Hamilton County, Illinois: commercial real estate data.
Hamilton County, Illinois has a population of 7,916 across 435 square miles, down 2.1 percent since the 2020 census base. County output reached $478.3 m in 2024, 175 establishments operate here, and the SBA record carries 5 7(a) approvals worth $3.0 m.
113 sourced county values · tier FULL · 11 sections
Hamilton County
How many people live in Hamilton County
- Population7,916
- Households3,387
- Average household size2.34
- Median household income$65,746
- Median age43.9
- Median gross rent$568 per month
- Median owner-occupied home value$113,700
- Home value to household income1.7 times
- Annual rent as a share of median income10.4 percent
- Adults 25 and over with a bachelor degree or higher21.0 percent
- Adults 25 and over with a graduate degree8.6 percent
- Adults 25 and over5,618
- Population under 181,731
- Share under 1821.9 percent
- Population 65 and over1,816
- Share 65 and over22.9 percent
- Working age population, 18 to 644,369
- Civilian labor force3,722
- Unemployment rate5.1 percent
- Labor force participation, adults 18 and over60.2 percent
- Rank by population among Illinois counties89th of 102
- Rank by population among US county-equivalents2657th
Hamilton County is the 89th largest of 102 Illinois counties by population. A median home costs 1.7 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.9 percent against 21.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hamilton County
Is Hamilton County growing
- Population change since the 2020 census base-2.14 percent
- Census 2020 base population7,989
- Births, 202466
- Deaths, 2024112
- Natural change, 2024-46
- Net domestic migration, 2024-21
- Net international migration, 2024-2
- Total net migration, 2024-23
- Cumulative net domestic migration, 2021 to 20245
- Rank by growth among US county-equivalents2538th
The county has lost 2.14 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hamilton County
Where people moving to Hamilton County come from
- Tax returns filed by households arriving152
- People arriving, from those returns318
- Adjusted gross income arriving$7.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,007
- Largest single originHamilton County Non-migrants (2,989 households)
- Largest single destination (2,989 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hamilton County Non-migrants | 2,989 | 6,251 | $200.7 m |
| Other flows - Same State | 72 | 153 | $3.2 m |
| Jefferson County | 30 | 48 | $1.5 m |
| Franklin County | 27 | 67 | $2.2 m |
| Other flows - Different State | 23 | 50 | $958,000 |
| Other flows - South | 23 | 50 | $958,000 |
The largest single source of arrivals is Hamilton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hamilton County
What the Hamilton County economy runs on
- County GDP, 2024$478.3 m
- County GDP, 2023$468.5 m
- GDP change, 2023 to 20242.1 percent
- GDP change over five years59.5 percent
- Rank by GDP among Illinois counties86th
- Rank by GDP among US county-equivalents2432nd
- GDP per resident$60,419
Output grew 2.1 percent in the latest year and 59.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hamilton County
Who employs people in Hamilton County
- Covered employment, annual average2,057
- Establishments reporting210
- Average annual pay$54,483
- Average weekly wage$1,048
- Sector 44-45, employment166
- Sector 44-45, average annual pay$29,602
- Sector 42, employment112
- Sector 42, average annual pay$54,589
- Sector 31-33, employment97
- Sector 31-33, average annual pay$51,462
- Sector 81, employment91
- Sector 81, average annual pay$27,641
- Sector 23, employment69
- Sector 52, employment39
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 166 | 26 | $29,602 |
| Sector 42 | 112 | 10 | $54,589 |
| Sector 31-33 | 97 | 12 | $51,462 |
| Sector 81 | 91 | 27 | $27,641 |
| Sector 23 | 69 | 14 | $52,097 |
| Sector 52 | 39 | 11 | $61,436 |
| Sector 51 | 37 | 4 | $63,657 |
| Sector 48-49 | 31 | 12 | $48,647 |
The largest sector is the biggest private employer group at 166 jobs, 8.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hamilton County
What businesses operate in Hamilton County
- Establishments, all industries175
- Employment at those establishments1,531
- Annual payroll$84.7 m
- Establishments per 1,000 residents22.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Hamilton County
How much SBA lending happens in Hamilton County
- 7(a) approvals recorded5
- 7(a) gross approval dollars$3.0 m
- Average 7(a) approval$597,900
- Median 7(a) approval$180,000
- 10th percentile approval$72,000
- 90th percentile approval$2,300,000
- Largest single approval$2,300,000
- Jobs reported supported, 7(a)70
- Jobs per approval14.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals5
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer40.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countResidential Intellectual and Developmental Disability Facilities (1)
- Most active lenderPeoples National Bank National Association (5)
- 504 approvals recorded1
- 504 gross approval dollars$221,000
- Average 504 approval$221,000
- Median 504 approval$221,000
- Distinct CDCs active1
- 504 jobs per approval5.0
- 504 jobs per million dollars approved22.6
- Most active CDCSmall Business Growth Corporation (1)
- 7(a) share of SBA approvals83.3 percent
- Combined SBA approval dollars$3.2 m
The average approval of $597,900 sits well above the median of $180,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 40.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hamilton County
Do SBA loans in Hamilton County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled1
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hamilton County
Which parts of Hamilton County get the lending
- Places in the county with recorded lending2
- MC LEANSBORO, approvals4
- DAHLGREN, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MC LEANSBORO | 4 | $2,917,500 |
| DAHLGREN | 1 | $72,000 |
MC LEANSBORO accounts for 4 approvals against 1 in DAHLGREN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hamilton County
How big is Hamilton County
- Land area435 sq mi
- Rank by land area among Illinois counties66th of 102
- Width, east to west18.3 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land18
- Establishments per square mile0.40
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hamilton County
What hazards affect Hamilton County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- The Building Permits Survey does not carry a 2024 record for this county.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Hamilton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hamilton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,916
- Households3,387
- Average household size2.34
- Median household income$65,746
- Median age43.9
Common questions
Hamilton County questions, answered from the record.
How many people live in Hamilton County, Illinois?
7,916, in 3,387 households, ranking 89th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hamilton County growing?
The population has fallen 2.14 percent since the 2020 census base. In 2024 there were 66 births against 112 deaths, with net migration of -23. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hamilton County?
$65,746. The median owner-occupied home is valued at $113,700, which is 1.7 times income, and median gross rent is $568 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Hamilton County?
175 establishments, employing 1,531 people with an annual payroll of $84.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Hamilton County?
Average annual pay is $54,483, or $1,048 a week, across 2,057 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hamilton County?
5 7(a) approvals totalling $3.0 m since FY2020, across 1 lenders, with a median approval of $180,000, plus 1 504 approvals worth $221,000. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Hamilton County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hamilton County come from?
The largest single origin is Hamilton County Non-migrants, with 2,989 households. Arriving households report an average income of $52,007 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hamilton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hamilton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.