Toombs County, Georgia: commercial real estate data.
Toombs County, Georgia has a population of 27,102 across 364 square miles, up 1.7 percent since the 2020 census base. County output reached $1.52 bn in 2024, 704 establishments operate here, and the SBA record carries 24 7(a) approvals worth $18.0 m.
121 sourced county values · tier FULL · 12 sections
Toombs County
How many people live in Toombs County
- Population27,102
- Households10,409
- Average household size2.60
- Median household income$52,621
- Median age37.3
- Median gross rent$768 per month
- Median owner-occupied home value$137,000
- Home value to household income2.6 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over17,439
- Population under 187,122
- Share under 1826.3 percent
- Population 65 and over4,630
- Share 65 and over17.1 percent
- Working age population, 18 to 6415,350
- Civilian labor force11,775
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over58.9 percent
- Rank by population among Georgia counties70th of 159
- Rank by population among US county-equivalents1575th
Toombs County is the 70th largest of 159 Georgia counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.3 percent against 17.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Toombs County
Is Toombs County growing
- Population change since the 2020 census base1.69 percent
- Census 2020 base population27,030
- Births, 2024395
- Deaths, 2024355
- Natural change, 202440
- Net domestic migration, 2024103
- Net international migration, 2024147
- Total net migration, 2024250
- Cumulative net domestic migration, 2021 to 202499
- Rank by growth among US county-equivalents1274th
The county has grown 1.69 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Toombs County
Where people moving to Toombs County come from
- Tax returns filed by households arriving578
- People arriving, from those returns1,210
- Adjusted gross income arriving$26.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$45,578
- Largest single originToombs County Non-migrants (8,559 households)
- Largest single destination (8,559 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Toombs County Non-migrants | 8,559 | 18,610 | $500.1 m |
| Other flows - Same State | 221 | 457 | $8.6 m |
| Other flows - Different State | 157 | 327 | $9.8 m |
| Other flows - South | 105 | 218 | $5.2 m |
| Montgomery County | 80 | 182 | $2.8 m |
| Tattnall County | 42 | 90 | $1.6 m |
| Emanuel County | 34 | 76 | $962,000 |
| Other flows - West | 27 | 55 | $3.0 m |
The largest single source of arrivals is Toombs County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Toombs County
What the Toombs County economy runs on
- County GDP, 2024$1.52 bn
- County GDP, 2023$1.40 bn
- GDP change, 2023 to 20248.1 percent
- GDP change over five years47.2 percent
- Rank by GDP among Georgia counties62nd
- Rank by GDP among US county-equivalents1510th
- GDP per resident$55,963
Output grew 8.1 percent in the latest year and 47.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Toombs County
Who employs people in Toombs County
- Covered employment, annual average12,281
- Establishments reporting773
- Average annual pay$45,997
- Average weekly wage$885
- Sector 31-33, employment1,703
- Sector 31-33, average annual pay$51,142
- Sector 44-45, employment1,608
- Sector 44-45, average annual pay$32,828
- Sector 72, employment1,147
- Sector 72, average annual pay$19,222
- Sector 56, employment824
- Sector 56, average annual pay$36,733
- Sector 11, employment583
- Sector 23, employment559
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,703 | 35 | $51,142 |
| Sector 44-45 | 1,608 | 142 | $32,828 |
| Sector 72 | 1,147 | 80 | $19,222 |
| Sector 56 | 824 | 36 | $36,733 |
| Sector 11 | 583 | 33 | $33,576 |
| Sector 23 | 559 | 42 | $81,722 |
| Sector 42 | 514 | 34 | $52,019 |
| Sector 52 | 316 | 41 | $56,211 |
The largest sector is the biggest private employer group at 1,703 jobs, 13.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Toombs County
What businesses operate in Toombs County
- Establishments, all industries704
- Employment at those establishments11,694
- Annual payroll$563.0 m
- Establishments per 1,000 residents26.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Toombs County
What is being built in Toombs County
- Housing units authorised by permit, 202433
- Declared construction value permitted$3.9 m
- Single family units authorised9
- Multifamily units authorised24
- Multifamily share of units72.7 percent
- Average declared value per unit$118,158
- Units authorised per 1,000 households3.2
Multifamily is 72.7 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Toombs County
How much SBA lending happens in Toombs County
- 7(a) approvals recorded24
- 7(a) gross approval dollars$18.0 m
- Average 7(a) approval$748,767
- Median 7(a) approval$548,100
- 10th percentile approval$145,000
- 90th percentile approval$1,528,000
- Largest single approval$2,418,000
- Jobs reported supported, 7(a)440
- Jobs per approval18.3
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals15
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer41.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter9
- Franchise loans3
- Franchise share of approvals12.5 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (5)
- Most active lenderPeoples Bank (9)
- 504 approvals recorded9
- 504 gross approval dollars$4.8 m
- Average 504 approval$536,556
- Median 504 approval$516,000
- Distinct CDCs active4
- 504 jobs per approval8.3
- 504 jobs per million dollars approved15.5
- Most active CDCCoastal Area District Development Authority, Inc. (4)
- 7(a) share of SBA approvals72.7 percent
- Combined SBA approval dollars$22.8 m
The average approval of $748,767 sits close to the median of $548,100, so lending here is fairly evenly sized rather than driven by a few large deals. 41.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Toombs County
Do SBA loans in Toombs County get paid back
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Exempt from disclosure16
- Status: Paid in full5
- Status: Cancelled3
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Toombs County
Which parts of Toombs County get the lending
- Places in the county with recorded lending2
- Vidalia, approvals19
- Lyons, approvals5
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Vidalia | 19 | $13,628,200 |
| Lyons | 5 | $4,342,200 |
Vidalia accounts for 19 approvals against 5 in Lyons. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Toombs County
How big is Toombs County
- Land area364 sq mi
- Rank by land area among Georgia counties70th of 159
- Width, east to west17.6 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land74
- Establishments per square mile1.93
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Toombs County
What hazards affect Toombs County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Toombs County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Toombs County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population27,102
- Households10,409
- Average household size2.60
- Median household income$52,621
- Median age37.3
Common questions
Toombs County questions, answered from the record.
How many people live in Toombs County, Georgia?
27,102, in 10,409 households, ranking 70th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Toombs County growing?
The population has grown 1.69 percent since the 2020 census base. In 2024 there were 395 births against 355 deaths, with net migration of 250. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Toombs County?
$52,621. The median owner-occupied home is valued at $137,000, which is 2.6 times income, and median gross rent is $768 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Toombs County?
704 establishments, employing 11,694 people with an annual payroll of $563.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Toombs County?
Average annual pay is $45,997, or $885 a week, across 12,281 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Toombs County?
24 7(a) approvals totalling $18.0 m since FY2020, across 11 lenders, with a median approval of $548,100, plus 9 504 approvals worth $4.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Toombs County?
33 housing units were authorised by permit in 2024, with a declared construction value of $3.9 m. Multifamily was 72.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Toombs County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Toombs County come from?
The largest single origin is Toombs County Non-migrants, with 8,559 households. Arriving households report an average income of $45,578 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Toombs County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Toombs County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.