Jackson County, Illinois: commercial real estate data.
Jackson County, Illinois has a population of 53,064 across 584 square miles, down 0.3 percent since the 2020 census base. County output reached $3.30 bn in 2024, 1,196 establishments operate here, and the SBA record carries 23 7(a) approvals worth $11.6 m.
126 sourced county values · tier FULL · 12 sections
Jackson County
How many people live in Jackson County
- Population53,064
- Households22,955
- Average household size2.31
- Median household income$48,763
- Median age32.4
- Median gross rent$782 per month
- Median owner-occupied home value$137,300
- Home value to household income2.8 times
- Annual rent as a share of median income19.2 percent
- Adults 25 and over with a bachelor degree or higher36.3 percent
- Adults 25 and over with a graduate degree16.8 percent
- Adults 25 and over31,605
- Population under 189,994
- Share under 1818.8 percent
- Population 65 and over8,778
- Share 65 and over16.5 percent
- Working age population, 18 to 6434,292
- Civilian labor force24,954
- Unemployment rate7.5 percent
- Labor force participation, adults 18 and over57.9 percent
- Rank by population among Illinois counties27th of 102
- Rank by population among US county-equivalents974th
Jackson County is the 27th largest of 102 Illinois counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 18.8 percent against 16.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County growing
- Population change since the 2020 census base-0.26 percent
- Census 2020 base population53,338
- Births, 2024529
- Deaths, 2024544
- Natural change, 2024-15
- Net domestic migration, 2024-199
- Net international migration, 2024543
- Total net migration, 2024344
- Cumulative net domestic migration, 2021 to 2024-1,342
- Rank by growth among US county-equivalents1944th
The county has lost 0.26 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where people moving to Jackson County come from
- Tax returns filed by households arriving1,531
- People arriving, from those returns2,537
- Adjusted gross income arriving$61.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$40,412
- Largest single originJackson County Non-migrants (17,175 households)
- Largest single destination (17,175 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County Non-migrants | 17,175 | 33,137 | $1.18 bn |
| Other flows - Different State | 629 | 1,045 | $27.6 m |
| Other flows - Same State | 302 | 459 | $9.9 m |
| Other flows - South | 272 | 457 | $12.8 m |
| Williamson County | 263 | 466 | $9.5 m |
| Other flows - Midwest | 179 | 303 | $6.4 m |
| Other flows - West | 140 | 233 | $6.6 m |
| Cook County | 86 | 131 | $2.9 m |
The largest single source of arrivals is Jackson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What the Jackson County economy runs on
- County GDP, 2024$3.30 bn
- County GDP, 2023$3.23 bn
- GDP change, 2023 to 20242.0 percent
- GDP change over five years23.9 percent
- Rank by GDP among Illinois counties27th
- Rank by GDP among US county-equivalents919th
- GDP per resident$62,141
Output grew 2.0 percent in the latest year and 23.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Who employs people in Jackson County
- Covered employment, annual average25,266
- Establishments reporting1,137
- Average annual pay$56,398
- Average weekly wage$1,085
- Sector 62, employment4,653
- Sector 62, average annual pay$64,448
- Sector 44-45, employment2,778
- Sector 44-45, average annual pay$31,387
- Sector 72, employment2,257
- Sector 72, average annual pay$21,733
- Sector 23, employment1,210
- Sector 23, average annual pay$68,220
- Sector 31-33, employment1,059
- Sector 52, employment691
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 4,653 | 116 | $64,448 |
| Sector 44-45 | 2,778 | 165 | $31,387 |
| Sector 72 | 2,257 | 137 | $21,733 |
| Sector 23 | 1,210 | 94 | $68,220 |
| Sector 31-33 | 1,059 | 43 | $55,376 |
| Sector 52 | 691 | 54 | $110,743 |
| Sector 81 | 536 | 108 | $32,383 |
| Sector 54 | 454 | 94 | $54,539 |
The largest sector is the biggest private employer group at 4,653 jobs, 18.4 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
What businesses operate in Jackson County
- Establishments, all industries1,196
- Employment at those establishments16,485
- Annual payroll$707.4 m
- Establishments per 1,000 residents22.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jackson County
What is being built in Jackson County
- Housing units authorised by permit, 20244
- Declared construction value permitted$811,929
- Single family units authorised4
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$202,982
- Units authorised per 1,000 households0.2
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
How much SBA lending happens in Jackson County
- 7(a) approvals recorded23
- 7(a) gross approval dollars$11.6 m
- Average 7(a) approval$502,574
- Median 7(a) approval$399,100
- 10th percentile approval$30,000
- 90th percentile approval$1,345,000
- Largest single approval$1,750,000
- Jobs reported supported, 7(a)259
- Jobs per approval11.3
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals18
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer30.4 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter13
- Franchise loans4
- Franchise share of approvals17.4 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (2)
- Most active lenderFirst Mid Bank & Trust, National Association (9)
- 504 approvals recorded10
- 504 gross approval dollars$5.9 m
- Average 504 approval$590,700
- Median 504 approval$501,000
- Distinct CDCs active3
- 504 jobs per approval11.4
- 504 jobs per million dollars approved19.3
- Most active CDCSmall Business Growth Corporation (8)
- 7(a) share of SBA approvals69.7 percent
- Combined SBA approval dollars$17.5 m
The average approval of $502,574 sits close to the median of $399,100, so lending here is fairly evenly sized rather than driven by a few large deals. 30.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
Do SBA loans in Jackson County get paid back
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure13
- Status: Cancelled2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
Which parts of Jackson County get the lending
- Places in the county with recorded lending5
- CARBONDALE, approvals15
- Murphysboro, approvals4
- De Soto, approvals2
- Mesquite TX, approvals1
- VERGENNES, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CARBONDALE | 15 | $9,437,100 |
| Murphysboro | 4 | $400,100 |
| De Soto | 2 | $1,192,000 |
| Mesquite TX | 1 | $30,000 |
| VERGENNES | 1 | $500,000 |
CARBONDALE accounts for 15 approvals against 4 in Murphysboro. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How big is Jackson County
- Land area584 sq mi
- Rank by land area among Illinois counties37th of 102
- Width, east to west28.6 mi
- Height, north to south26.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land91
- Establishments per square mile2.05
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jackson County
What hazards affect Jackson County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book10
- Of those, participating in the NFIP9
- NFIP participation rate90.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The best Community Rating System class in the county is 10, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population53,064
- Households22,955
- Average household size2.31
- Median household income$48,763
- Median age32.4
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Illinois?
53,064, in 22,955 households, ranking 27th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County growing?
The population has fallen 0.26 percent since the 2020 census base. In 2024 there were 529 births against 544 deaths, with net migration of 344. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$48,763. The median owner-occupied home is valued at $137,300, which is 2.8 times income, and median gross rent is $782 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Jackson County?
1,196 establishments, employing 16,485 people with an annual payroll of $707.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jackson County?
Average annual pay is $56,398, or $1,085 a week, across 25,266 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
23 7(a) approvals totalling $11.6 m since FY2020, across 13 lenders, with a median approval of $399,100, plus 10 504 approvals worth $5.9 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Jackson County?
4 housing units were authorised by permit in 2024, with a declared construction value of $811,929. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Jackson County Non-migrants, with 17,175 households. Arriving households report an average income of $40,412 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.