Paulding County, Georgia: commercial real estate data.
Paulding County, Georgia has a population of 178,909 across 312 square miles, up 11.8 percent since the 2020 census base. County output reached $5.18 bn in 2024, 2,423 establishments operate here, and the SBA record carries 109 7(a) approvals worth $82.8 m.
128 sourced county values · tier FULL · 12 sections
Paulding County
How many people live in Paulding County
- Population178,909
- Households60,008
- Average household size2.98
- Median household income$98,031
- Median age36.9
- Median gross rent$1,772 per month
- Median owner-occupied home value$326,300
- Home value to household income3.3 times
- Annual rent as a share of median income21.7 percent
- Adults 25 and over with a bachelor degree or higher29.5 percent
- Adults 25 and over with a graduate degree9.9 percent
- Adults 25 and over118,289
- Population under 1845,577
- Share under 1825.5 percent
- Population 65 and over20,997
- Share 65 and over11.7 percent
- Working age population, 18 to 64112,335
- Civilian labor force93,774
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over70.3 percent
- Rank by population among Georgia counties13th of 159
- Rank by population among US county-equivalents384th
Paulding County is the 13th largest of 159 Georgia counties by population. A median home costs 3.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.5 percent against 11.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Paulding County
Is Paulding County growing
- Population change since the 2020 census base11.80 percent
- Census 2020 base population168,651
- Births, 20241,911
- Deaths, 20241,243
- Natural change, 2024668
- Net domestic migration, 20243,590
- Net international migration, 2024777
- Total net migration, 20244,367
- Cumulative net domestic migration, 2021 to 202414,321
- Rank by growth among US county-equivalents114th
The county has grown 11.80 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Paulding County
Where people moving to Paulding County come from
- Tax returns filed by households arriving7,770
- People arriving, from those returns15,426
- Adjusted gross income arriving$457.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$58,880
- Largest single originPaulding County Non-migrants (58,472 households)
- Largest single destination (58,472 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Paulding County Non-migrants | 58,472 | 128,541 | $4.31 bn |
| Cobb County | 2,619 | 5,282 | $168.5 m |
| Other flows - Different State | 1,834 | 3,714 | $116.9 m |
| Other flows - South | 1,008 | 2,046 | $63.3 m |
| Douglas County | 582 | 1,167 | $26.3 m |
| Fulton County | 409 | 735 | $21.9 m |
| Other flows - Northeast | 314 | 608 | $19.4 m |
| Other flows - Same State | 311 | 600 | $16.2 m |
The largest single source of arrivals is Paulding County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Paulding County
What the Paulding County economy runs on
- County GDP, 2024$5.18 bn
- County GDP, 2023$4.73 bn
- GDP change, 2023 to 20249.5 percent
- GDP change over five years53.5 percent
- Rank by GDP among Georgia counties31st
- Rank by GDP among US county-equivalents701st
- GDP per resident$28,968
Output grew 9.5 percent in the latest year and 53.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Paulding County
Who employs people in Paulding County
- Covered employment, annual average30,033
- Establishments reporting3,011
- Average annual pay$48,705
- Average weekly wage$937
- Sector 44-45, employment5,500
- Sector 44-45, average annual pay$35,654
- Sector 62, employment4,508
- Sector 62, average annual pay$60,617
- Sector 72, employment3,952
- Sector 72, average annual pay$21,714
- Sector 23, employment2,512
- Sector 23, average annual pay$64,460
- Sector 56, employment1,574
- Sector 31-33, employment1,380
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 5,500 | 334 | $35,654 |
| Sector 62 | 4,508 | 293 | $60,617 |
| Sector 72 | 3,952 | 192 | $21,714 |
| Sector 23 | 2,512 | 452 | $64,460 |
| Sector 56 | 1,574 | 250 | $40,736 |
| Sector 31-33 | 1,380 | 90 | $64,487 |
| Sector 81 | 1,042 | 212 | $41,215 |
| Sector 54 | 842 | 305 | $74,120 |
The largest sector is the biggest private employer group at 5,500 jobs, 18.3 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Paulding County
What businesses operate in Paulding County
- Establishments, all industries2,423
- Employment at those establishments23,321
- Annual payroll$993.0 m
- Establishments per 1,000 residents13.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Paulding County
What is being built in Paulding County
- Housing units authorised by permit, 20241,458
- Declared construction value permitted$180.4 m
- Single family units authorised1,458
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$123,727
- Units authorised per 1,000 households24.3
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Paulding County
How much SBA lending happens in Paulding County
- 7(a) approvals recorded109
- 7(a) gross approval dollars$82.8 m
- Average 7(a) approval$759,917
- Median 7(a) approval$322,500
- 10th percentile approval$50,000
- 90th percentile approval$2,686,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,134
- Jobs per approval10.4
- Distinct 7(a) lenders active44
- Distinct industries receiving approvals60
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer31.2 percent
- Loans on real estate terms34
- Loans on working capital terms, 120 months or shorter65
- Franchise loans18
- Franchise share of approvals16.5 percent
- Leading industry by approval countFull-Service Restaurants (7)
- Most active lenderNortheast Bank (9)
- 504 approvals recorded26
- 504 gross approval dollars$20.9 m
- Average 504 approval$804,500
- Median 504 approval$643,000
- Distinct CDCs active5
- 504 jobs per approval12.2
- 504 jobs per million dollars approved15.2
- Most active CDCFlorida Business Development Corporation (8)
- 7(a) share of SBA approvals80.7 percent
- Combined SBA approval dollars$103.7 m
The average approval of $759,917 sits well above the median of $322,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 31.2 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Paulding County
Do SBA loans in Paulding County get paid back
- Loans with a final outcome recorded14
- Paid in full14
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full14
- Status: Cancelled19
- Status: Exempt from disclosure72
- Status: Committed, not yet disbursed4
Of the 14 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Paulding County
Which parts of Paulding County get the lending
- Places in the county with recorded lending7
- DALLAS, approvals63
- HIRAM, approvals32
- DOUGLASVILLE, approvals3
- VILLA RICA, approvals3
- Acworth, approvals3
- POWDER SPRINGS, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| DALLAS | 63 | $37,862,300 |
| HIRAM | 32 | $41,097,200 |
| DOUGLASVILLE | 3 | $785,000 |
| VILLA RICA | 3 | $939,000 |
| Acworth | 3 | $850,000 |
| POWDER SPRINGS | 3 | $387,500 |
| Rockmart | 2 | $910,000 |
DALLAS accounts for 63 approvals against 32 in HIRAM. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Paulding County
How big is Paulding County
- Land area312 sq mi
- Rank by land area among Georgia counties95th of 159
- Width, east to west18.7 mi
- Height, north to south21.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land573
- Establishments per square mile7.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Paulding County
What hazards affect Paulding County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 10, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Paulding County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Paulding County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population178,909
- Households60,008
- Average household size2.98
- Median household income$98,031
- Median age36.9
Common questions
Paulding County questions, answered from the record.
How many people live in Paulding County, Georgia?
178,909, in 60,008 households, ranking 13th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Paulding County growing?
The population has grown 11.80 percent since the 2020 census base. In 2024 there were 1,911 births against 1,243 deaths, with net migration of 4,367. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Paulding County?
$98,031. The median owner-occupied home is valued at $326,300, which is 3.3 times income, and median gross rent is $1,772 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Paulding County?
2,423 establishments, employing 23,321 people with an annual payroll of $993.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Paulding County?
Average annual pay is $48,705, or $937 a week, across 30,033 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Paulding County?
109 7(a) approvals totalling $82.8 m since FY2020, across 44 lenders, with a median approval of $322,500, plus 26 504 approvals worth $20.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Paulding County get paid back?
Of the 14 loans that have reached a final outcome, 14 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Paulding County?
1,458 housing units were authorised by permit in 2024, with a declared construction value of $180.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Paulding County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Paulding County come from?
The largest single origin is Paulding County Non-migrants, with 58,472 households. Arriving households report an average income of $58,880 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Paulding County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Paulding County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.