McDonough County, Illinois: commercial real estate data.
McDonough County, Illinois has a population of 26,920 across 589 square miles, down 2.2 percent since the 2020 census base. County output reached $1.46 bn in 2024, 611 establishments operate here, and the SBA record carries 7 7(a) approvals worth $2.9 m.
122 sourced county values · tier FULL · 12 sections
McDonough County
How many people live in McDonough County
- Population26,920
- Households11,856
- Average household size2.27
- Median household income$52,795
- Median age34.9
- Median gross rent$761 per month
- Median owner-occupied home value$107,500
- Home value to household income2.0 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree15.3 percent
- Adults 25 and over16,476
- Population under 184,850
- Share under 1818.0 percent
- Population 65 and over5,199
- Share 65 and over19.3 percent
- Working age population, 18 to 6416,871
- Civilian labor force14,073
- Unemployment rate7.9 percent
- Labor force participation, adults 18 and over63.8 percent
- Rank by population among Illinois counties50th of 102
- Rank by population among US county-equivalents1581st
McDonough County is the 50th largest of 102 Illinois counties by population. A median home costs 2.0 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 19.3 percent against 18.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McDonough County
Is McDonough County growing
- Population change since the 2020 census base-2.16 percent
- Census 2020 base population27,250
- Births, 2024268
- Deaths, 2024306
- Natural change, 2024-38
- Net domestic migration, 2024-344
- Net international migration, 202488
- Total net migration, 2024-256
- Cumulative net domestic migration, 2021 to 2024-426
- Rank by growth among US county-equivalents2542nd
The county has lost 2.16 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McDonough County
Where people moving to McDonough County come from
- Tax returns filed by households arriving673
- People arriving, from those returns1,186
- Adjusted gross income arriving$28.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$42,259
- Largest single originMcDonough County Non-migrants (9,259 households)
- Largest single destination (9,259 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McDonough County Non-migrants | 9,259 | 18,086 | $634.3 m |
| Other flows - Different State | 267 | 478 | $13.9 m |
| Other flows - Same State | 160 | 286 | $6.6 m |
| Other flows - Midwest | 116 | 205 | $6.1 m |
| Other flows - South | 98 | 173 | $4.6 m |
| Fulton County | 61 | 112 | $1.9 m |
| Other flows - West | 53 | 100 | $3.1 m |
| Cook County | 52 | 87 | $1.1 m |
The largest single source of arrivals is McDonough County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McDonough County
What the McDonough County economy runs on
- County GDP, 2024$1.46 bn
- County GDP, 2023$1.42 bn
- GDP change, 2023 to 20242.6 percent
- GDP change over five years28.3 percent
- Rank by GDP among Illinois counties49th
- Rank by GDP among US county-equivalents1539th
- GDP per resident$54,053
Output grew 2.6 percent in the latest year and 28.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McDonough County
Who employs people in McDonough County
- Covered employment, annual average10,119
- Establishments reporting550
- Average annual pay$48,433
- Average weekly wage$931
- Sector 31-33, employment1,640
- Sector 31-33, average annual pay$57,585
- Sector 44-45, employment1,156
- Sector 44-45, average annual pay$32,864
- Sector 72, employment1,033
- Sector 72, average annual pay$20,332
- Sector 81, employment282
- Sector 81, average annual pay$23,838
- Sector 23, employment272
- Sector 56, employment218
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,640 | 17 | $57,585 |
| Sector 44-45 | 1,156 | 73 | $32,864 |
| Sector 72 | 1,033 | 64 | $20,332 |
| Sector 81 | 282 | 56 | $23,838 |
| Sector 23 | 272 | 45 | $96,896 |
| Sector 56 | 218 | 23 | $37,317 |
| Sector 42 | 216 | 25 | $64,976 |
| Sector 52 | 190 | 27 | $63,063 |
The largest sector is the biggest private employer group at 1,640 jobs, 16.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McDonough County
What businesses operate in McDonough County
- Establishments, all industries611
- Employment at those establishments8,590
- Annual payroll$369.9 m
- Establishments per 1,000 residents22.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
McDonough County
What is being built in McDonough County
- Housing units authorised by permit, 20241
- Declared construction value permitted$80,000
- Single family units authorised1
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$80,000
- Units authorised per 1,000 households0.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
McDonough County
How much SBA lending happens in McDonough County
- 7(a) approvals recorded7
- 7(a) gross approval dollars$2.9 m
- Average 7(a) approval$411,286
- Median 7(a) approval$186,500
- 10th percentile approval$40,000
- 90th percentile approval$1,132,500
- Largest single approval$1,132,500
- Jobs reported supported, 7(a)99
- Jobs per approval14.1
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.6 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter4
- Franchise loans2
- Franchise share of approvals28.6 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (2)
- Most active lenderThe Huntington National Bank (2)
- 504 approvals recorded5
- 504 gross approval dollars$5.0 m
- Average 504 approval$1,008,600
- Median 504 approval$386,000
- Distinct CDCs active3
- 504 jobs per approval6.8
- 504 jobs per million dollars approved6.7
- Most active CDCSomerCor 504, Inc. (2)
- 7(a) share of SBA approvals58.3 percent
- Combined SBA approval dollars$7.9 m
The average approval of $411,286 sits well above the median of $186,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 28.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McDonough County
Do SBA loans in McDonough County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Cancelled2
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McDonough County
Which parts of McDonough County get the lending
- Places in the county with recorded lending3
- MACOMB, approvals5
- COLCHESTER, approvals1
- BLANDINSVILLE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MACOMB | 5 | $1,919,000 |
| COLCHESTER | 1 | $160,000 |
| BLANDINSVILLE | 1 | $800,000 |
MACOMB accounts for 5 approvals against 1 in COLCHESTER. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McDonough County
How big is McDonough County
- Land area589 sq mi
- Rank by land area among Illinois counties36th of 102
- Width, east to west24.4 mi
- Height, north to south25.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land46
- Establishments per square mile1.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
McDonough County
What hazards affect McDonough County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP2
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a McDonough County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McDonough County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population26,920
- Households11,856
- Average household size2.27
- Median household income$52,795
- Median age34.9
Common questions
McDonough County questions, answered from the record.
How many people live in McDonough County, Illinois?
26,920, in 11,856 households, ranking 50th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McDonough County growing?
The population has fallen 2.16 percent since the 2020 census base. In 2024 there were 268 births against 306 deaths, with net migration of -256. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McDonough County?
$52,795. The median owner-occupied home is valued at $107,500, which is 2.0 times income, and median gross rent is $761 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in McDonough County?
611 establishments, employing 8,590 people with an annual payroll of $369.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in McDonough County?
Average annual pay is $48,433, or $931 a week, across 10,119 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McDonough County?
7 7(a) approvals totalling $2.9 m since FY2020, across 6 lenders, with a median approval of $186,500, plus 5 504 approvals worth $5.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in McDonough County?
1 housing units were authorised by permit in 2024, with a declared construction value of $80,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McDonough County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McDonough County come from?
The largest single origin is McDonough County Non-migrants, with 9,259 households. Arriving households report an average income of $42,259 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McDonough County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McDonough County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.