Calhoun County, Illinois: commercial real estate data.
Calhoun County, Illinois has a population of 4,330 across 254 square miles, down 4.7 percent since the 2020 census base. County output reached $131.1 m in 2024, 77 establishments operate here, and the SBA record carries 2 7(a) approvals worth $559,800.
109 sourced county values · tier FULL · 12 sections
Calhoun County
How many people live in Calhoun County
- Population4,330
- Households1,239
- Average household size3.49
- Median household income$93,203
- Median age48.8
- Median gross rent$583 per month
- Median owner-occupied home value$190,900
- Home value to household income2.0 times
- Annual rent as a share of median income7.5 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over3,102
- Population under 18861
- Share under 1819.9 percent
- Population 65 and over1,101
- Share 65 and over25.4 percent
- Working age population, 18 to 642,368
- Civilian labor force1,975
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over56.9 percent
- Rank by population among Illinois counties100th of 102
- Rank by population among US county-equivalents2944th
Calhoun County is the 100th largest of 102 Illinois counties by population. A median home costs 2.0 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.4 percent against 19.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Calhoun County
Is Calhoun County growing
- Population change since the 2020 census base-4.74 percent
- Census 2020 base population4,434
- Births, 202425
- Deaths, 202472
- Natural change, 2024-47
- Net domestic migration, 2024-22
- Net international migration, 20240
- Total net migration, 2024-22
- Cumulative net domestic migration, 2021 to 2024-4
- Rank by growth among US county-equivalents2963rd
The county has lost 4.74 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Calhoun County
Where people moving to Calhoun County come from
- Tax returns filed by households arriving74
- People arriving, from those returns128
- Adjusted gross income arriving$4.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$63,730
- Largest single originCalhoun County Non-migrants (1,725 households)
- Largest single destination (1,725 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Calhoun County Non-migrants | 1,725 | 3,716 | $129.0 m |
| Other flows - Same State | 52 | 89 | $3.0 m |
| Other flows - Different State | 22 | 39 | $1.7 m |
| Other flows - Midwest | 22 | 39 | $1.7 m |
The largest single source of arrivals is Calhoun County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Calhoun County
What the Calhoun County economy runs on
- County GDP, 2024$131.1 m
- County GDP, 2023$122.7 m
- GDP change, 2023 to 20246.8 percent
- GDP change over five years34.8 percent
- Rank by GDP among Illinois counties100th
- Rank by GDP among US county-equivalents3013th
- GDP per resident$30,268
Output grew 6.8 percent in the latest year and 34.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Calhoun County
Who employs people in Calhoun County
- Covered employment, annual average743
- Establishments reporting92
- Average annual pay$36,322
- Average weekly wage$699
- Sector 72, employment104
- Sector 72, average annual pay$14,514
- Sector 44-45, employment76
- Sector 44-45, average annual pay$25,990
- Sector 52, employment67
- Sector 52, average annual pay$43,427
- Sector 23, employment35
- Sector 23, average annual pay$68,058
- Sector 11, employment8
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 104 | 14 | $14,514 |
| Sector 44-45 | 76 | 13 | $25,990 |
| Sector 52 | 67 | 6 | $43,427 |
| Sector 23 | 35 | 12 | $68,058 |
| Sector 11 | 8 | 5 | $27,885 |
The largest sector is the biggest private employer group at 104 jobs, 14.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Calhoun County
What businesses operate in Calhoun County
- Establishments, all industries77
- Employment at those establishments489
- Annual payroll$16.4 m
- Establishments per 1,000 residents17.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Calhoun County
What is being built in Calhoun County
- Housing units authorised by permit, 202411
- Declared construction value permitted$2.3 m
- Single family units authorised11
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$205,545
- Units authorised per 1,000 households8.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Calhoun County
How much SBA lending happens in Calhoun County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$559,800
- Average 7(a) approval$279,900
- Median 7(a) approval$400,500
- 10th percentile approval$159,300
- 90th percentile approval$400,500
- Largest single approval$400,500
- Jobs reported supported, 7(a)29
- Jobs per approval14.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countChild Care Services (1)
- Most active lenderAmerican Momentum Bank (1)
The average approval of $279,900 sits close to the median of $400,500, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calhoun County
Do SBA loans in Calhoun County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calhoun County
Which parts of Calhoun County get the lending
- Places in the county with recorded lending2
- BRUSSELS, approvals1
- Cahokia, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BRUSSELS | 1 | $159,300 |
| Cahokia | 1 | $400,500 |
BRUSSELS accounts for 1 approvals against 1 in Cahokia. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calhoun County
How big is Calhoun County
- Land area254 sq mi
- Rank by land area among Illinois counties94th of 102
- Width, east to west26.3 mi
- Height, north to south36.4 mi
- Geographies sharing a boundary3
- Residents per square mile of land17
- Establishments per square mile0.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Calhoun County
What hazards affect Calhoun County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Calhoun County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Calhoun County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population4,330
- Households1,239
- Average household size3.49
- Median household income$93,203
- Median age48.8
Common questions
Calhoun County questions, answered from the record.
How many people live in Calhoun County, Illinois?
4,330, in 1,239 households, ranking 100th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Calhoun County growing?
The population has fallen 4.74 percent since the 2020 census base. In 2024 there were 25 births against 72 deaths, with net migration of -22. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Calhoun County?
$93,203. The median owner-occupied home is valued at $190,900, which is 2.0 times income, and median gross rent is $583 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Calhoun County?
77 establishments, employing 489 people with an annual payroll of $16.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Calhoun County?
Average annual pay is $36,322, or $699 a week, across 743 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Calhoun County?
2 7(a) approvals totalling $559,800 since FY2020, across 2 lenders, with a median approval of $400,500. These are approvals recorded in the release, not loans disbursed.
What is being built in Calhoun County?
11 housing units were authorised by permit in 2024, with a declared construction value of $2.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Calhoun County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Calhoun County come from?
The largest single origin is Calhoun County Non-migrants, with 1,725 households. Arriving households report an average income of $63,730 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Calhoun County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Calhoun County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.