per resident$40,303
Output grew -2.1 percent in the latest year and 24.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McDuffie County
Who employs people in McDuffie County
- Covered employment, annual average7,064
- Establishments reporting501
- Average annual pay$43,918
- Average weekly wage$845
- Sector 31-33, employment1,712
- Sector 31-33, average annual pay$55,309
- Sector 44-45, employment965
- Sector 44-45, average annual pay$32,980
- Sector 48-49, employment419
- Sector 48-49, average annual pay$51,993
- Sector 23, employment358
- Sector 23, average annual pay$52,150
- Sector 81, employment172
- Sector 54, employment148
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,712 | 32 | $55,309 |
| Sector 44-45 | 965 | 84 | $32,980 |
| Sector 48-49 | 419 | 13 | $51,993 |
| Sector 23 | 358 | 44 | $52,150 |
| Sector 81 | 172 | 29 | $41,294 |
| Sector 54 | 148 | 39 | $52,045 |
| Sector 52 | 118 | 26 | $63,992 |
| Sector 56 | 68 | 13 | $35,699 |
The largest sector is the biggest private employer group at 1,712 jobs, 24.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McDuffie County
What businesses operate in McDuffie County
- Establishments, all industries452
- Employment at those establishments6,673
- Annual payroll$261.2 m
- Establishments per 1,000 residents20.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
McDuffie County
What is being built in McDuffie County
- Housing units authorised by permit, 202464
- Declared construction value permitted$14.9 m
- Single family units authorised64
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$232,453
- Units authorised per 1,000 households7.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
McDuffie County
How much SBA lending happens in McDuffie County
- 7(a) approvals recorded14
- 7(a) gross approval dollars$11.5 m
- Average 7(a) approval$818,493
- Median 7(a) approval$585,000
- 10th percentile approval$100,000
- 90th percentile approval$2,160,000
- Largest single approval$3,350,000
- Jobs reported supported, 7(a)64
- Jobs per approval4.6
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer35.7 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter8
- Franchise loans2
- Franchise share of approvals14.3 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (3)
- Most active lenderRegions Bank (2)
- 504 approvals recorded3
- 504 gross approval dollars$1.5 m
- Average 504 approval$489,333
- Median 504 approval$381,000
- Distinct CDCs active1
- 504 jobs per approval8.0
- 504 jobs per million dollars approved16.3
- Most active CDCCSRA Local Development Corporation (3)
- 7(a) share of SBA approvals82.4 percent
- Combined SBA approval dollars$12.9 m
The average approval of $818,493 sits close to the median of $585,000, so lending here is fairly evenly sized rather than driven by a few large deals. 35.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McDuffie County
Do SBA loans in McDuffie County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure8
- Status: Cancelled2
- Status: Committed, not yet disbursed4
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McDuffie County
How big is McDuffie County
- Land area257 sq mi
- Rank by land area among Georgia counties117th of 159
- Width, east to west20.5 mi
- Height, north to south23.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land85
- Establishments per square mile1.76
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
McDuffie County
What hazards affect McDuffie County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a McDuffie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McDuffie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population21,718
- Households8,149
- Average household size2.67
- Median household income$56,733
- Median age38.9
Common questions
McDuffie County questions, answered from the record.
How many people live in McDuffie County, Georgia?
21,718, in 8,149 households, ranking 83rd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McDuffie County growing?
The population has grown 0.61 percent since the 2020 census base. In 2024 there were 264 births against 279 deaths, with net migration of -82. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McDuffie County?
$56,733. The median owner-occupied home is valued at $170,200, which is 3.0 times income, and median gross rent is $792 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in McDuffie County?
452 establishments, employing 6,673 people with an annual payroll of $261.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in McDuffie County?
Average annual pay is $43,918, or $845 a week, across 7,064 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McDuffie County?
14 7(a) approvals totalling $11.5 m since FY2020, across 13 lenders, with a median approval of $585,000, plus 3 504 approvals worth $1.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in McDuffie County?
64 housing units were authorised by permit in 2024, with a declared construction value of $14.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McDuffie County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McDuffie County come from?
The largest single origin is McDuffie County Non-migrants, with 7,594 households. Arriving households report an average income of $47,947 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McDuffie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McDuffie County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.