Bannock County, Idaho: commercial real estate data.
Bannock County, Idaho has a population of 89,454 across 1,112 square miles, up 4.6 percent since the 2020 census base. County output reached $4.41 bn in 2024, 2,353 establishments operate here, and the SBA record carries 143 7(a) approvals worth $47.5 m.
123 sourced county values · tier FULL · 11 sections
Bannock County
How many people live in Bannock County
- Population89,454
- Households33,590
- Average household size2.66
- Median household income$66,499
- Median age35.2
- Median gross rent$960 per month
- Median owner-occupied home value$300,700
- Home value to household income4.5 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher30.6 percent
- Adults 25 and over with a graduate degree11.2 percent
- Adults 25 and over57,776
- Population under 1822,469
- Share under 1825.1 percent
- Population 65 and over13,708
- Share 65 and over15.3 percent
- Working age population, 18 to 6453,277
- Civilian labor force43,942
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over65.6 percent
- Rank by population among Idaho counties6th of 44
- Rank by population among US county-equivalents673rd
Bannock County is the 6th largest of 44 Idaho counties by population. A median home costs 4.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 15.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bannock County
Is Bannock County growing
- Population change since the 2020 census base4.58 percent
- Census 2020 base population87,023
- Births, 20241,041
- Deaths, 2024884
- Natural change, 2024157
- Net domestic migration, 2024-11
- Net international migration, 2024275
- Total net migration, 2024264
- Cumulative net domestic migration, 2021 to 20242,302
- Rank by growth among US county-equivalents598th
The county has grown 4.58 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bannock County
Where people moving to Bannock County come from
- Tax returns filed by households arriving2,267
- People arriving, from those returns4,399
- Adjusted gross income arriving$123.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,420
- Largest single originBannock County Non-migrants (30,531 households)
- Largest single destination (30,531 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bannock County Non-migrants | 30,531 | 66,216 | $2.12 bn |
| Other flows - Different State | 944 | 1,913 | $60.2 m |
| Other flows - West | 616 | 1,287 | $40.7 m |
| Bingham County | 212 | 419 | $8.2 m |
| Other flows - Same State | 180 | 292 | $6.3 m |
| Bonneville County | 171 | 306 | $7.8 m |
| Other flows - South | 171 | 351 | $10.6 m |
| Ada County | 124 | 211 | $6.5 m |
The largest single source of arrivals is Bannock County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bannock County
What the Bannock County economy runs on
- County GDP, 2024$4.41 bn
- County GDP, 2023$4.16 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years41.4 percent
- Rank by GDP among Idaho counties6th
- Rank by GDP among US county-equivalents763rd
- GDP per resident$49,302
Output grew 6.1 percent in the latest year and 41.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bannock County
Who employs people in Bannock County
- Covered employment, annual average37,594
- Establishments reporting3,231
- Average annual pay$47,720
- Average weekly wage$918
- Sector 62, employment7,026
- Sector 62, average annual pay$49,052
- Sector 44-45, employment4,531
- Sector 44-45, average annual pay$34,645
- Sector 72, employment3,935
- Sector 72, average annual pay$19,410
- Sector 23, employment2,488
- Sector 23, average annual pay$56,463
- Sector 31-33, employment2,393
- Sector 56, employment1,859
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 7,026 | 619 | $49,052 |
| Sector 44-45 | 4,531 | 344 | $34,645 |
| Sector 72 | 3,935 | 260 | $19,410 |
| Sector 23 | 2,488 | 400 | $56,463 |
| Sector 31-33 | 2,393 | 102 | $57,627 |
| Sector 56 | 1,859 | 176 | $36,918 |
| Sector 42 | 1,233 | 124 | $74,363 |
| Sector 52 | 1,049 | 188 | $71,811 |
The largest sector is the biggest private employer group at 7,026 jobs, 18.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bannock County
What businesses operate in Bannock County
- Establishments, all industries2,353
- Employment at those establishments28,575
- Annual payroll$1.27 bn
- Establishments per 1,000 residents26.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bannock County
What is being built in Bannock County
- Housing units authorised by permit, 2024323
- Declared construction value permitted$62.5 m
- Single family units authorised277
- Multifamily units authorised46
- Multifamily share of units14.2 percent
- Average declared value per unit$193,397
- Units authorised per 1,000 households9.6
Multifamily is 14.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Bannock County
How much SBA lending happens in Bannock County
- 7(a) approvals recorded143
- 7(a) gross approval dollars$47.5 m
- Average 7(a) approval$332,472
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$879,500
- Largest single approval$3,030,000
- Jobs reported supported, 7(a)1,299
- Jobs per approval9.1
- Distinct 7(a) lenders active32
- Distinct industries receiving approvals81
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.9 percent
- Loans on real estate terms27
- Loans on working capital terms, 120 months or shorter112
- Franchise loans16
- Franchise share of approvals11.2 percent
- Leading industry by approval countSnack and Nonalcoholic Beverage Bars (8)
- Most active lenderZions Bank, A Division of (36)
- 504 approvals recorded85
- 504 gross approval dollars$56.0 m
- Average 504 approval$659,271
- Median 504 approval$379,000
- Distinct CDCs active5
- 504 jobs per approval7.7
- 504 jobs per million dollars approved11.7
- Most active CDCEastern Idaho Development Corporation (46)
- 7(a) share of SBA approvals62.7 percent
- Combined SBA approval dollars$103.6 m
The average approval of $332,472 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bannock County
Do SBA loans in Bannock County get paid back
- Loans with a final outcome recorded28
- Paid in full27
- Charged off1
- Charge off rate on resolved loans3.6 percent
- Status: Paid in full27
- Status: Exempt from disclosure93
- Status: Cancelled16
- Status: Charged off1
- Status: Committed, not yet disbursed6
Of the 28 loans that have reached a final outcome, 3.6 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bannock County
Which parts of Bannock County get the lending
- Places in the county with recorded lending8
- Pocatello, approvals110
- Chubbuck, approvals15
- LAVA HOT SPRINGS, approvals5
- DOWNEY, approvals5
- McCammon, approvals3
- Inkom, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Pocatello | 110 | $37,157,100 |
| Chubbuck | 15 | $4,864,200 |
| LAVA HOT SPRINGS | 5 | $2,329,500 |
| DOWNEY | 5 | $736,000 |
| McCammon | 3 | $843,700 |
| Inkom | 3 | $553,000 |
| ARIMO | 1 | $710,000 |
| Pocetello | 1 | $350,000 |
Pocatello accounts for 110 approvals against 15 in Chubbuck. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bannock County
How big is Bannock County
- Land area1,112 sq mi
- Rank by land area among Idaho counties27th of 44
- Width, east to west44.5 mi
- Height, north to south52.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land80
- Establishments per square mile2.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bannock County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bannock County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population89,454
- Households33,590
- Average household size2.66
- Median household income$66,499
- Median age35.2
Common questions
Bannock County questions, answered from the record.
How many people live in Bannock County, Idaho?
89,454, in 33,590 households, ranking 6th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bannock County growing?
The population has grown 4.58 percent since the 2020 census base. In 2024 there were 1,041 births against 884 deaths, with net migration of 264. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bannock County?
$66,499. The median owner-occupied home is valued at $300,700, which is 4.5 times income, and median gross rent is $960 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bannock County?
2,353 establishments, employing 28,575 people with an annual payroll of $1.27 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bannock County?
Average annual pay is $47,720, or $918 a week, across 37,594 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bannock County?
143 7(a) approvals totalling $47.5 m since FY2020, across 32 lenders, with a median approval of $150,000, plus 85 504 approvals worth $56.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Bannock County get paid back?
Of the 28 loans that have reached a final outcome, 27 were paid in full and 1 charged off, a charge off rate of 3.6 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Bannock County?
323 housing units were authorised by permit in 2024, with a declared construction value of $62.5 m. Multifamily was 14.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bannock County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bannock County come from?
The largest single origin is Bannock County Non-migrants, with 30,531 households. Arriving households report an average income of $54,420 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bannock County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bannock County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.