Sumter County, Georgia: commercial real estate data.
Sumter County, Georgia has a population of 29,061 across 483 square miles, down 2.2 percent since the 2020 census base. County output reached $1.26 bn in 2024, 624 establishments operate here, and the SBA record carries 12 7(a) approvals worth $3.3 m.
121 sourced county values · tier FULL · 12 sections
Sumter County
How many people live in Sumter County
- Population29,061
- Households10,986
- Average household size2.65
- Median household income$42,653
- Median age37.9
- Median gross rent$857 per month
- Median owner-occupied home value$120,200
- Home value to household income2.8 times
- Annual rent as a share of median income24.1 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree10.0 percent
- Adults 25 and over18,529
- Population under 186,511
- Share under 1822.4 percent
- Population 65 and over5,152
- Share 65 and over17.7 percent
- Working age population, 18 to 6417,398
- Civilian labor force13,269
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among Georgia counties65th of 159
- Rank by population among US county-equivalents1504th
Sumter County is the 65th largest of 159 Georgia counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 17.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sumter County
Is Sumter County growing
- Population change since the 2020 census base-2.17 percent
- Census 2020 base population29,614
- Births, 2024355
- Deaths, 2024374
- Natural change, 2024-19
- Net domestic migration, 20244
- Net international migration, 202445
- Total net migration, 202449
- Cumulative net domestic migration, 2021 to 2024-420
- Rank by growth among US county-equivalents2543rd
The county has lost 2.17 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sumter County
Where people moving to Sumter County come from
- Tax returns filed by households arriving471
- People arriving, from those returns895
- Adjusted gross income arriving$22.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$47,554
- Largest single originSumter County Non-migrants (9,280 households)
- Largest single destination (9,280 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sumter County Non-migrants | 9,280 | 18,952 | $492.2 m |
| Other flows - Same State | 204 | 373 | $10.4 m |
| Other flows - Different State | 106 | 215 | $6.1 m |
| Other flows - South | 106 | 215 | $6.1 m |
| Lee County | 35 | 65 | $1.5 m |
| Houston County | 29 | 52 | $667,000 |
| Schley County | 29 | 59 | $1.0 m |
| Dougherty County | 26 | 48 | $930,000 |
The largest single source of arrivals is Sumter County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sumter County
What the Sumter County economy runs on
- County GDP, 2024$1.26 bn
- County GDP, 2023$1.29 bn
- GDP change, 2023 to 2024-2.2 percent
- GDP change over five years14.5 percent
- Rank by GDP among Georgia counties75th
- Rank by GDP among US county-equivalents1652nd
- GDP per resident$43,481
Output grew -2.2 percent in the latest year and 14.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sumter County
Who employs people in Sumter County
- Covered employment, annual average9,902
- Establishments reporting728
- Average annual pay$45,522
- Average weekly wage$875
- Sector 44-45, employment1,248
- Sector 44-45, average annual pay$29,759
- Sector 72, employment963
- Sector 72, average annual pay$19,568
- Sector 31-33, employment956
- Sector 31-33, average annual pay$59,868
- Sector 56, employment370
- Sector 56, average annual pay$32,995
- Sector 23, employment231
- Sector 52, employment192
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,248 | 121 | $29,759 |
| Sector 72 | 963 | 64 | $19,568 |
| Sector 31-33 | 956 | 40 | $59,868 |
| Sector 56 | 370 | 32 | $32,995 |
| Sector 23 | 231 | 42 | $49,753 |
| Sector 52 | 192 | 35 | $70,375 |
| Sector 81 | 131 | 45 | $41,816 |
| Sector 53 | 83 | 24 | $38,126 |
The largest sector is the biggest private employer group at 1,248 jobs, 12.6 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sumter County
What businesses operate in Sumter County
- Establishments, all industries624
- Employment at those establishments8,665
- Annual payroll$365.2 m
- Establishments per 1,000 residents21.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Sumter County
What is being built in Sumter County
- Housing units authorised by permit, 202439
- Declared construction value permitted$6.7 m
- Single family units authorised24
- Multifamily units authorised15
- Multifamily share of units38.5 percent
- Average declared value per unit$170,729
- Units authorised per 1,000 households3.5
Multifamily is 38.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Sumter County
How much SBA lending happens in Sumter County
- 7(a) approvals recorded12
- 7(a) gross approval dollars$3.3 m
- Average 7(a) approval$278,208
- Median 7(a) approval$150,000
- 10th percentile approval$15,000
- 90th percentile approval$585,000
- Largest single approval$1,300,000
- Jobs reported supported, 7(a)58
- Jobs per approval4.8
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter10
- Franchise loans1
- Franchise share of approvals8.3 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (3)
- Most active lenderWells Fargo Bank National Association (4)
- 504 approvals recorded2
- 504 gross approval dollars$1.1 m
- Average 504 approval$550,000
- Median 504 approval$589,000
- Distinct CDCs active2
- 504 jobs per approval37.5
- 504 jobs per million dollars approved68.2
- Most active CDCFlorida Business Development Corporation (1)
- 7(a) share of SBA approvals85.7 percent
- Combined SBA approval dollars$4.4 m
The average approval of $278,208 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 16.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sumter County
Do SBA loans in Sumter County get paid back
- Loans with a final outcome recorded1
- Paid in full0
- Charged off1
- Status: Exempt from disclosure8
- Status: Cancelled3
- Status: Charged off1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumter County
Which parts of Sumter County get the lending
- Places in the county with recorded lending2
- AMERICUS, approvals11
- LESLIE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| AMERICUS | 11 | $2,038,500 |
| LESLIE | 1 | $1,300,000 |
AMERICUS accounts for 11 approvals against 1 in LESLIE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumter County
How big is Sumter County
- Land area483 sq mi
- Rank by land area among Georgia counties29th of 159
- Width, east to west30.6 mi
- Height, north to south24.6 mi
- Geographies sharing a boundary8
- Residents per square mile of land60
- Establishments per square mile1.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Sumter County
What hazards affect Sumter County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Sumter County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sumter County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population29,061
- Households10,986
- Average household size2.65
- Median household income$42,653
- Median age37.9
Common questions
Sumter County questions, answered from the record.
How many people live in Sumter County, Georgia?
29,061, in 10,986 households, ranking 65th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sumter County growing?
The population has fallen 2.17 percent since the 2020 census base. In 2024 there were 355 births against 374 deaths, with net migration of 49. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sumter County?
$42,653. The median owner-occupied home is valued at $120,200, which is 2.8 times income, and median gross rent is $857 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Sumter County?
624 establishments, employing 8,665 people with an annual payroll of $365.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Sumter County?
Average annual pay is $45,522, or $875 a week, across 9,902 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sumter County?
12 7(a) approvals totalling $3.3 m since FY2020, across 7 lenders, with a median approval of $150,000, plus 2 504 approvals worth $1.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Sumter County?
39 housing units were authorised by permit in 2024, with a declared construction value of $6.7 m. Multifamily was 38.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sumter County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sumter County come from?
The largest single origin is Sumter County Non-migrants, with 9,280 households. Arriving households report an average income of $47,554 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sumter County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sumter County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.