Walton County, Georgia: commercial real estate data.
Walton County, Georgia has a population of 103,313 across 326 square miles, up 13.6 percent since the 2020 census base. County output reached $4.34 bn in 2024, 2,000 establishments operate here, and the SBA record carries 99 7(a) approvals worth $63.9 m.
127 sourced county values · tier FULL · 12 sections
Walton County
How many people live in Walton County
- Population103,313
- Households35,755
- Average household size2.89
- Median household income$84,945
- Median age40.0
- Median gross rent$1,175 per month
- Median owner-occupied home value$339,500
- Home value to household income4.0 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over69,731
- Population under 1824,685
- Share under 1823.9 percent
- Population 65 and over16,849
- Share 65 and over16.3 percent
- Working age population, 18 to 6461,779
- Civilian labor force51,494
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over65.5 percent
- Rank by population among Georgia counties26th of 159
- Rank by population among US county-equivalents605th
Walton County is the 26th largest of 159 Georgia counties by population. A median home costs 4.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.9 percent against 16.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Walton County
Is Walton County growing
- Population change since the 2020 census base13.61 percent
- Census 2020 base population96,636
- Births, 20241,290
- Deaths, 20241,085
- Natural change, 2024205
- Net domestic migration, 20242,629
- Net international migration, 2024190
- Total net migration, 20242,819
- Cumulative net domestic migration, 2021 to 202411,990
- Rank by growth among US county-equivalents79th
The county has grown 13.61 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Walton County
Where people moving to Walton County come from
- Tax returns filed by households arriving4,438
- People arriving, from those returns9,331
- Adjusted gross income arriving$300.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$67,781
- Largest single originWalton County Non-migrants (34,099 households)
- Largest single destination (34,099 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Walton County Non-migrants | 34,099 | 74,389 | $2.78 bn |
| Gwinnett County | 1,573 | 3,561 | $114.1 m |
| Other flows - Different State | 886 | 1,739 | $64.0 m |
| Other flows - South | 448 | 884 | $30.2 m |
| Newton County | 349 | 726 | $20.4 m |
| DeKalb County | 271 | 563 | $16.9 m |
| Barrow County | 251 | 571 | $15.5 m |
| Other flows - Same State | 244 | 487 | $14.8 m |
The largest single source of arrivals is Walton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Walton County
What the Walton County economy runs on
- County GDP, 2024$4.34 bn
- County GDP, 2023$4.05 bn
- GDP change, 2023 to 20247.2 percent
- GDP change over five years51.1 percent
- Rank by GDP among Georgia counties33rd
- Rank by GDP among US county-equivalents769th
- GDP per resident$41,991
Output grew 7.2 percent in the latest year and 51.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Walton County
Who employs people in Walton County
- Covered employment, annual average26,450
- Establishments reporting2,366
- Average annual pay$54,248
- Average weekly wage$1,043
- Sector 23, employment3,429
- Sector 23, average annual pay$75,680
- Sector 44-45, employment3,279
- Sector 44-45, average annual pay$33,290
- Sector 62, employment3,068
- Sector 62, average annual pay$56,182
- Sector 31-33, employment3,019
- Sector 31-33, average annual pay$67,330
- Sector 72, employment2,934
- Sector 48-49, employment1,562
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 23 | 3,429 | 376 | $75,680 |
| Sector 44-45 | 3,279 | 269 | $33,290 |
| Sector 62 | 3,068 | 202 | $56,182 |
| Sector 31-33 | 3,019 | 68 | $67,330 |
| Sector 72 | 2,934 | 155 | $20,828 |
| Sector 48-49 | 1,562 | 72 | $58,154 |
| Sector 56 | 1,135 | 193 | $50,735 |
| Sector 54 | 698 | 234 | $61,209 |
The largest sector is the biggest private employer group at 3,429 jobs, 13.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Walton County
What businesses operate in Walton County
- Establishments, all industries2,000
- Employment at those establishments21,184
- Annual payroll$997.3 m
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Walton County
What is being built in Walton County
- Housing units authorised by permit, 2024668
- Declared construction value permitted$183.9 m
- Single family units authorised648
- Multifamily units authorised20
- Multifamily share of units3.0 percent
- Average declared value per unit$275,297
- Units authorised per 1,000 households18.7
Multifamily is 3.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Walton County
How much SBA lending happens in Walton County
- 7(a) approvals recorded99
- 7(a) gross approval dollars$63.9 m
- Average 7(a) approval$645,259
- Median 7(a) approval$350,000
- 10th percentile approval$15,000
- 90th percentile approval$1,530,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)778
- Jobs per approval7.9
- Distinct 7(a) lenders active36
- Distinct industries receiving approvals56
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer27.3 percent
- Loans on real estate terms27
- Loans on working capital terms, 120 months or shorter62
- Franchise loans29
- Franchise share of approvals29.3 percent
- Leading industry by approval countFull-Service Restaurants (11)
- Most active lenderWells Fargo Bank National Association (12)
- 504 approvals recorded29
- 504 gross approval dollars$22.2 m
- Average 504 approval$765,207
- Median 504 approval$652,000
- Distinct CDCs active6
- 504 jobs per approval8.1
- 504 jobs per million dollars approved10.6
- Most active CDCCSRA Local Development Corporation (15)
- 7(a) share of SBA approvals77.3 percent
- Combined SBA approval dollars$86.1 m
The average approval of $645,259 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 27.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Walton County
Do SBA loans in Walton County get paid back
- Loans with a final outcome recorded20
- Paid in full20
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Exempt from disclosure67
- Status: Paid in full20
- Status: Cancelled11
- Status: Committed, not yet disbursed1
Of the 20 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Walton County
Which parts of Walton County get the lending
- Places in the county with recorded lending9
- Monroe, approvals44
- LOGANVILLE, approvals43
- Social Circle, approvals4
- GOOD HOPE, approvals2
- Jersey, approvals2
- COVINGTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Monroe | 44 | $36,088,300 |
| LOGANVILLE | 43 | $17,371,500 |
| Social Circle | 4 | $1,520,500 |
| GOOD HOPE | 2 | $1,342,300 |
| Jersey | 2 | $1,143,000 |
| COVINGTON | 1 | $5,000,000 |
| CONYERS | 1 | $889,800 |
| Oxford | 1 | $396,000 |
Monroe accounts for 44 approvals against 43 in LOGANVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Walton County
How big is Walton County
- Land area326 sq mi
- Rank by land area among Georgia counties87th of 159
- Width, east to west27.4 mi
- Height, north to south23 mi
- Geographies sharing a boundary6
- Residents per square mile of land317
- Establishments per square mile6.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Walton County
What hazards affect Walton County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Walton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Walton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population103,313
- Households35,755
- Average household size2.89
- Median household income$84,945
- Median age40.0
Common questions
Walton County questions, answered from the record.
How many people live in Walton County, Georgia?
103,313, in 35,755 households, ranking 26th of 159 Georgia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Walton County growing?
The population has grown 13.61 percent since the 2020 census base. In 2024 there were 1,290 births against 1,085 deaths, with net migration of 2,819. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Walton County?
$84,945. The median owner-occupied home is valued at $339,500, which is 4.0 times income, and median gross rent is $1,175 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Walton County?
2,000 establishments, employing 21,184 people with an annual payroll of $997.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Walton County?
Average annual pay is $54,248, or $1,043 a week, across 26,450 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Walton County?
99 7(a) approvals totalling $63.9 m since FY2020, across 36 lenders, with a median approval of $350,000, plus 29 504 approvals worth $22.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Walton County get paid back?
Of the 20 loans that have reached a final outcome, 20 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Walton County?
668 housing units were authorised by permit in 2024, with a declared construction value of $183.9 m. Multifamily was 3.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Walton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Walton County come from?
The largest single origin is Walton County Non-migrants, with 34,099 households. Arriving households report an average income of $67,781 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Walton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Walton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.