Newton County, Georgia: commercial real estate data.
Newton County, Georgia has a population of 118,152 across 272 square miles, up 10.2 percent since the 2020 census base. County output reached $4.59 bn in 2024, 1,639 establishments operate here, and the SBA record carries 63 7(a) approvals worth $50.9 m.
128 sourced county values · tier FULL · 12 sections
Newton County
How many people live in Newton County
- Population118,152
- Households41,203
- Average household size2.87
- Median household income$77,179
- Median age36.8
- Median gross rent$1,439 per month
- Median owner-occupied home value$265,000
- Home value to household income3.4 times
- Annual rent as a share of median income22.4 percent
- Adults 25 and over with a bachelor degree or higher25.0 percent
- Adults 25 and over with a graduate degree10.0 percent
- Adults 25 and over77,040
- Population under 1829,868
- Share under 1825.3 percent
- Population 65 and over15,870
- Share 65 and over13.4 percent
- Working age population, 18 to 6472,414
- Civilian labor force59,234
- Unemployment rate6.6 percent
- Labor force participation, adults 18 and over67.1 percent
- Rank by population among Georgia counties23rd of 159
- Rank by population among US county-equivalents541st
Newton County is the 23rd largest of 159 Georgia counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.3 percent against 13.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Newton County
Is Newton County growing
- Population change since the 2020 census base10.20 percent
- Census 2020 base population112,529
- Births, 20241,353
- Deaths, 20241,067
- Natural change, 2024286
- Net domestic migration, 20242,711
- Net international migration, 2024510
- Total net migration, 20243,221
- Cumulative net domestic migration, 2021 to 20249,051
- Rank by growth among US county-equivalents141st
The county has grown 10.20 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Newton County
Where people moving to Newton County come from
- Tax returns filed by households arriving5,013
- People arriving, from those returns9,723
- Adjusted gross income arriving$245.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,866
- Largest single originNewton County Non-migrants (38,989 households)
- Largest single destination (38,989 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Newton County Non-migrants | 38,989 | 80,123 | $2.22 bn |
| Other flows - Different State | 1,191 | 2,199 | $56.9 m |
| Rockdale County | 792 | 1,638 | $32.0 m |
| DeKalb County | 764 | 1,453 | $43.0 m |
| Other flows - South | 605 | 1,113 | $27.6 m |
| Gwinnett County | 402 | 841 | $18.8 m |
| Other flows - Same State | 307 | 604 | $14.4 m |
| Walton County | 279 | 609 | $15.1 m |
The largest single source of arrivals is Newton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Newton County
What the Newton County economy runs on
- County GDP, 2024$4.59 bn
- County GDP, 2023$4.24 bn
- GDP change, 2023 to 20248.3 percent
- GDP change over five years39.3 percent
- Rank by GDP among Georgia counties32nd
- Rank by GDP among US county-equivalents747th
- GDP per resident$38,867
Output grew 8.3 percent in the latest year and 39.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Newton County
Who employs people in Newton County
- Covered employment, annual average27,708
- Establishments reporting2,169
- Average annual pay$54,919
- Average weekly wage$1,056
- Sector 31-33, employment4,389
- Sector 31-33, average annual pay$70,797
- Sector 62, employment3,386
- Sector 62, average annual pay$51,084
- Sector 44-45, employment3,240
- Sector 44-45, average annual pay$32,334
- Sector 72, employment2,887
- Sector 72, average annual pay$21,968
- Sector 23, employment1,933
- Sector 42, employment1,636
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,389 | 110 | $70,797 |
| Sector 62 | 3,386 | 185 | $51,084 |
| Sector 44-45 | 3,240 | 248 | $32,334 |
| Sector 72 | 2,887 | 171 | $21,968 |
| Sector 23 | 1,933 | 270 | $71,585 |
| Sector 42 | 1,636 | 88 | $92,551 |
| Sector 56 | 1,193 | 134 | $41,250 |
| Sector 54 | 1,005 | 189 | $60,454 |
The largest sector is the biggest private employer group at 4,389 jobs, 15.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Newton County
What businesses operate in Newton County
- Establishments, all industries1,639
- Employment at those establishments23,931
- Annual payroll$1.20 bn
- Establishments per 1,000 residents13.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Newton County
What is being built in Newton County
- Housing units authorised by permit, 20241,464
- Declared construction value permitted$307.1 m
- Single family units authorised688
- Multifamily units authorised776
- Multifamily share of units53.0 percent
- Average declared value per unit$209,796
- Units authorised per 1,000 households35.5
Multifamily is 53.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Newton County
How much SBA lending happens in Newton County
- 7(a) approvals recorded63
- 7(a) gross approval dollars$50.9 m
- Average 7(a) approval$808,629
- Median 7(a) approval$335,000
- 10th percentile approval$15,000
- 90th percentile approval$2,194,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)533
- Jobs per approval8.5
- Distinct 7(a) lenders active33
- Distinct industries receiving approvals45
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer39.7 percent
- Loans on real estate terms25
- Loans on working capital terms, 120 months or shorter36
- Franchise loans13
- Franchise share of approvals20.6 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (4)
- Most active lenderWells Fargo Bank National Association (9)
- 504 approvals recorded32
- 504 gross approval dollars$41.8 m
- Average 504 approval$1,307,031
- Median 504 approval$837,000
- Distinct CDCs active7
- 504 jobs per approval11.1
- 504 jobs per million dollars approved8.5
- Most active CDCCSRA Local Development Corporation (13)
- 7(a) share of SBA approvals66.3 percent
- Combined SBA approval dollars$92.8 m
The average approval of $808,629 sits well above the median of $335,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 39.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Newton County
Do SBA loans in Newton County get paid back
- Loans with a final outcome recorded11
- Paid in full11
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full11
- Status: Exempt from disclosure43
- Status: Cancelled8
- Status: Committed, not yet disbursed1
Of the 11 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Newton County
Which parts of Newton County get the lending
- Places in the county with recorded lending9
- COVINGTON, approvals49
- OXFORD, approvals6
- Newborn, approvals2
- Duluth, approvals1
- Atlanta, approvals1
- Canton, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| COVINGTON | 49 | $40,898,000 |
| OXFORD | 6 | $4,849,000 |
| Newborn | 2 | $645,400 |
| Duluth | 1 | $417,000 |
| Atlanta | 1 | $333,000 |
| Canton | 1 | $165,200 |
| Helen | 1 | $2,228,000 |
| PORTERDALE | 1 | $50,000 |
COVINGTON accounts for 49 approvals against 6 in OXFORD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Newton County
How big is Newton County
- Land area272 sq mi
- Rank by land area among Georgia counties111th of 159
- Width, east to west21.3 mi
- Height, north to south26 mi
- Geographies sharing a boundary6
- Residents per square mile of land434
- Establishments per square mile6.03
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Newton County
What hazards affect Newton County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Newton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Newton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population118,152
- Households41,203
- Average household size2.87
- Median household income$77,179
- Median age36.8
Common questions
Newton County questions, answered from the record.
How many people live in Newton County, Georgia?
118,152, in 41,203 households, ranking 23rd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Newton County growing?
The population has grown 10.20 percent since the 2020 census base. In 2024 there were 1,353 births against 1,067 deaths, with net migration of 3,221. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Newton County?
$77,179. The median owner-occupied home is valued at $265,000, which is 3.4 times income, and median gross rent is $1,439 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Newton County?
1,639 establishments, employing 23,931 people with an annual payroll of $1.20 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Newton County?
Average annual pay is $54,919, or $1,056 a week, across 27,708 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Newton County?
63 7(a) approvals totalling $50.9 m since FY2020, across 33 lenders, with a median approval of $335,000, plus 32 504 approvals worth $41.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Newton County get paid back?
Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Newton County?
1,464 housing units were authorised by permit in 2024, with a declared construction value of $307.1 m. Multifamily was 53.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Newton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Newton County come from?
The largest single origin is Newton County Non-migrants, with 38,989 households. Arriving households report an average income of $48,866 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Newton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Newton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.