Massac County, Illinois: commercial real estate data.
Massac County, Illinois has a population of 13,865 across 237 square miles, down 3.9 percent since the 2020 census base. County output reached $508.9 m in 2024, 217 establishments operate here, and the SBA record carries 3 7(a) approvals worth $1.7 m.
119 sourced county values · tier FULL · 11 sections
Massac County
How many people live in Massac County
- Population13,865
- Households5,457
- Average household size2.54
- Median household income$65,116
- Median age44.7
- Median gross rent$756 per month
- Median owner-occupied home value$121,900
- Home value to household income1.9 times
- Annual rent as a share of median income13.9 percent
- Adults 25 and over with a bachelor degree or higher17.1 percent
- Adults 25 and over with a graduate degree4.6 percent
- Adults 25 and over9,995
- Population under 182,955
- Share under 1821.3 percent
- Population 65 and over3,049
- Share 65 and over22.0 percent
- Working age population, 18 to 647,861
- Civilian labor force6,108
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over56.0 percent
- Rank by population among Illinois counties75th of 102
- Rank by population among US county-equivalents2233rd
Massac County is the 75th largest of 102 Illinois counties by population. A median home costs 1.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.0 percent against 21.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Massac County
Is Massac County growing
- Population change since the 2020 census base-3.85 percent
- Census 2020 base population14,172
- Births, 202494
- Deaths, 2024224
- Natural change, 2024-130
- Net domestic migration, 202410
- Net international migration, 2024-4
- Total net migration, 20246
- Cumulative net domestic migration, 2021 to 2024-44
- Rank by growth among US county-equivalents2880th
The county has lost 3.85 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Massac County
Where people moving to Massac County come from
- Tax returns filed by households arriving311
- People arriving, from those returns577
- Adjusted gross income arriving$12.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$39,379
- Largest single originMassac County Non-migrants (4,934 households)
- Largest single destination (4,934 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Massac County Non-migrants | 4,934 | 10,188 | $315.4 m |
| Other flows - Different State | 130 | 252 | $5.1 m |
| Other flows - South | 99 | 206 | $4.0 m |
| Other flows - Same State | 96 | 171 | $3.9 m |
| McCracken County | 85 | 154 | $3.2 m |
| Other flows - Midwest | 31 | 46 | $1.1 m |
The largest single source of arrivals is Massac County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Massac County
What the Massac County economy runs on
- County GDP, 2024$508.9 m
- County GDP, 2023$491.0 m
- GDP change, 2023 to 20243.6 percent
- GDP change over five years-19.2 percent
- Rank by GDP among Illinois counties85th
- Rank by GDP among US county-equivalents2395th
- GDP per resident$36,703
Output grew 3.6 percent in the latest year and -19.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Massac County
Who employs people in Massac County
- Covered employment, annual average2,858
- Establishments reporting198
- Average annual pay$53,753
- Average weekly wage$1,034
- Sector 44-45, employment321
- Sector 44-45, average annual pay$32,287
- Sector 81, employment156
- Sector 81, average annual pay$56,544
- Sector 42, employment120
- Sector 42, average annual pay$143,737
- Sector 52, employment72
- Sector 52, average annual pay$61,490
- Sector 23, employment70
- Sector 48-49, employment68
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 321 | 30 | $32,287 |
| Sector 81 | 156 | 26 | $56,544 |
| Sector 42 | 120 | 4 | $143,737 |
| Sector 52 | 72 | 8 | $61,490 |
| Sector 23 | 70 | 14 | $48,718 |
| Sector 48-49 | 68 | 6 | $91,882 |
| Sector 31-33 | 50 | 5 | $283,501 |
| Sector 22 | 21 | 5 | $106,010 |
The largest sector is the biggest private employer group at 321 jobs, 11.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Massac County
What businesses operate in Massac County
- Establishments, all industries217
- Employment at those establishments2,808
- Annual payroll$136.9 m
- Establishments per 1,000 residents15.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Massac County
What is being built in Massac County
- Housing units authorised by permit, 20248
- Declared construction value permitted$640,000
- Single family units authorised8
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$80,000
- Units authorised per 1,000 households1.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Massac County
How much SBA lending happens in Massac County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$1.7 m
- Average 7(a) approval$568,567
- Median 7(a) approval$679,900
- 10th percentile approval$220,800
- 90th percentile approval$805,000
- Largest single approval$805,000
- Jobs reported supported, 7(a)25
- Jobs per approval8.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term168 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans1
- Franchise share of approvals33.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (1)
- Most active lenderPeoples Bank (1)
- 504 approvals recorded1
- 504 gross approval dollars$661,000
- Average 504 approval$661,000
- Median 504 approval$661,000
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved1.5
- Most active CDCSomerCor 504, Inc. (1)
- 7(a) share of SBA approvals75.0 percent
- Combined SBA approval dollars$2.4 m
The average approval of $568,567 sits close to the median of $679,900, so lending here is fairly evenly sized rather than driven by a few large deals. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Massac County
Do SBA loans in Massac County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Massac County
How big is Massac County
- Land area237 sq mi
- Rank by land area among Illinois counties96th of 102
- Width, east to west24.2 mi
- Height, north to south18.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land59
- Establishments per square mile0.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Massac County
What hazards affect Massac County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Massac County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Massac County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population13,865
- Households5,457
- Average household size2.54
- Median household income$65,116
- Median age44.7
Common questions
Massac County questions, answered from the record.
How many people live in Massac County, Illinois?
13,865, in 5,457 households, ranking 75th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Massac County growing?
The population has fallen 3.85 percent since the 2020 census base. In 2024 there were 94 births against 224 deaths, with net migration of 6. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Massac County?
$65,116. The median owner-occupied home is valued at $121,900, which is 1.9 times income, and median gross rent is $756 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Massac County?
217 establishments, employing 2,808 people with an annual payroll of $136.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Massac County?
Average annual pay is $53,753, or $1,034 a week, across 2,858 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Massac County?
3 7(a) approvals totalling $1.7 m since FY2020, across 3 lenders, with a median approval of $679,900, plus 1 504 approvals worth $661,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Massac County?
8 housing units were authorised by permit in 2024, with a declared construction value of $640,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Massac County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Massac County come from?
The largest single origin is Massac County Non-migrants, with 4,934 households. Arriving households report an average income of $39,379 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Massac County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Massac County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.