Boise County, Idaho: commercial real estate data.
Boise County, Idaho has a population of 8,273 across 1,899 square miles, up 12.7 percent since the 2020 census base. County output reached $283.1 m in 2024, 200 establishments operate here, and the SBA record carries 21 7(a) approvals worth $11.7 m.
119 sourced county values · tier FULL · 11 sections
Boise County
How many people live in Boise County
- Population8,273
- Households3,593
- Average household size2.30
- Median household income$78,774
- Median age53.4
- Median gross rent$850 per month
- Median owner-occupied home value$476,100
- Home value to household income6.0 times
- Annual rent as a share of median income12.9 percent
- Adults 25 and over with a bachelor degree or higher31.2 percent
- Adults 25 and over with a graduate degree9.3 percent
- Adults 25 and over6,531
- Population under 181,274
- Share under 1815.4 percent
- Population 65 and over2,339
- Share 65 and over28.3 percent
- Working age population, 18 to 644,660
- Civilian labor force3,790
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over54.2 percent
- Rank by population among Idaho counties32nd of 44
- Rank by population among US county-equivalents2630th
Boise County is the 32nd largest of 44 Idaho counties by population. A median home costs 6.0 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 28.3 percent against 15.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Boise County
Is Boise County growing
- Population change since the 2020 census base12.72 percent
- Census 2020 base population7,613
- Births, 202472
- Deaths, 202477
- Natural change, 2024-5
- Net domestic migration, 2024-13
- Net international migration, 202438
- Total net migration, 202425
- Cumulative net domestic migration, 2021 to 2024821
- Rank by growth among US county-equivalents94th
The county has grown 12.72 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Boise County
Where people moving to Boise County come from
- Tax returns filed by households arriving402
- People arriving, from those returns756
- Adjusted gross income arriving$36.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$89,433
- Largest single originBoise County Non-migrants (2,915 households)
- Largest single destination (2,915 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Boise County Non-migrants | 2,915 | 5,809 | $251.5 m |
| Ada County | 154 | 312 | $14.7 m |
| Other flows - Different State | 151 | 261 | $14.2 m |
| Other flows - West | 129 | 228 | $12.8 m |
| Other flows - Same State | 49 | 85 | $2.8 m |
| Canyon County | 48 | 98 | $4.2 m |
| Other flows - South | 22 | 33 | $1.4 m |
The largest single source of arrivals is Boise County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Boise County
What the Boise County economy runs on
- County GDP, 2024$283.1 m
- County GDP, 2023$248.1 m
- GDP change, 2023 to 202414.1 percent
- GDP change over five years57.7 percent
- Rank by GDP among Idaho counties38th
- Rank by GDP among US county-equivalents2735th
- GDP per resident$34,214
Output grew 14.1 percent in the latest year and 57.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Boise County
Who employs people in Boise County
- Covered employment, annual average1,782
- Establishments reporting267
- Average annual pay$40,427
- Average weekly wage$777
- Sector 71, employment453
- Sector 71, average annual pay$25,906
- Sector 72, employment180
- Sector 72, average annual pay$17,862
- Sector 44-45, employment140
- Sector 44-45, average annual pay$25,801
- Sector 23, employment105
- Sector 23, average annual pay$53,545
- Sector 31-33, employment66
- Sector 56, employment46
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 71 | 453 | 14 | $25,906 |
| Sector 72 | 180 | 33 | $17,862 |
| Sector 44-45 | 140 | 26 | $25,801 |
| Sector 23 | 105 | 50 | $53,545 |
| Sector 31-33 | 66 | 8 | $52,912 |
| Sector 56 | 46 | 16 | $30,503 |
| Sector 11 | 43 | 10 | $49,535 |
| Sector 81 | 23 | 10 | $47,057 |
The largest sector is the biggest private employer group at 453 jobs, 25.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Boise County
What businesses operate in Boise County
- Establishments, all industries200
- Employment at those establishments753
- Annual payroll$26.4 m
- Establishments per 1,000 residents24.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Boise County
What is being built in Boise County
- Housing units authorised by permit, 202482
- Declared construction value permitted$38.0 m
- Single family units authorised82
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$462,950
- Units authorised per 1,000 households22.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Boise County
How much SBA lending happens in Boise County
- 7(a) approvals recorded21
- 7(a) gross approval dollars$11.7 m
- Average 7(a) approval$558,200
- Median 7(a) approval$250,000
- 10th percentile approval$50,000
- 90th percentile approval$2,034,000
- Largest single approval$2,493,000
- Jobs reported supported, 7(a)264
- Jobs per approval12.6
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter14
- Franchise loans2
- Franchise share of approvals9.5 percent
- Leading industry by approval countFull-Service Restaurants (6)
- Most active lenderMountain America FCU (8)
- 504 approvals recorded2
- 504 gross approval dollars$206,000
- Average 504 approval$103,000
- Median 504 approval$125,000
- Distinct CDCs active1
- 504 jobs per approval1.5
- 504 jobs per million dollars approved14.6
- Most active CDCCapital Matrix, Inc. (2)
- 7(a) share of SBA approvals91.3 percent
- Combined SBA approval dollars$11.9 m
The average approval of $558,200 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Boise County
Do SBA loans in Boise County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure17
- Status: Paid in full2
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Boise County
Which parts of Boise County get the lending
- Places in the county with recorded lending5
- GARDEN VALLEY, approvals9
- HORSESHOE BEND, approvals7
- IDAHO CITY, approvals2
- Crouch, approvals2
- BOISE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| GARDEN VALLEY | 9 | $6,661,900 |
| HORSESHOE BEND | 7 | $1,599,800 |
| IDAHO CITY | 2 | $2,643,000 |
| Crouch | 2 | $572,500 |
| BOISE | 1 | $245,000 |
GARDEN VALLEY accounts for 9 approvals against 7 in HORSESHOE BEND. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Boise County
How big is Boise County
- Land area1,899 sq mi
- Rank by land area among Idaho counties14th of 44
- Width, east to west64.2 mi
- Height, north to south51.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land4
- Establishments per square mile0.11
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Boise County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Boise County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population8,273
- Households3,593
- Average household size2.30
- Median household income$78,774
- Median age53.4
Common questions
Boise County questions, answered from the record.
How many people live in Boise County, Idaho?
8,273, in 3,593 households, ranking 32nd of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Boise County growing?
The population has grown 12.72 percent since the 2020 census base. In 2024 there were 72 births against 77 deaths, with net migration of 25. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Boise County?
$78,774. The median owner-occupied home is valued at $476,100, which is 6.0 times income, and median gross rent is $850 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Boise County?
200 establishments, employing 753 people with an annual payroll of $26.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Boise County?
Average annual pay is $40,427, or $777 a week, across 1,782 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Boise County?
21 7(a) approvals totalling $11.7 m since FY2020, across 10 lenders, with a median approval of $250,000, plus 2 504 approvals worth $206,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Boise County?
82 housing units were authorised by permit in 2024, with a declared construction value of $38.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Boise County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Boise County come from?
The largest single origin is Boise County Non-migrants, with 2,915 households. Arriving households report an average income of $89,433 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Boise County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Boise County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.