Lawrence County, Illinois: commercial real estate data.
Lawrence County, Illinois has a population of 15,031 across 372 square miles, down 3.3 percent since the 2020 census base. County output reached $661.2 m in 2024, 247 establishments operate here, and the SBA record carries 4 7(a) approvals worth $4.0 m.
110 sourced county values · tier FULL · 12 sections
Lawrence County
How many people live in Lawrence County
- Population15,031
- Households5,472
- Average household size2.75
- Median household income$55,324
- Median age40.7
- Median gross rent$836 per month
- Median owner-occupied home value$99,100
- Home value to household income1.8 times
- Annual rent as a share of median income18.1 percent
- Adults 25 and over with a bachelor degree or higher14.9 percent
- Adults 25 and over with a graduate degree5.4 percent
- Adults 25 and over10,992
- Population under 182,796
- Share under 1818.6 percent
- Population 65 and over2,779
- Share 65 and over18.5 percent
- Working age population, 18 to 649,456
- Civilian labor force6,459
- Unemployment rate8.1 percent
- Labor force participation, adults 18 and over52.8 percent
- Rank by population among Illinois counties72nd of 102
- Rank by population among US county-equivalents2161st
Lawrence County is the 72nd largest of 102 Illinois counties by population. A median home costs 1.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 18.6 percent against 18.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County growing
- Population change since the 2020 census base-3.31 percent
- Census 2020 base population15,307
- Births, 202492
- Deaths, 2024205
- Natural change, 2024-113
- Net domestic migration, 202411
- Net international migration, 202415
- Total net migration, 202426
- Cumulative net domestic migration, 2021 to 2024-190
- Rank by growth among US county-equivalents2792nd
The county has lost 3.31 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where people moving to Lawrence County come from
- Tax returns filed by households arriving247
- People arriving, from those returns386
- Adjusted gross income arriving$9.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$40,130
- Largest single originLawrence County Non-migrants (4,960 households)
- Largest single destination (4,960 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lawrence County Non-migrants | 4,960 | 10,071 | $309.8 m |
| Other flows - Different State | 93 | 150 | $4.7 m |
| Other flows - Same State | 64 | 88 | $2.2 m |
| Other flows - Midwest | 58 | 99 | $2.6 m |
| Knox County | 43 | 61 | $1.2 m |
| Other flows - South | 35 | 51 | $2.1 m |
| Crawford County | 25 | 46 | $1.1 m |
| Richland County | 22 | 41 | $803,000 |
The largest single source of arrivals is Lawrence County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What the Lawrence County economy runs on
- County GDP, 2024$661.2 m
- County GDP, 2023$635.6 m
- GDP change, 2023 to 20244.0 percent
- GDP change over five years30.1 percent
- Rank by GDP among Illinois counties79th
- Rank by GDP among US county-equivalents2199th
- GDP per resident$43,987
Output grew 4.0 percent in the latest year and 30.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Who employs people in Lawrence County
- Covered employment, annual average4,016
- Establishments reporting258
- Average annual pay$51,158
- Average weekly wage$984
- Sector 44-45, employment350
- Sector 44-45, average annual pay$29,098
- Sector 42, employment172
- Sector 42, average annual pay$57,713
- Sector 56, employment98
- Sector 56, average annual pay$52,768
- Sector 11, employment91
- Sector 11, average annual pay$49,428
- Sector 21, employment72
- Sector 54, employment48
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 350 | 28 | $29,098 |
| Sector 42 | 172 | 11 | $57,713 |
| Sector 56 | 98 | 10 | $52,768 |
| Sector 11 | 91 | 19 | $49,428 |
| Sector 21 | 72 | 10 | $78,898 |
| Sector 54 | 48 | 12 | $47,345 |
The largest sector is the biggest private employer group at 350 jobs, 8.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
What businesses operate in Lawrence County
- Establishments, all industries247
- Employment at those establishments2,737
- Annual payroll$121.9 m
- Establishments per 1,000 residents16.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
What is being built in Lawrence County
- Housing units authorised by permit, 202464
- Declared construction value permitted$11.0 m
- Single family units authorised64
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$172,500
- Units authorised per 1,000 households11.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
How much SBA lending happens in Lawrence County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$4.0 m
- Average 7(a) approval$1,008,975
- Median 7(a) approval$831,900
- 10th percentile approval$50,000
- 90th percentile approval$2,540,000
- Largest single approval$2,540,000
- Jobs reported supported, 7(a)158
- Jobs per approval39.5
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countOutdoor Power Equipment Stores (2)
- Most active lenderFirst Mid Bank & Trust, National Association (2)
The average approval of $1,008,975 sits close to the median of $831,900, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Do SBA loans in Lawrence County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure3
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
Which parts of Lawrence County get the lending
- Places in the county with recorded lending2
- Lawrenceville, approvals3
- Sumner, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Lawrenceville | 3 | $3,985,900 |
| Sumner | 1 | $50,000 |
Lawrenceville accounts for 3 approvals against 1 in Sumner. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How big is Lawrence County
- Land area372 sq mi
- Rank by land area among Illinois counties80th of 102
- Width, east to west22.5 mi
- Height, north to south19.6 mi
- Geographies sharing a boundary3
- Residents per square mile of land40
- Establishments per square mile0.66
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lawrence County
What hazards affect Lawrence County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book6
- Of those, participating in the NFIP2
- NFIP participation rate33.3 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population15,031
- Households5,472
- Average household size2.75
- Median household income$55,324
- Median age40.7
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Illinois?
15,031, in 5,472 households, ranking 72nd of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County growing?
The population has fallen 3.31 percent since the 2020 census base. In 2024 there were 92 births against 205 deaths, with net migration of 26. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$55,324. The median owner-occupied home is valued at $99,100, which is 1.8 times income, and median gross rent is $836 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lawrence County?
247 establishments, employing 2,737 people with an annual payroll of $121.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lawrence County?
Average annual pay is $51,158, or $984 a week, across 4,016 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
4 7(a) approvals totalling $4.0 m since FY2020, across 3 lenders, with a median approval of $831,900. These are approvals recorded in the release, not loans disbursed.
What is being built in Lawrence County?
64 housing units were authorised by permit in 2024, with a declared construction value of $11.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Lawrence County Non-migrants, with 4,960 households. Arriving households report an average income of $40,130 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.