Oneida County, Idaho: commercial real estate data.
Oneida County, Idaho has a population of 4,768 across 1,200 square miles, up 9.0 percent since the 2020 census base. County output reached $201.0 m in 2024, 100 establishments operate here, and the SBA record carries 2 7(a) approvals worth $433,800.
112 sourced county values · tier FULL · 10 sections
Oneida County
How many people live in Oneida County
- Population4,768
- Households1,921
- Average household size2.48
- Median household income$74,954
- Median age40.8
- Median gross rent$859 per month
- Median owner-occupied home value$272,000
- Home value to household income3.6 times
- Annual rent as a share of median income13.8 percent
- Adults 25 and over with a bachelor degree or higher26.6 percent
- Adults 25 and over with a graduate degree8.5 percent
- Adults 25 and over3,133
- Population under 181,289
- Share under 1827.0 percent
- Population 65 and over949
- Share 65 and over19.9 percent
- Working age population, 18 to 642,530
- Civilian labor force2,276
- Unemployment rate1.4 percent
- Labor force participation, adults 18 and over65.4 percent
- Rank by population among Idaho counties38th of 44
- Rank by population among US county-equivalents2915th
Oneida County is the 38th largest of 44 Idaho counties by population. A median home costs 3.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 27.0 percent against 19.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Oneida County
Is Oneida County growing
- Population change since the 2020 census base9.03 percent
- Census 2020 base population4,564
- Births, 202449
- Deaths, 202443
- Natural change, 20246
- Net domestic migration, 202415
- Net international migration, 20240
- Total net migration, 202415
- Cumulative net domestic migration, 2021 to 2024392
- Rank by growth among US county-equivalents186th
The county has grown 9.03 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Oneida County
Where people moving to Oneida County come from
- Tax returns filed by households arriving160
- People arriving, from those returns415
- Adjusted gross income arriving$10.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$63,638
- Largest single originOneida County Non-migrants (1,587 households)
- Largest single destination (1,587 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Oneida County Non-migrants | 1,587 | 3,821 | $96.0 m |
| Other flows - Different State | 79 | 221 | $6.2 m |
| Other flows - West | 79 | 221 | $6.2 m |
| Other flows - Same State | 34 | 78 | $1.3 m |
| Cache County | 26 | 74 | $1.8 m |
| Box Elder County | 21 | 42 | $935,000 |
The largest single source of arrivals is Oneida County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Oneida County
What the Oneida County economy runs on
- County GDP, 2024$201.0 m
- County GDP, 2023$213.6 m
- GDP change, 2023 to 2024-5.9 percent
- GDP change over five years44.5 percent
- Rank by GDP among Idaho counties42nd
- Rank by GDP among US county-equivalents2900th
- GDP per resident$42,158
Output grew -5.9 percent in the latest year and 44.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Oneida County
Who employs people in Oneida County
- Covered employment, annual average1,707
- Establishments reporting180
- Average annual pay$38,378
- Average weekly wage$738
- Sector 44-45, employment226
- Sector 44-45, average annual pay$23,603
- Sector 72, employment112
- Sector 72, average annual pay$11,857
- Sector 62, employment68
- Sector 62, average annual pay$20,267
- Sector 23, employment38
- Sector 23, average annual pay$40,697
- Sector 31-33, employment37
- Sector 42, employment28
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 226 | 20 | $23,603 |
| Sector 72 | 112 | 14 | $11,857 |
| Sector 62 | 68 | 17 | $20,267 |
| Sector 23 | 38 | 20 | $40,697 |
| Sector 31-33 | 37 | 6 | $32,007 |
| Sector 42 | 28 | 9 | $86,962 |
| Sector 54 | 21 | 9 | $140,917 |
| Sector 48-49 | 20 | 19 | $38,270 |
The largest sector is the biggest private employer group at 226 jobs, 13.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Oneida County
What businesses operate in Oneida County
- Establishments, all industries100
- Employment at those establishments882
- Annual payroll$34.1 m
- Establishments per 1,000 residents21.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Oneida County
What is being built in Oneida County
- Housing units authorised by permit, 202440
- Declared construction value permitted$12.3 m
- Single family units authorised40
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$307,437
- Units authorised per 1,000 households20.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Oneida County
How much SBA lending happens in Oneida County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$433,800
- Average 7(a) approval$216,900
- Median 7(a) approval$385,000
- 10th percentile approval$48,800
- 90th percentile approval$385,000
- Largest single approval$385,000
- Jobs reported supported, 7(a)7
- Jobs per approval3.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countLessors of Miniwarehouses and Self-Storage Units (1)
- Most active lenderBank Five Nine (1)
- 504 approvals recorded3
- 504 gross approval dollars$576,000
- Average 504 approval$192,000
- Median 504 approval$186,000
- Distinct CDCs active2
- 504 jobs per approval3.0
- 504 jobs per million dollars approved15.6
- Most active CDCEastern Idaho Development Corporation (2)
- 7(a) share of SBA approvals40.0 percent
- Combined SBA approval dollars$1.0 m
The average approval of $216,900 sits close to the median of $385,000, so lending here is fairly evenly sized rather than driven by a few large deals. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oneida County
Do SBA loans in Oneida County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oneida County
How big is Oneida County
- Land area1,200 sq mi
- Rank by land area among Idaho counties26th of 44
- Width, east to west47.7 mi
- Height, north to south35 mi
- Geographies sharing a boundary4
- Residents per square mile of land4
- Establishments per square mile0.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Oneida County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Oneida County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population4,768
- Households1,921
- Average household size2.48
- Median household income$74,954
- Median age40.8
Common questions
Oneida County questions, answered from the record.
How many people live in Oneida County, Idaho?
4,768, in 1,921 households, ranking 38th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Oneida County growing?
The population has grown 9.03 percent since the 2020 census base. In 2024 there were 49 births against 43 deaths, with net migration of 15. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Oneida County?
$74,954. The median owner-occupied home is valued at $272,000, which is 3.6 times income, and median gross rent is $859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Oneida County?
100 establishments, employing 882 people with an annual payroll of $34.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Oneida County?
Average annual pay is $38,378, or $738 a week, across 1,707 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Oneida County?
2 7(a) approvals totalling $433,800 since FY2020, across 2 lenders, with a median approval of $385,000, plus 3 504 approvals worth $576,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Oneida County?
40 housing units were authorised by permit in 2024, with a declared construction value of $12.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Oneida County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Oneida County come from?
The largest single origin is Oneida County Non-migrants, with 1,587 households. Arriving households report an average income of $63,638 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Oneida County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Oneida County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.