Payette County, Idaho: commercial real estate data.
Payette County, Idaho has a population of 26,771 across 407 square miles, up 9.0 percent since the 2020 census base. County output reached $1.29 bn in 2024, 619 establishments operate here, and the SBA record carries 49 7(a) approvals worth $15.7 m.
120 sourced county values · tier FULL · 11 sections
Payette County
How many people live in Payette County
- Population26,771
- Households9,692
- Average household size2.76
- Median household income$67,673
- Median age38.9
- Median gross rent$860 per month
- Median owner-occupied home value$341,800
- Home value to household income5.1 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher17.3 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over18,239
- Population under 186,826
- Share under 1825.5 percent
- Population 65 and over5,288
- Share 65 and over19.8 percent
- Working age population, 18 to 6414,657
- Civilian labor force12,050
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over60.4 percent
- Rank by population among Idaho counties14th of 44
- Rank by population among US county-equivalents1588th
Payette County is the 14th largest of 44 Idaho counties by population. A median home costs 5.1 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 25.5 percent against 19.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Payette County
Is Payette County growing
- Population change since the 2020 census base8.97 percent
- Census 2020 base population25,385
- Births, 2024320
- Deaths, 2024286
- Natural change, 202434
- Net domestic migration, 2024338
- Net international migration, 20248
- Total net migration, 2024346
- Cumulative net domestic migration, 2021 to 20241,989
- Rank by growth among US county-equivalents188th
The county has grown 8.97 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Payette County
Where people moving to Payette County come from
- Tax returns filed by households arriving1,000
- People arriving, from those returns2,025
- Adjusted gross income arriving$64.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$64,006
- Largest single originPayette County Non-migrants (8,849 households)
- Largest single destination (8,849 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Payette County Non-migrants | 8,849 | 19,973 | $649.6 m |
| Other flows - Different State | 343 | 643 | $27.6 m |
| Other flows - West | 313 | 576 | $26.2 m |
| Canyon County | 214 | 481 | $13.7 m |
| Malheur County | 145 | 283 | $7.1 m |
| Ada County | 144 | 301 | $8.5 m |
| Other flows - Same State | 67 | 127 | $2.8 m |
| Washington County | 49 | 99 | $1.7 m |
The largest single source of arrivals is Payette County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Payette County
What the Payette County economy runs on
- County GDP, 2024$1.29 bn
- County GDP, 2023$1.18 bn
- GDP change, 2023 to 20248.9 percent
- GDP change over five years48.4 percent
- Rank by GDP among Idaho counties19th
- Rank by GDP among US county-equivalents1639th
- GDP per resident$48,134
Output grew 8.9 percent in the latest year and 48.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Payette County
Who employs people in Payette County
- Covered employment, annual average7,122
- Establishments reporting854
- Average annual pay$49,412
- Average weekly wage$950
- Sector 31-33, employment1,359
- Sector 31-33, average annual pay$53,467
- Sector 44-45, employment538
- Sector 44-45, average annual pay$43,911
- Sector 23, employment475
- Sector 23, average annual pay$63,587
- Sector 72, employment452
- Sector 72, average annual pay$20,042
- Sector 56, employment388
- Sector 54, employment284
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,359 | 43 | $53,467 |
| Sector 44-45 | 538 | 66 | $43,911 |
| Sector 23 | 475 | 116 | $63,587 |
| Sector 72 | 452 | 45 | $20,042 |
| Sector 56 | 388 | 56 | $34,248 |
| Sector 54 | 284 | 67 | $72,340 |
| Sector 42 | 232 | 36 | $63,284 |
| Sector 52 | 214 | 46 | $63,276 |
The largest sector is the biggest private employer group at 1,359 jobs, 19.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Payette County
What businesses operate in Payette County
- Establishments, all industries619
- Employment at those establishments7,259
- Annual payroll$388.9 m
- Establishments per 1,000 residents23.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Payette County
What is being built in Payette County
- Housing units authorised by permit, 2024231
- Declared construction value permitted$56.2 m
- Single family units authorised196
- Multifamily units authorised35
- Multifamily share of units15.2 percent
- Average declared value per unit$243,128
- Units authorised per 1,000 households23.8
Multifamily is 15.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Payette County
How much SBA lending happens in Payette County
- 7(a) approvals recorded49
- 7(a) gross approval dollars$15.7 m
- Average 7(a) approval$320,482
- Median 7(a) approval$50,000
- 10th percentile approval$25,000
- 90th percentile approval$901,300
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)227
- Jobs per approval4.6
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals33
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.2 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter42
- Franchise loans1
- Franchise share of approvals2.0 percent
- Leading industry by approval countSite Preparation Contractors (5)
- Most active lenderColumbia Bank (14)
- 504 approvals recorded10
- 504 gross approval dollars$10.0 m
- Average 504 approval$1,004,200
- Median 504 approval$410,000
- Distinct CDCs active3
- 504 jobs per approval6.7
- 504 jobs per million dollars approved6.7
- Most active CDCCapital Matrix, Inc. (8)
- 7(a) share of SBA approvals83.1 percent
- Combined SBA approval dollars$25.7 m
The average approval of $320,482 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 12.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Payette County
Do SBA loans in Payette County get paid back
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Paid in full9
- Status: Exempt from disclosure33
- Status: Cancelled2
- Status: Committed, not yet disbursed5
Too few loans have reached a final outcome to publish a charge off rate. only 9 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Payette County
Which parts of Payette County get the lending
- Places in the county with recorded lending5
- Fruitland, approvals16
- PAYETTE, approvals15
- New Plymouth, approvals13
- CALDWELL, approvals4
- Parma, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Fruitland | 16 | $7,746,900 |
| PAYETTE | 15 | $947,400 |
| New Plymouth | 13 | $2,178,000 |
| CALDWELL | 4 | $3,930,000 |
| Parma | 1 | $901,300 |
Fruitland accounts for 16 approvals against 15 in PAYETTE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Payette County
How big is Payette County
- Land area407 sq mi
- Rank by land area among Idaho counties44th of 44
- Width, east to west26.2 mi
- Height, north to south24.9 mi
- Geographies sharing a boundary3
- Residents per square mile of land66
- Establishments per square mile1.52
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Payette County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Payette County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population26,771
- Households9,692
- Average household size2.76
- Median household income$67,673
- Median age38.9
Common questions
Payette County questions, answered from the record.
How many people live in Payette County, Idaho?
26,771, in 9,692 households, ranking 14th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Payette County growing?
The population has grown 8.97 percent since the 2020 census base. In 2024 there were 320 births against 286 deaths, with net migration of 346. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Payette County?
$67,673. The median owner-occupied home is valued at $341,800, which is 5.1 times income, and median gross rent is $860 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Payette County?
619 establishments, employing 7,259 people with an annual payroll of $388.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Payette County?
Average annual pay is $49,412, or $950 a week, across 7,122 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Payette County?
49 7(a) approvals totalling $15.7 m since FY2020, across 17 lenders, with a median approval of $50,000, plus 10 504 approvals worth $10.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Payette County?
231 housing units were authorised by permit in 2024, with a declared construction value of $56.2 m. Multifamily was 15.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Payette County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Payette County come from?
The largest single origin is Payette County Non-migrants, with 8,849 households. Arriving households report an average income of $64,006 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Payette County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Payette County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.