Edgar County, Illinois: commercial real estate data.
Edgar County, Illinois has a population of 16,535 across 623 square miles, down 2.8 percent since the 2020 census base. County output reached $1.04 bn in 2024, 334 establishments operate here, and the SBA record carries 12 7(a) approvals worth $5.8 m.
122 sourced county values · tier FULL · 12 sections
Edgar County
How many people live in Edgar County
- Population16,535
- Households7,567
- Average household size2.19
- Median household income$59,941
- Median age46.6
- Median gross rent$775 per month
- Median owner-occupied home value$97,300
- Home value to household income1.6 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over12,180
- Population under 183,275
- Share under 1819.8 percent
- Population 65 and over4,080
- Share 65 and over24.7 percent
- Working age population, 18 to 649,180
- Civilian labor force7,967
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over60.1 percent
- Rank by population among Illinois counties64th of 102
- Rank by population among US county-equivalents2069th
Edgar County is the 64th largest of 102 Illinois counties by population. A median home costs 1.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.7 percent against 19.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Edgar County
Is Edgar County growing
- Population change since the 2020 census base-2.83 percent
- Census 2020 base population16,876
- Births, 2024122
- Deaths, 2024233
- Natural change, 2024-111
- Net domestic migration, 202457
- Net international migration, 202410
- Total net migration, 202467
- Cumulative net domestic migration, 2021 to 2024-6
- Rank by growth among US county-equivalents2707th
The county has lost 2.83 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Edgar County
Where people moving to Edgar County come from
- Tax returns filed by households arriving303
- People arriving, from those returns549
- Adjusted gross income arriving$12.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$42,564
- Largest single originEdgar County Non-migrants (6,384 households)
- Largest single destination (6,384 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Edgar County Non-migrants | 6,384 | 12,672 | $427.1 m |
| Other flows - Different State | 104 | 189 | $4.6 m |
| Other flows - Same State | 65 | 112 | $3.2 m |
| Other flows - Midwest | 62 | 111 | $2.8 m |
| Coles County | 47 | 91 | $2.0 m |
| Other flows - South | 42 | 78 | $1.8 m |
| Vermilion County | 31 | 53 | $1.2 m |
| Vigo County | 31 | 56 | $908,000 |
The largest single source of arrivals is Edgar County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Edgar County
What the Edgar County economy runs on
- County GDP, 2024$1.04 bn
- County GDP, 2023$1.04 bn
- GDP change, 2023 to 2024-0.2 percent
- GDP change over five years29.0 percent
- Rank by GDP among Illinois counties62nd
- Rank by GDP among US county-equivalents1815th
- GDP per resident$62,837
Output grew -0.2 percent in the latest year and 29.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Edgar County
Who employs people in Edgar County
- Covered employment, annual average7,065
- Establishments reporting351
- Average annual pay$54,835
- Average weekly wage$1,055
- Sector 31-33, employment2,100
- Sector 31-33, average annual pay$62,995
- Sector 44-45, employment612
- Sector 44-45, average annual pay$30,414
- Sector 72, employment590
- Sector 72, average annual pay$19,771
- Sector 52, employment337
- Sector 52, average annual pay$83,274
- Sector 11, employment206
- Sector 42, employment182
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,100 | 12 | $62,995 |
| Sector 44-45 | 612 | 44 | $30,414 |
| Sector 72 | 590 | 38 | $19,771 |
| Sector 52 | 337 | 17 | $83,274 |
| Sector 11 | 206 | 23 | $53,771 |
| Sector 42 | 182 | 16 | $67,738 |
| Sector 23 | 159 | 38 | $60,333 |
| Sector 81 | 102 | 24 | $31,922 |
The largest sector is the biggest private employer group at 2,100 jobs, 29.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Edgar County
What businesses operate in Edgar County
- Establishments, all industries334
- Employment at those establishments6,798
- Annual payroll$337.3 m
- Establishments per 1,000 residents20.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Edgar County
What is being built in Edgar County
- Housing units authorised by permit, 20246
- Declared construction value permitted$1.9 m
- Single family units authorised6
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$320,214
- Units authorised per 1,000 households0.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Edgar County
How much SBA lending happens in Edgar County
- 7(a) approvals recorded12
- 7(a) gross approval dollars$5.8 m
- Average 7(a) approval$484,733
- Median 7(a) approval$288,000
- 10th percentile approval$73,600
- 90th percentile approval$1,021,900
- Largest single approval$2,149,600
- Jobs reported supported, 7(a)313
- Jobs per approval26.1
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter9
- Franchise loans3
- Franchise share of approvals25.0 percent
- Leading industry by approval countOther Commercial and Industrial Machinery and Equipment Rental and Leasing (3)
- Most active lenderPeoples Bank & Trust (7)
- 504 approvals recorded2
- 504 gross approval dollars$780,000
- Average 504 approval$390,000
- Median 504 approval$489,000
- Distinct CDCs active2
- 504 jobs per approval17.5
- 504 jobs per million dollars approved44.9
- Most active CDCSomerCor 504, Inc. (1)
- 7(a) share of SBA approvals85.7 percent
- Combined SBA approval dollars$6.6 m
The average approval of $484,733 sits well above the median of $288,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 16.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Edgar County
Do SBA loans in Edgar County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure7
- Status: Paid in full3
- Status: Committed, not yet disbursed1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edgar County
Which parts of Edgar County get the lending
- Places in the county with recorded lending2
- Paris, approvals10
- CHRISMAN, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Paris | 10 | $5,681,200 |
| CHRISMAN | 2 | $135,600 |
Paris accounts for 10 approvals against 2 in CHRISMAN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edgar County
How big is Edgar County
- Land area623 sq mi
- Rank by land area among Illinois counties31st of 102
- Width, east to west23.2 mi
- Height, north to south28 mi
- Geographies sharing a boundary4
- Residents per square mile of land27
- Establishments per square mile0.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Edgar County
What hazards affect Edgar County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Edgar County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Edgar County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population16,535
- Households7,567
- Average household size2.19
- Median household income$59,941
- Median age46.6
Common questions
Edgar County questions, answered from the record.
How many people live in Edgar County, Illinois?
16,535, in 7,567 households, ranking 64th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Edgar County growing?
The population has fallen 2.83 percent since the 2020 census base. In 2024 there were 122 births against 233 deaths, with net migration of 67. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Edgar County?
$59,941. The median owner-occupied home is valued at $97,300, which is 1.6 times income, and median gross rent is $775 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Edgar County?
334 establishments, employing 6,798 people with an annual payroll of $337.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Edgar County?
Average annual pay is $54,835, or $1,055 a week, across 7,065 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Edgar County?
12 7(a) approvals totalling $5.8 m since FY2020, across 5 lenders, with a median approval of $288,000, plus 2 504 approvals worth $780,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Edgar County?
6 housing units were authorised by permit in 2024, with a declared construction value of $1.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Edgar County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Edgar County come from?
The largest single origin is Edgar County Non-migrants, with 6,384 households. Arriving households report an average income of $42,564 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Edgar County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Edgar County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.