Union County, Georgia: commercial real estate data.
Union County, Georgia has a population of 26,304 across 322 square miles, up 12.1 percent since the 2020 census base. County output reached $1.26 bn in 2024, 666 establishments operate here, and the SBA record carries 13 7(a) approvals worth $10.9 m.
108 sourced county values · tier FULL · 11 sections
Union County
How many people live in Union County
- Population26,304
- Households11,490
- Average household size2.29
- Median household income$66,176
- Median age55.9
- Median gross rent$808 per month
- Median owner-occupied home value$307,400
- Home value to household income4.6 times
- Annual rent as a share of median income14.7 percent
- Adults 25 and over with a bachelor degree or higher26.9 percent
- Adults 25 and over with a graduate degree10.2 percent
- Adults 25 and over20,871
- Population under 183,923
- Share under 1814.9 percent
- Population 65 and over8,987
- Share 65 and over34.2 percent
- Working age population, 18 to 6413,394
- Civilian labor force10,328
- Unemployment rate2.6 percent
- Labor force participation, adults 18 and over46.1 percent
- Rank by population among Georgia counties74th of 159
- Rank by population among US county-equivalents1604th
Union County is the 74th largest of 159 Georgia counties by population. A median home costs 4.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 34.2 percent against 14.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Union County
Is Union County growing
- Population change since the 2020 census base12.09 percent
- Census 2020 base population24,625
- Births, 2024165
- Deaths, 2024381
- Natural change, 2024-216
- Net domestic migration, 2024675
- Net international migration, 202426
- Total net migration, 2024701
- Cumulative net domestic migration, 2021 to 20243,709
- Rank by growth among US county-equivalents107th
The county has grown 12.09 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Union County
Where people moving to Union County come from
- Tax returns filed by households arriving1,121
- People arriving, from those returns2,098
- Adjusted gross income arriving$102.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$91,426
- Largest single originUnion County Non-migrants (9,473 households)
- Largest single destination (9,473 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Union County Non-migrants | 9,473 | 18,896 | $697.7 m |
| Other flows - Different State | 495 | 937 | $44.6 m |
| Other flows - South | 367 | 718 | $33.1 m |
| Other flows - Same State | 252 | 459 | $22.7 m |
| Towns County | 67 | 117 | $3.0 m |
| Other flows - West | 59 | 106 | $5.3 m |
| Fannin County | 57 | 118 | $4.5 m |
| Gwinnett County | 45 | 79 | $9.1 m |
The largest single source of arrivals is Union County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Union County
What the Union County economy runs on
- County GDP, 2024$1.26 bn
- County GDP, 2023$1.17 bn
- GDP change, 2023 to 20247.1 percent
- GDP change over five years46.8 percent
- Rank by GDP among Georgia counties76th
- Rank by GDP among US county-equivalents1659th
- GDP per resident$47,828
Output grew 7.1 percent in the latest year and 46.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Union County
Who employs people in Union County
- Covered employment, annual average7,867
- Establishments reporting770
- Average annual pay$46,683
- Average weekly wage$898
- Sector 44-45, employment1,313
- Sector 44-45, average annual pay$30,924
- Sector 72, employment892
- Sector 72, average annual pay$22,498
- Sector 31-33, employment523
- Sector 31-33, average annual pay$55,675
- Sector 23, employment410
- Sector 23, average annual pay$49,341
- Sector 54, employment263
- Sector 48-49, employment250
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,313 | 106 | $30,924 |
| Sector 72 | 892 | 58 | $22,498 |
| Sector 31-33 | 523 | 38 | $55,675 |
| Sector 23 | 410 | 106 | $49,341 |
| Sector 54 | 263 | 68 | $77,761 |
| Sector 48-49 | 250 | 22 | $56,721 |
| Sector 42 | 196 | 22 | $61,347 |
| Sector 81 | 162 | 40 | $44,126 |
The largest sector is the biggest private employer group at 1,313 jobs, 16.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Union County
What businesses operate in Union County
- Establishments, all industries666
- Employment at those establishments7,629
- Annual payroll$337.0 m
- Establishments per 1,000 residents25.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Union County
What is being built in Union County
- Housing units authorised by permit, 2024281
- Declared construction value permitted$116.1 m
- Single family units authorised281
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$413,289
- Units authorised per 1,000 households24.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Union County
How much SBA lending happens in Union County
- 7(a) approvals recorded13
- 7(a) gross approval dollars$10.9 m
- Average 7(a) approval$835,385
- Median 7(a) approval$696,800
- 10th percentile approval$190,000
- 90th percentile approval$1,598,200
- Largest single approval$2,422,500
- Jobs reported supported, 7(a)163
- Jobs per approval12.5
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals12
- Median 7(a) term126 months
- Share of loans on real estate terms, 240 months or longer46.2 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter6
- Franchise loans4
- Franchise share of approvals30.8 percent
- Leading industry by approval countFurniture Retailers (2)
- Most active lenderHarvest Small Business Finance, LLC (2)
The average approval of $835,385 sits close to the median of $696,800, so lending here is fairly evenly sized rather than driven by a few large deals. 46.2 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
Do SBA loans in Union County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure11
- Status: Paid in full1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
How big is Union County
- Land area322 sq mi
- Rank by land area among Georgia counties92nd of 159
- Width, east to west22.6 mi
- Height, north to south23.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land82
- Establishments per square mile2.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Union County
What hazards affect Union County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Union County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Union County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population26,304
- Households11,490
- Average household size2.29
- Median household income$66,176
- Median age55.9
Common questions
Union County questions, answered from the record.
How many people live in Union County, Georgia?
26,304, in 11,490 households, ranking 74th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Union County growing?
The population has grown 12.09 percent since the 2020 census base. In 2024 there were 165 births against 381 deaths, with net migration of 701. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Union County?
$66,176. The median owner-occupied home is valued at $307,400, which is 4.6 times income, and median gross rent is $808 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Union County?
666 establishments, employing 7,629 people with an annual payroll of $337.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Union County?
Average annual pay is $46,683, or $898 a week, across 7,867 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Union County?
13 7(a) approvals totalling $10.9 m since FY2020, across 11 lenders, with a median approval of $696,800. These are approvals recorded in the release, not loans disbursed.
What is being built in Union County?
281 housing units were authorised by permit in 2024, with a declared construction value of $116.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Union County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Union County come from?
The largest single origin is Union County Non-migrants, with 9,473 households. Arriving households report an average income of $91,426 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Union County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Union County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.