Moultrie County, Illinois: commercial real estate data.
Moultrie County, Illinois has a population of 14,424 across 336 square miles, down 1.2 percent since the 2020 census base. County output reached $981.0 m in 2024, 336 establishments operate here, and the SBA record carries 12 7(a) approvals worth $7.0 m.
120 sourced county values · tier FULL · 12 sections
Moultrie County
How many people live in Moultrie County
- Population14,424
- Households5,817
- Average household size2.48
- Median household income$71,784
- Median age40.1
- Median gross rent$804 per month
- Median owner-occupied home value$134,000
- Home value to household income1.9 times
- Annual rent as a share of median income13.4 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over9,715
- Population under 183,632
- Share under 1825.2 percent
- Population 65 and over2,739
- Share 65 and over19.0 percent
- Working age population, 18 to 648,053
- Civilian labor force6,754
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over62.6 percent
- Rank by population among Illinois counties74th of 102
- Rank by population among US county-equivalents2192nd
Moultrie County is the 74th largest of 102 Illinois counties by population. A median home costs 1.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.2 percent against 19.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Moultrie County
Is Moultrie County growing
- Population change since the 2020 census base-1.18 percent
- Census 2020 base population14,537
- Births, 2024148
- Deaths, 2024210
- Natural change, 2024-62
- Net domestic migration, 202491
- Net international migration, 202410
- Total net migration, 2024101
- Cumulative net domestic migration, 2021 to 202415
- Rank by growth among US county-equivalents2259th
The county has lost 1.18 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Moultrie County
Where people moving to Moultrie County come from
- Tax returns filed by households arriving370
- People arriving, from those returns706
- Adjusted gross income arriving$22.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$60,197
- Largest single originMoultrie County Non-migrants (5,261 households)
- Largest single destination (5,261 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Moultrie County Non-migrants | 5,261 | 11,237 | $419.4 m |
| Other flows - Same State | 103 | 196 | $5.3 m |
| Other flows - Different State | 66 | 116 | $3.7 m |
| Coles County | 58 | 113 | $2.8 m |
| Douglas County | 55 | 122 | $3.5 m |
| Macon County | 46 | 87 | $4.6 m |
| Shelby County | 42 | 72 | $2.4 m |
| Other flows - South | 23 | 44 | $1.2 m |
The largest single source of arrivals is Moultrie County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Moultrie County
What the Moultrie County economy runs on
- County GDP, 2024$981.0 m
- County GDP, 2023$976.2 m
- GDP change, 2023 to 20240.5 percent
- GDP change over five years18.9 percent
- Rank by GDP among Illinois counties63rd
- Rank by GDP among US county-equivalents1864th
- GDP per resident$68,011
Output grew 0.5 percent in the latest year and 18.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Moultrie County
Who employs people in Moultrie County
- Covered employment, annual average5,140
- Establishments reporting342
- Average annual pay$51,569
- Average weekly wage$992
- Sector 31-33, employment1,859
- Sector 31-33, average annual pay$58,396
- Sector 23, employment494
- Sector 23, average annual pay$81,823
- Sector 44-45, employment324
- Sector 44-45, average annual pay$26,404
- Sector 72, employment283
- Sector 72, average annual pay$18,130
- Sector 51, employment238
- Sector 54, employment174
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,859 | 40 | $58,396 |
| Sector 23 | 494 | 57 | $81,823 |
| Sector 44-45 | 324 | 33 | $26,404 |
| Sector 72 | 283 | 28 | $18,130 |
| Sector 51 | 238 | 7 | $64,524 |
| Sector 54 | 174 | 19 | $60,800 |
| Sector 48-49 | 157 | 14 | $55,989 |
| Sector 42 | 129 | 14 | $55,552 |
The largest sector is the biggest private employer group at 1,859 jobs, 36.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Moultrie County
What businesses operate in Moultrie County
- Establishments, all industries336
- Employment at those establishments5,029
- Annual payroll$254.1 m
- Establishments per 1,000 residents23.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Moultrie County
What is being built in Moultrie County
- Housing units authorised by permit, 202443
- Declared construction value permitted$9.1 m
- Single family units authorised23
- Multifamily units authorised20
- Multifamily share of units46.5 percent
- Average declared value per unit$211,442
- Units authorised per 1,000 households7.4
Multifamily is 46.5 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Moultrie County
How much SBA lending happens in Moultrie County
- 7(a) approvals recorded12
- 7(a) gross approval dollars$7.0 m
- Average 7(a) approval$580,150
- Median 7(a) approval$150,000
- 10th percentile approval$29,500
- 90th percentile approval$1,700,000
- Largest single approval$2,019,000
- Jobs reported supported, 7(a)68
- Jobs per approval5.7
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter9
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countResidential Remodelers (2)
- Most active lenderFirst Mid Bank & Trust, National Association (8)
- 504 approvals recorded7
- 504 gross approval dollars$10.6 m
- Average 504 approval$1,508,857
- Median 504 approval$1,341,000
- Distinct CDCs active3
- 504 jobs per approval7.1
- 504 jobs per million dollars approved4.7
- Most active CDCSmall Business Growth Corporation (4)
- 7(a) share of SBA approvals63.2 percent
- Combined SBA approval dollars$17.5 m
The average approval of $580,150 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moultrie County
Do SBA loans in Moultrie County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Exempt from disclosure8
- Status: Paid in full4
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moultrie County
Which parts of Moultrie County get the lending
- Places in the county with recorded lending2
- Sullivan, approvals10
- Arthur, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Sullivan | 10 | $3,403,800 |
| Arthur | 2 | $3,558,000 |
Sullivan accounts for 10 approvals against 2 in Arthur. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moultrie County
How big is Moultrie County
- Land area336 sq mi
- Rank by land area among Illinois counties86th of 102
- Width, east to west18.2 mi
- Height, north to south23.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land43
- Establishments per square mile1.00
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Moultrie County
What hazards affect Moultrie County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Moultrie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Moultrie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population14,424
- Households5,817
- Average household size2.48
- Median household income$71,784
- Median age40.1
Common questions
Moultrie County questions, answered from the record.
How many people live in Moultrie County, Illinois?
14,424, in 5,817 households, ranking 74th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Moultrie County growing?
The population has fallen 1.18 percent since the 2020 census base. In 2024 there were 148 births against 210 deaths, with net migration of 101. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Moultrie County?
$71,784. The median owner-occupied home is valued at $134,000, which is 1.9 times income, and median gross rent is $804 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Moultrie County?
336 establishments, employing 5,029 people with an annual payroll of $254.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Moultrie County?
Average annual pay is $51,569, or $992 a week, across 5,140 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Moultrie County?
12 7(a) approvals totalling $7.0 m since FY2020, across 4 lenders, with a median approval of $150,000, plus 7 504 approvals worth $10.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Moultrie County?
43 housing units were authorised by permit in 2024, with a declared construction value of $9.1 m. Multifamily was 46.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Moultrie County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Moultrie County come from?
The largest single origin is Moultrie County Non-migrants, with 5,261 households. Arriving households report an average income of $60,197 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Moultrie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Moultrie County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.