Benewah County, Idaho: commercial real estate data.
Benewah County, Idaho has a population of 10,142 across 777 square miles, up 10.5 percent since the 2020 census base. County output reached $557.6 m in 2024, 275 establishments operate here, and the SBA record carries 28 7(a) approvals worth $8.7 m.
110 sourced county values · tier FULL · 11 sections
Benewah County
How many people live in Benewah County
- Population10,142
- Households4,072
- Average household size2.49
- Median household income$59,794
- Median age45.5
- Median gross rent$875 per month
- Median owner-occupied home value$293,500
- Home value to household income4.9 times
- Annual rent as a share of median income17.6 percent
- Adults 25 and over with a bachelor degree or higher19.7 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over7,206
- Population under 182,235
- Share under 1822.0 percent
- Population 65 and over2,426
- Share 65 and over23.9 percent
- Working age population, 18 to 645,481
- Civilian labor force4,459
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over56.4 percent
- Rank by population among Idaho counties30th of 44
- Rank by population among US county-equivalents2472nd
Benewah County is the 30th largest of 44 Idaho counties by population. A median home costs 4.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.9 percent against 22.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Benewah County
Is Benewah County growing
- Population change since the 2020 census base10.46 percent
- Census 2020 base population9,532
- Births, 2024120
- Deaths, 2024122
- Natural change, 2024-2
- Net domestic migration, 2024132
- Net international migration, 20240
- Total net migration, 2024132
- Cumulative net domestic migration, 2021 to 20241,097
- Rank by growth among US county-equivalents137th
The county has grown 10.46 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Benewah County
Where people moving to Benewah County come from
- Tax returns filed by households arriving337
- People arriving, from those returns704
- Adjusted gross income arriving$23.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$70,279
- Largest single originBenewah County Non-migrants (3,556 households)
- Largest single destination (3,556 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Benewah County Non-migrants | 3,556 | 7,490 | $215.0 m |
| Other flows - Different State | 168 | 339 | $12.6 m |
| Other flows - West | 168 | 339 | $12.6 m |
| Kootenai County | 73 | 157 | $5.2 m |
| Other flows - Same State | 48 | 107 | $3.0 m |
| Spokane County | 28 | 59 | $1.3 m |
| Latah County | 20 | 42 | $1.6 m |
The largest single source of arrivals is Benewah County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Benewah County
What the Benewah County economy runs on
- County GDP, 2024$557.6 m
- County GDP, 2023$534.0 m
- GDP change, 2023 to 20244.4 percent
- GDP change over five years42.1 percent
- Rank by GDP among Idaho counties32nd
- Rank by GDP among US county-equivalents2336th
- GDP per resident$54,981
Output grew 4.4 percent in the latest year and 42.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Benewah County
Who employs people in Benewah County
- Covered employment, annual average3,392
- Establishments reporting427
- Average annual pay$56,185
- Average weekly wage$1,080
- Sector 31-33, employment494
- Sector 31-33, average annual pay$72,586
- Sector 44-45, employment328
- Sector 44-45, average annual pay$31,226
- Sector 72, employment191
- Sector 72, average annual pay$15,323
- Sector 48-49, employment175
- Sector 48-49, average annual pay$62,260
- Sector 62, employment137
- Sector 23, employment124
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 494 | 20 | $72,586 |
| Sector 44-45 | 328 | 35 | $31,226 |
| Sector 72 | 191 | 40 | $15,323 |
| Sector 48-49 | 175 | 27 | $62,260 |
| Sector 62 | 137 | 24 | $37,782 |
| Sector 23 | 124 | 62 | $44,224 |
| Sector 81 | 89 | 25 | $33,880 |
| Sector 42 | 71 | 14 | $206,880 |
The largest sector is the biggest private employer group at 494 jobs, 14.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Benewah County
What businesses operate in Benewah County
- Establishments, all industries275
- Employment at those establishments2,172
- Annual payroll$107.2 m
- Establishments per 1,000 residents27.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Benewah County
What is being built in Benewah County
- Housing units authorised by permit, 202455
- Declared construction value permitted$10.7 m
- Single family units authorised55
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$195,214
- Units authorised per 1,000 households13.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Benewah County
How much SBA lending happens in Benewah County
- 7(a) approvals recorded28
- 7(a) gross approval dollars$8.7 m
- Average 7(a) approval$312,311
- Median 7(a) approval$79,300
- 10th percentile approval$10,000
- 90th percentile approval$855,000
- Largest single approval$4,800,000
- Jobs reported supported, 7(a)102
- Jobs per approval3.6
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer3.6 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter26
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countLogging (9)
- Most active lenderBanner Bank (18)
The average approval of $312,311 sits well above the median of $79,300, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 3.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Benewah County
Do SBA loans in Benewah County get paid back
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full10
- Status: Exempt from disclosure13
- Status: Committed, not yet disbursed3
- Status: Cancelled2
Of the 10 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Benewah County
Which parts of Benewah County get the lending
- Places in the county with recorded lending4
- SAINT MARIES, approvals25
- DESMET, approvals1
- PLUMMER, approvals1
- FERNWOOD, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SAINT MARIES | 25 | $8,579,700 |
| DESMET | 1 | $80,000 |
| PLUMMER | 1 | $50,000 |
| FERNWOOD | 1 | $35,000 |
SAINT MARIES accounts for 25 approvals against 1 in DESMET. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Benewah County
How big is Benewah County
- Land area777 sq mi
- Rank by land area among Idaho counties34th of 44
- Width, east to west33.4 mi
- Height, north to south27.1 mi
- Geographies sharing a boundary3
- Residents per square mile of land13
- Establishments per square mile0.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Benewah County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Benewah County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,142
- Households4,072
- Average household size2.49
- Median household income$59,794
- Median age45.5
Common questions
Benewah County questions, answered from the record.
How many people live in Benewah County, Idaho?
10,142, in 4,072 households, ranking 30th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Benewah County growing?
The population has grown 10.46 percent since the 2020 census base. In 2024 there were 120 births against 122 deaths, with net migration of 132. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Benewah County?
$59,794. The median owner-occupied home is valued at $293,500, which is 4.9 times income, and median gross rent is $875 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Benewah County?
275 establishments, employing 2,172 people with an annual payroll of $107.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Benewah County?
Average annual pay is $56,185, or $1,080 a week, across 3,392 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Benewah County?
28 7(a) approvals totalling $8.7 m since FY2020, across 7 lenders, with a median approval of $79,300. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Benewah County get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Benewah County?
55 housing units were authorised by permit in 2024, with a declared construction value of $10.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Benewah County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Benewah County come from?
The largest single origin is Benewah County Non-migrants, with 3,556 households. Arriving households report an average income of $70,279 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Benewah County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Benewah County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.