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HomeGeorgiaSchley County

Schley County, Georgia: commercial real estate data.

Schley County, Georgia has a population of 4,513 across 167 square miles, down 1.0 percent since the 2020 census base. County output reached $155.2 m in 2024, 74 establishments operate here, and the SBA record carries 1 7(a) approvals worth $715,000.

105 sourced county values · tier FULL · 11 sections

Schley County

How many people live in Schley County

  • Population4,513
  • Households1,639
  • Average household size2.75
  • Median household income$56,875
  • Median age41.5
  • Median gross rent$816 per month
  • Median owner-occupied home value$143,900
  • Home value to household income2.5 times
  • Annual rent as a share of median income17.2 percent
  • Adults 25 and over with a bachelor degree or higher22.2 percent
  • Adults 25 and over with a graduate degree10.0 percent
  • Adults 25 and over3,101
  • Population under 181,112
  • Share under 1824.6 percent
  • Population 65 and over660
  • Share 65 and over14.6 percent
  • Working age population, 18 to 642,741
  • Civilian labor force1,983
  • Unemployment rate7.6 percent
  • Labor force participation, adults 18 and over58.3 percent
  • Rank by population among Georgia counties152nd of 159
  • Rank by population among US county-equivalents2933rd

Schley County is the 152nd largest of 159 Georgia counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 14.6 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Schley County

Is Schley County growing

  • Population change since the 2020 census base-1.03 percent
  • Census 2020 base population4,550
  • Births, 202447
  • Deaths, 202463
  • Natural change, 2024-16
  • Net domestic migration, 2024-14
  • Net international migration, 20240
  • Total net migration, 2024-14
  • Cumulative net domestic migration, 2021 to 2024-14
  • Rank by growth among US county-equivalents2197th

The county has lost 1.03 percent of its population since the 2020 census base.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Schley County

Where people moving to Schley County come from

  • Tax returns filed by households arriving113
  • People arriving, from those returns262
  • Adjusted gross income arriving$7.0 m
  • Net adjusted gross income movement$0
  • Average income of an arriving household$61,558
  • Largest single originSchley County Non-migrants (1,408 households)
  • Largest single destination (1,408 households)
Largest origins of households moving into Schley County
OriginHouseholdsPeopleAdjusted gross income
Schley County Non-migrants1,4083,303$81.2 m
Other flows - Same State58124$3.2 m
Sumter County3386$1.7 m
Other flows - Different State2252$2.1 m
Other flows - South2252$2.1 m

The largest single source of arrivals is Schley County Non-migrants, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Schley County

What the Schley County economy runs on

  • County GDP, 2024$155.2 m
  • County GDP, 2023$143.7 m
  • GDP change, 2023 to 20248.0 percent
  • GDP change over five years31.3 percent
  • Rank by GDP among Georgia counties149th
  • Rank by GDP among US county-equivalents2969th
  • GDP per resident$34,395

Output grew 8.0 percent in the latest year and 31.3 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Schley County

Who employs people in Schley County

  • Covered employment, annual average1,152
  • Establishments reporting78
  • Average annual pay$46,268
  • Average weekly wage$890
  • Sector 42, employment83
  • Sector 42, average annual pay$46,145
  • Sector 44-45, employment76
  • Sector 44-45, average annual pay$27,256
  • Sector 72, employment44
  • Sector 72, average annual pay$24,229
  • Sector 81, employment31
  • Sector 81, average annual pay$44,610
  • Sector 99, employment4
Private sector employment and pay, Schley County
SectorEmploymentEstablishmentsAverage annual pay
Sector 42834$46,145
Sector 44-45768$27,256
Sector 72444$24,229
Sector 81319$44,610
Sector 9944$17,694

The largest sector is the biggest private employer group at 83 jobs, 7.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Schley County

What businesses operate in Schley County

  • Establishments, all industries74
  • Employment at those establishments937
  • Annual payroll$40.4 m
  • Establishments per 1,000 residents16.4

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.

US Census Bureau, County Business Patterns, 2023.

Schley County

What is being built in Schley County

  • Housing units authorised by permit, 202418
  • Declared construction value permitted$3.8 m
  • Single family units authorised18
  • Multifamily units authorised0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$212,798
  • Units authorised per 1,000 households11.0

Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.

US Census Bureau, Building Permits Survey, 2024 annual.

Schley County

How much SBA lending happens in Schley County

  • 7(a) approvals recorded1
  • 7(a) gross approval dollars$715,000
  • Average 7(a) approval$715,000
  • Median 7(a) approval$715,000
  • 10th percentile approval$715,000
  • 90th percentile approval$715,000
  • Largest single approval$715,000
  • Jobs reported supported, 7(a)2
  • Jobs per approval2.0
  • Distinct 7(a) lenders active1
  • Distinct industries receiving approvals1
  • Median 7(a) term180 months
  • Share of loans on real estate terms, 240 months or longer0.0 percent
  • Loans on real estate terms0
  • Loans on working capital terms, 120 months or shorter0
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • Leading industry by approval countBroilers and Other Meat Type Chicken Production (1)
  • Most active lenderPromiseOne Bank (1)

The average approval of $715,000 sits close to the median of $715,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Schley County

Do SBA loans in Schley County get paid back

  • Loans with a final outcome recorded0
  • Paid in full0
  • Charged off0
  • Status: Exempt from disclosure1

Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Schley County

How big is Schley County

  • Land area167 sq mi
  • Rank by land area among Georgia counties151st of 159
  • Width, east to west14.5 mi
  • Height, north to south17.6 mi
  • Geographies sharing a boundary4
  • Residents per square mile of land27
  • Establishments per square mile0.44

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Schley County

What hazards affect Schley County

  • EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
  • Communities in the NFIP Community Status Book2
  • Of those, participating in the NFIP2
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0

The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.

US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
  • Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
  • Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
  • Zoning is in build. Parcel level zoning is not published on this page.

Feasibility studies

When a Schley County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Schley County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population4,513
  • Households1,639
  • Average household size2.75
  • Median household income$56,875
  • Median age41.5

How a feasibility study works →

Common questions

Schley County questions, answered from the record.

How many people live in Schley County, Georgia?

4,513, in 1,639 households, ranking 152nd of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Schley County growing?

The population has fallen 1.03 percent since the 2020 census base. In 2024 there were 47 births against 63 deaths, with net migration of -14. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Schley County?

$56,875. The median owner-occupied home is valued at $143,900, which is 2.5 times income, and median gross rent is $816 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are there in Schley County?

74 establishments, employing 937 people with an annual payroll of $40.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is the average wage in Schley County?

Average annual pay is $46,268, or $890 a week, across 1,152 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Schley County?

1 7(a) approvals totalling $715,000 since FY2020, across 1 lenders, with a median approval of $715,000. These are approvals recorded in the release, not loans disbursed.

What is being built in Schley County?

18 housing units were authorised by permit in 2024, with a declared construction value of $3.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Schley County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Schley County come from?

The largest single origin is Schley County Non-migrants, with 1,408 households. Arriving households report an average income of $61,558 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Schley County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Schley County?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.

Nearby

Sharing a boundary with Schley.

All Georgia county pages →

How this page was built →