Owyhee County, Idaho: commercial real estate data.
Owyhee County, Idaho has a population of 12,503 across 7,666 square miles, up 7.0 percent since the 2020 census base. County output reached $677.4 m in 2024, 262 establishments operate here, and the SBA record carries 14 7(a) approvals worth $5.1 m.
117 sourced county values · tier FULL · 11 sections
Owyhee County
How many people live in Owyhee County
- Population12,503
- Households4,339
- Average household size2.88
- Median household income$64,406
- Median age39.0
- Median gross rent$821 per month
- Median owner-occupied home value$359,800
- Home value to household income5.6 times
- Annual rent as a share of median income15.3 percent
- Adults 25 and over with a bachelor degree or higher12.4 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over8,408
- Population under 183,056
- Share under 1824.4 percent
- Population 65 and over2,414
- Share 65 and over19.3 percent
- Working age population, 18 to 647,033
- Civilian labor force5,573
- Unemployment rate2.0 percent
- Labor force participation, adults 18 and over59.0 percent
- Rank by population among Idaho counties26th of 44
- Rank by population among US county-equivalents2318th
Owyhee County is the 26th largest of 44 Idaho counties by population. A median home costs 5.6 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 24.4 percent against 19.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Owyhee County
Is Owyhee County growing
- Population change since the 2020 census base6.96 percent
- Census 2020 base population11,918
- Births, 2024141
- Deaths, 2024122
- Natural change, 202419
- Net domestic migration, 2024-90
- Net international migration, 202458
- Total net migration, 2024-32
- Cumulative net domestic migration, 2021 to 2024601
- Rank by growth among US county-equivalents312th
The county has grown 6.96 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Owyhee County
Where people moving to Owyhee County come from
- Tax returns filed by households arriving472
- People arriving, from those returns962
- Adjusted gross income arriving$33.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$71,862
- Largest single originOwyhee County Non-migrants (4,107 households)
- Largest single destination (4,107 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Owyhee County Non-migrants | 4,107 | 9,289 | $257.1 m |
| Canyon County | 201 | 422 | $16.8 m |
| Other flows - Different State | 124 | 243 | $8.7 m |
| Other flows - West | 124 | 243 | $8.7 m |
| Ada County | 80 | 162 | $5.5 m |
| Other flows - Same State | 44 | 79 | $2.0 m |
| Elmore County | 23 | 56 | $930,000 |
The largest single source of arrivals is Owyhee County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Owyhee County
What the Owyhee County economy runs on
- County GDP, 2024$677.4 m
- County GDP, 2023$561.4 m
- GDP change, 2023 to 202420.7 percent
- GDP change over five years67.7 percent
- Rank by GDP among Idaho counties26th
- Rank by GDP among US county-equivalents2179th
- GDP per resident$54,181
Output grew 20.7 percent in the latest year and 67.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Owyhee County
Who employs people in Owyhee County
- Covered employment, annual average3,544
- Establishments reporting405
- Average annual pay$47,269
- Average weekly wage$909
- Sector 44-45, employment287
- Sector 44-45, average annual pay$29,544
- Sector 31-33, employment242
- Sector 31-33, average annual pay$70,604
- Sector 72, employment236
- Sector 72, average annual pay$15,048
- Sector 23, employment174
- Sector 23, average annual pay$48,551
- Sector 56, employment141
- Sector 48-49, employment109
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 287 | 32 | $29,544 |
| Sector 31-33 | 242 | 16 | $70,604 |
| Sector 72 | 236 | 34 | $15,048 |
| Sector 23 | 174 | 61 | $48,551 |
| Sector 56 | 141 | 15 | $55,538 |
| Sector 48-49 | 109 | 35 | $54,456 |
| Sector 54 | 69 | 16 | $126,079 |
| Sector 81 | 60 | 16 | $72,561 |
The largest sector is the biggest private employer group at 287 jobs, 8.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Owyhee County
What businesses operate in Owyhee County
- Establishments, all industries262
- Employment at those establishments2,019
- Annual payroll$88.4 m
- Establishments per 1,000 residents21.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Owyhee County
What is being built in Owyhee County
- Housing units authorised by permit, 202437
- Declared construction value permitted$13.1 m
- Single family units authorised37
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$352,783
- Units authorised per 1,000 households8.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Owyhee County
How much SBA lending happens in Owyhee County
- 7(a) approvals recorded14
- 7(a) gross approval dollars$5.1 m
- Average 7(a) approval$361,871
- Median 7(a) approval$150,000
- 10th percentile approval$20,000
- 90th percentile approval$1,602,000
- Largest single approval$1,792,000
- Jobs reported supported, 7(a)88
- Jobs per approval6.3
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.6 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter10
- Franchise loans1
- Franchise share of approvals7.1 percent
- Leading industry by approval countFull-Service Restaurants (2)
- Most active lenderU.S. Bank, National Association (4)
- 504 approvals recorded3
- 504 gross approval dollars$527,000
- Average 504 approval$175,667
- Median 504 approval$64,000
- Distinct CDCs active1
- 504 jobs per approval33.7
- 504 jobs per million dollars approved191.7
- Most active CDCCapital Matrix, Inc. (3)
- 7(a) share of SBA approvals82.4 percent
- Combined SBA approval dollars$5.6 m
The average approval of $361,871 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 28.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Owyhee County
Do SBA loans in Owyhee County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Cancelled2
- Status: Exempt from disclosure9
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Owyhee County
Which parts of Owyhee County get the lending
- Places in the county with recorded lending3
- MARSING, approvals6
- HOMEDALE, approvals6
- GRAND VIEW, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MARSING | 6 | $2,443,000 |
| HOMEDALE | 6 | $2,558,200 |
| GRAND VIEW | 2 | $65,000 |
MARSING accounts for 6 approvals against 6 in HOMEDALE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Owyhee County
How big is Owyhee County
- Land area7,666 sq mi
- Rank by land area among Idaho counties2nd of 44
- Width, east to west100.9 mi
- Height, north to south116.3 mi
- Geographies sharing a boundary4
- Residents per square mile of land2
- Establishments per square mile0.03
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Owyhee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Owyhee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population12,503
- Households4,339
- Average household size2.88
- Median household income$64,406
- Median age39.0
Common questions
Owyhee County questions, answered from the record.
How many people live in Owyhee County, Idaho?
12,503, in 4,339 households, ranking 26th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Owyhee County growing?
The population has grown 6.96 percent since the 2020 census base. In 2024 there were 141 births against 122 deaths, with net migration of -32. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Owyhee County?
$64,406. The median owner-occupied home is valued at $359,800, which is 5.6 times income, and median gross rent is $821 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Owyhee County?
262 establishments, employing 2,019 people with an annual payroll of $88.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Owyhee County?
Average annual pay is $47,269, or $909 a week, across 3,544 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Owyhee County?
14 7(a) approvals totalling $5.1 m since FY2020, across 8 lenders, with a median approval of $150,000, plus 3 504 approvals worth $527,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Owyhee County?
37 housing units were authorised by permit in 2024, with a declared construction value of $13.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Owyhee County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Owyhee County come from?
The largest single origin is Owyhee County Non-migrants, with 4,107 households. Arriving households report an average income of $71,862 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Owyhee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Owyhee County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.