Christian County, Illinois: commercial real estate data.
Christian County, Illinois has a population of 33,538 across 709 square miles, down 2.4 percent since the 2020 census base. County output reached $1.97 bn in 2024, 709 establishments operate here, and the SBA record carries 28 7(a) approvals worth $8.3 m.
125 sourced county values · tier FULL · 12 sections
Christian County
How many people live in Christian County
- Population33,538
- Households13,586
- Average household size2.47
- Median household income$62,611
- Median age43.2
- Median gross rent$785 per month
- Median owner-occupied home value$115,500
- Home value to household income1.8 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher17.1 percent
- Adults 25 and over with a graduate degree5.0 percent
- Adults 25 and over24,493
- Population under 186,482
- Share under 1819.3 percent
- Population 65 and over6,797
- Share 65 and over20.3 percent
- Working age population, 18 to 6420,259
- Civilian labor force15,805
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over58.4 percent
- Rank by population among Illinois counties43rd of 102
- Rank by population among US county-equivalents1383rd
Christian County is the 43rd largest of 102 Illinois counties by population. A median home costs 1.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 20.3 percent against 19.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Christian County
Is Christian County growing
- Population change since the 2020 census base-2.38 percent
- Census 2020 base population34,059
- Births, 2024329
- Deaths, 2024399
- Natural change, 2024-70
- Net domestic migration, 2024-6
- Net international migration, 20243
- Total net migration, 2024-3
- Cumulative net domestic migration, 2021 to 2024-185
- Rank by growth among US county-equivalents2592nd
The county has lost 2.38 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Christian County
Where people moving to Christian County come from
- Tax returns filed by households arriving627
- People arriving, from those returns1,043
- Adjusted gross income arriving$38.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,955
- Largest single originChristian County Non-migrants (12,409 households)
- Largest single destination (12,409 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Christian County Non-migrants | 12,409 | 24,312 | $845.0 m |
| Other flows - Same State | 210 | 347 | $8.1 m |
| Other flows - Different State | 135 | 207 | $6.2 m |
| Sangamon County | 114 | 194 | $16.2 m |
| Other flows - South | 66 | 99 | $2.6 m |
| Shelby County | 62 | 108 | $3.3 m |
| Macon County | 60 | 100 | $3.1 m |
| Other flows - Midwest | 49 | 76 | $2.9 m |
The largest single source of arrivals is Christian County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Christian County
What the Christian County economy runs on
- County GDP, 2024$1.97 bn
- County GDP, 2023$1.97 bn
- GDP change, 2023 to 2024-0.2 percent
- GDP change over five years37.5 percent
- Rank by GDP among Illinois counties40th
- Rank by GDP among US county-equivalents1299th
- GDP per resident$58,733
Output grew -0.2 percent in the latest year and 37.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Christian County
Who employs people in Christian County
- Covered employment, annual average9,353
- Establishments reporting706
- Average annual pay$51,042
- Average weekly wage$982
- Sector 62, employment1,399
- Sector 62, average annual pay$50,843
- Sector 31-33, employment1,280
- Sector 31-33, average annual pay$72,456
- Sector 44-45, employment1,207
- Sector 44-45, average annual pay$32,139
- Sector 72, employment945
- Sector 72, average annual pay$18,961
- Sector 42, employment588
- Sector 23, employment348
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 1,399 | 49 | $50,843 |
| Sector 31-33 | 1,280 | 21 | $72,456 |
| Sector 44-45 | 1,207 | 99 | $32,139 |
| Sector 72 | 945 | 72 | $18,961 |
| Sector 42 | 588 | 35 | $75,549 |
| Sector 23 | 348 | 84 | $59,853 |
| Sector 52 | 333 | 40 | $57,858 |
| Sector 81 | 220 | 52 | $31,676 |
The largest sector is the biggest private employer group at 1,399 jobs, 15.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Christian County
What businesses operate in Christian County
- Establishments, all industries709
- Employment at those establishments7,410
- Annual payroll$388.7 m
- Establishments per 1,000 residents21.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Christian County
What is being built in Christian County
- Housing units authorised by permit, 202463
- Declared construction value permitted$24.1 m
- Single family units authorised63
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$382,719
- Units authorised per 1,000 households4.6
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Christian County
How much SBA lending happens in Christian County
- 7(a) approvals recorded28
- 7(a) gross approval dollars$8.3 m
- Average 7(a) approval$295,311
- Median 7(a) approval$105,000
- 10th percentile approval$20,700
- 90th percentile approval$910,000
- Largest single approval$1,791,500
- Jobs reported supported, 7(a)267
- Jobs per approval9.5
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals19
- Median 7(a) term87 months
- Share of loans on real estate terms, 240 months or longer21.4 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter20
- Franchise loans3
- Franchise share of approvals10.7 percent
- Leading industry by approval countGeneral Freight Trucking, Local (6)
- Most active lenderPeoples Bank & Trust (12)
- 504 approvals recorded3
- 504 gross approval dollars$780,000
- Average 504 approval$260,000
- Median 504 approval$245,000
- Distinct CDCs active3
- 504 jobs per approval7.0
- 504 jobs per million dollars approved26.9
- Most active CDCSomerCor 504, Inc. (1)
- 7(a) share of SBA approvals90.3 percent
- Combined SBA approval dollars$9.0 m
The average approval of $295,311 sits well above the median of $105,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Christian County
Do SBA loans in Christian County get paid back
- Loans with a final outcome recorded8
- Paid in full7
- Charged off1
- Status: Paid in full7
- Status: Exempt from disclosure14
- Status: Charged off1
- Status: Cancelled4
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 8 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Christian County
Which parts of Christian County get the lending
- Places in the county with recorded lending4
- Taylorville, approvals20
- Pana, approvals6
- EDINBURG, approvals1
- MOWEAQUA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Taylorville | 20 | $4,704,700 |
| Pana | 6 | $3,477,000 |
| EDINBURG | 1 | $17,000 |
| MOWEAQUA | 1 | $70,000 |
Taylorville accounts for 20 approvals against 6 in Pana. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Christian County
How big is Christian County
- Land area709 sq mi
- Rank by land area among Illinois counties24th of 102
- Width, east to west27.1 mi
- Height, north to south33.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land47
- Establishments per square mile1.00
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Christian County
What hazards affect Christian County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP5
- NFIP participation rate71.4 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Christian County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Christian County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population33,538
- Households13,586
- Average household size2.47
- Median household income$62,611
- Median age43.2
Common questions
Christian County questions, answered from the record.
How many people live in Christian County, Illinois?
33,538, in 13,586 households, ranking 43rd of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Christian County growing?
The population has fallen 2.38 percent since the 2020 census base. In 2024 there were 329 births against 399 deaths, with net migration of -3. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Christian County?
$62,611. The median owner-occupied home is valued at $115,500, which is 1.8 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Christian County?
709 establishments, employing 7,410 people with an annual payroll of $388.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Christian County?
Average annual pay is $51,042, or $982 a week, across 9,353 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Christian County?
28 7(a) approvals totalling $8.3 m since FY2020, across 9 lenders, with a median approval of $105,000, plus 3 504 approvals worth $780,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Christian County?
63 housing units were authorised by permit in 2024, with a declared construction value of $24.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Christian County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Christian County come from?
The largest single origin is Christian County Non-migrants, with 12,409 households. Arriving households report an average income of $61,955 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Christian County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Christian County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.