Muscogee County, Georgia: commercial real estate data.
Muscogee County, Georgia has a population of 203,711 across 216 square miles, down 2.5 percent since the 2020 census base. County output reached $13.84 bn in 2024, 4,510 establishments operate here, and the SBA record carries 128 7(a) approvals worth $112.0 m.
128 sourced county values · tier FULL · 12 sections
Muscogee County
How many people live in Muscogee County
- Population203,711
- Households81,415
- Average household size2.50
- Median household income$58,073
- Median age35.4
- Median gross rent$1,106 per month
- Median owner-occupied home value$193,900
- Home value to household income3.3 times
- Annual rent as a share of median income22.9 percent
- Adults 25 and over with a bachelor degree or higher30.5 percent
- Adults 25 and over with a graduate degree12.3 percent
- Adults 25 and over134,657
- Population under 1850,790
- Share under 1824.9 percent
- Population 65 and over30,092
- Share 65 and over14.8 percent
- Working age population, 18 to 64122,829
- Civilian labor force89,570
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over58.6 percent
- Rank by population among Georgia counties12th of 159
- Rank by population among US county-equivalents345th
Muscogee County is the 12th largest of 159 Georgia counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.9 percent against 14.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Muscogee County
Is Muscogee County growing
- Population change since the 2020 census base-2.46 percent
- Census 2020 base population206,918
- Births, 20242,631
- Deaths, 20242,127
- Natural change, 2024504
- Net domestic migration, 2024-1,178
- Net international migration, 2024545
- Total net migration, 2024-633
- Cumulative net domestic migration, 2021 to 2024-8,273
- Rank by growth among US county-equivalents2617th
The county has lost 2.46 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Muscogee County
Where people moving to Muscogee County come from
- Tax returns filed by households arriving6,251
- People arriving, from those returns12,172
- Adjusted gross income arriving$309.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$49,573
- Largest single originMuscogee County Non-migrants (65,554 households)
- Largest single destination (65,554 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Muscogee County Non-migrants | 65,554 | 131,081 | $4.90 bn |
| Other flows - Different State | 2,105 | 3,854 | $112.2 m |
| Other flows - South | 1,213 | 2,276 | $65.8 m |
| Russell County | 597 | 1,133 | $19.2 m |
| Other flows - Same State | 448 | 809 | $19.9 m |
| Other flows - Midwest | 338 | 620 | $18.3 m |
| Harris County | 305 | 592 | $17.6 m |
| Other flows - Northeast | 303 | 518 | $15.8 m |
The largest single source of arrivals is Muscogee County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Muscogee County
What the Muscogee County economy runs on
- County GDP, 2024$13.84 bn
- County GDP, 2023$13.27 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years22.1 percent
- Rank by GDP among Georgia counties10th
- Rank by GDP among US county-equivalents342nd
- GDP per resident$67,950
Output grew 4.3 percent in the latest year and 22.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Muscogee County
Who employs people in Muscogee County
- Covered employment, annual average89,176
- Establishments reporting5,414
- Average annual pay$55,578
- Average weekly wage$1,069
- Sector 62, employment13,412
- Sector 62, average annual pay$60,428
- Sector 72, employment10,768
- Sector 72, average annual pay$22,830
- Sector 44-45, employment10,354
- Sector 44-45, average annual pay$32,946
- Sector 52, employment6,649
- Sector 52, average annual pay$95,582
- Sector 31-33, employment5,918
- Sector 56, employment4,860
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 13,412 | 874 | $60,428 |
| Sector 72 | 10,768 | 567 | $22,830 |
| Sector 44-45 | 10,354 | 814 | $32,946 |
| Sector 52 | 6,649 | 274 | $95,582 |
| Sector 31-33 | 5,918 | 133 | $76,555 |
| Sector 56 | 4,860 | 353 | $38,146 |
| Sector 54 | 4,278 | 441 | $73,962 |
| Sector 23 | 3,198 | 314 | $64,304 |
The largest sector is the biggest private employer group at 13,412 jobs, 15.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Muscogee County
What businesses operate in Muscogee County
- Establishments, all industries4,510
- Employment at those establishments78,975
- Annual payroll$4.20 bn
- Establishments per 1,000 residents22.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Muscogee County
What is being built in Muscogee County
- Housing units authorised by permit, 2024291
- Declared construction value permitted$86.4 m
- Single family units authorised261
- Multifamily units authorised30
- Multifamily share of units10.3 percent
- Average declared value per unit$296,987
- Units authorised per 1,000 households3.6
Multifamily is 10.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Muscogee County
How much SBA lending happens in Muscogee County
- 7(a) approvals recorded128
- 7(a) gross approval dollars$112.0 m
- Average 7(a) approval$874,914
- Median 7(a) approval$370,800
- 10th percentile approval$31,600
- 90th percentile approval$2,830,000
- Largest single approval$4,705,000
- Jobs reported supported, 7(a)1,756
- Jobs per approval13.7
- Distinct 7(a) lenders active46
- Distinct industries receiving approvals74
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer22.7 percent
- Loans on real estate terms29
- Loans on working capital terms, 120 months or shorter85
- Franchise loans37
- Franchise share of approvals28.9 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (10)
- Most active lenderThe Huntington National Bank (9)
- 504 approvals recorded51
- 504 gross approval dollars$42.4 m
- Average 504 approval$831,412
- Median 504 approval$579,000
- Distinct CDCs active8
- 504 jobs per approval9.8
- 504 jobs per million dollars approved11.7
- Most active CDCFlorida Business Development Corporation (22)
- 7(a) share of SBA approvals71.5 percent
- Combined SBA approval dollars$154.4 m
The average approval of $874,914 sits well above the median of $370,800, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 22.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muscogee County
Do SBA loans in Muscogee County get paid back
- Loans with a final outcome recorded19
- Paid in full17
- Charged off2
- Charge off rate on resolved loans10.5 percent
- Status: Cancelled25
- Status: Exempt from disclosure80
- Status: Paid in full17
- Status: Committed, not yet disbursed4
- Status: Charged off2
Of the 19 loans that have reached a final outcome, 10.5 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muscogee County
Which parts of Muscogee County get the lending
- Places in the county with recorded lending5
- Columbus, approvals119
- MIDLAND, approvals4
- FORTSON, approvals3
- Fort Benning, approvals1
- MARIETTA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Columbus | 119 | $107,466,100 |
| MIDLAND | 4 | $3,641,100 |
| FORTSON | 3 | $320,100 |
| Fort Benning | 1 | $102,700 |
| MARIETTA | 1 | $459,000 |
Columbus accounts for 119 approvals against 4 in MIDLAND. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muscogee County
How big is Muscogee County
- Land area216 sq mi
- Rank by land area among Georgia counties132nd of 159
- Width, east to west22.6 mi
- Height, north to south15.6 mi
- Geographies sharing a boundary3
- Residents per square mile of land943
- Establishments per square mile20.88
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Muscogee County
What hazards affect Muscogee County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 9, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Muscogee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Muscogee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population203,711
- Households81,415
- Average household size2.50
- Median household income$58,073
- Median age35.4
Common questions
Muscogee County questions, answered from the record.
How many people live in Muscogee County, Georgia?
203,711, in 81,415 households, ranking 12th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Muscogee County growing?
The population has fallen 2.46 percent since the 2020 census base. In 2024 there were 2,631 births against 2,127 deaths, with net migration of -633. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Muscogee County?
$58,073. The median owner-occupied home is valued at $193,900, which is 3.3 times income, and median gross rent is $1,106 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Muscogee County?
4,510 establishments, employing 78,975 people with an annual payroll of $4.20 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Muscogee County?
Average annual pay is $55,578, or $1,069 a week, across 89,176 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Muscogee County?
128 7(a) approvals totalling $112.0 m since FY2020, across 46 lenders, with a median approval of $370,800, plus 51 504 approvals worth $42.4 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Muscogee County get paid back?
Of the 19 loans that have reached a final outcome, 17 were paid in full and 2 charged off, a charge off rate of 10.5 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Muscogee County?
291 housing units were authorised by permit in 2024, with a declared construction value of $86.4 m. Multifamily was 10.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Muscogee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Muscogee County come from?
The largest single origin is Muscogee County Non-migrants, with 65,554 households. Arriving households report an average income of $49,573 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Muscogee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Muscogee County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.