Ogle County, Illinois: commercial real estate data.
Ogle County, Illinois has a population of 51,495 across 759 square miles, down 1.0 percent since the 2020 census base. County output reached $3.85 bn in 2024, 1,053 establishments operate here, and the SBA record carries 19 7(a) approvals worth $15.9 m.
127 sourced county values · tier FULL · 12 sections
Ogle County
How many people live in Ogle County
- Population51,495
- Households20,821
- Average household size2.47
- Median household income$82,132
- Median age42.2
- Median gross rent$936 per month
- Median owner-occupied home value$189,200
- Home value to household income2.3 times
- Annual rent as a share of median income13.7 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree8.1 percent
- Adults 25 and over36,064
- Population under 1811,430
- Share under 1822.2 percent
- Population 65 and over10,274
- Share 65 and over20.0 percent
- Working age population, 18 to 6429,791
- Civilian labor force25,493
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over63.6 percent
- Rank by population among Illinois counties28th of 102
- Rank by population among US county-equivalents996th
Ogle County is the 28th largest of 102 Illinois counties by population. A median home costs 2.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.2 percent against 20.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ogle County
Is Ogle County growing
- Population change since the 2020 census base-0.97 percent
- Census 2020 base population51,847
- Births, 2024514
- Deaths, 2024529
- Natural change, 2024-15
- Net domestic migration, 2024-108
- Net international migration, 202477
- Total net migration, 2024-31
- Cumulative net domestic migration, 2021 to 2024-346
- Rank by growth among US county-equivalents2175th
The county has lost 0.97 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ogle County
Where people moving to Ogle County come from
- Tax returns filed by households arriving1,327
- People arriving, from those returns2,348
- Adjusted gross income arriving$74.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$56,288
- Largest single originOgle County Non-migrants (20,378 households)
- Largest single destination (20,378 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ogle County Non-migrants | 20,378 | 41,520 | $1.59 bn |
| Other flows - Different State | 309 | 527 | $17.8 m |
| Winnebago County | 254 | 455 | $14.5 m |
| DeKalb County | 162 | 274 | $8.2 m |
| Lee County | 142 | 267 | $8.0 m |
| Other flows - Midwest | 133 | 212 | $8.0 m |
| Other flows - South | 105 | 185 | $5.5 m |
| Other flows - Same State | 86 | 167 | $5.0 m |
The largest single source of arrivals is Ogle County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ogle County
What the Ogle County economy runs on
- County GDP, 2024$3.85 bn
- County GDP, 2023$3.86 bn
- GDP change, 2023 to 2024-0.2 percent
- GDP change over five years31.7 percent
- Rank by GDP among Illinois counties25th
- Rank by GDP among US county-equivalents829th
- GDP per resident$74,831
Output grew -0.2 percent in the latest year and 31.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ogle County
Who employs people in Ogle County
- Covered employment, annual average14,934
- Establishments reporting1,030
- Average annual pay$58,187
- Average weekly wage$1,119
- Sector 31-33, employment2,572
- Sector 31-33, average annual pay$64,398
- Sector 44-45, employment1,468
- Sector 44-45, average annual pay$34,561
- Sector 72, employment1,179
- Sector 72, average annual pay$19,150
- Sector 48-49, employment949
- Sector 48-49, average annual pay$65,567
- Sector 23, employment723
- Sector 81, employment518
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,572 | 58 | $64,398 |
| Sector 44-45 | 1,468 | 116 | $34,561 |
| Sector 72 | 1,179 | 106 | $19,150 |
| Sector 48-49 | 949 | 72 | $65,567 |
| Sector 23 | 723 | 132 | $80,292 |
| Sector 81 | 518 | 102 | $33,865 |
| Sector 52 | 450 | 44 | $64,116 |
| Sector 56 | 445 | 46 | $64,566 |
The largest sector is the biggest private employer group at 2,572 jobs, 17.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ogle County
What businesses operate in Ogle County
- Establishments, all industries1,053
- Employment at those establishments13,596
- Annual payroll$720.1 m
- Establishments per 1,000 residents20.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Ogle County
What is being built in Ogle County
- Housing units authorised by permit, 202450
- Declared construction value permitted$13.2 m
- Single family units authorised50
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$263,160
- Units authorised per 1,000 households2.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Ogle County
How much SBA lending happens in Ogle County
- 7(a) approvals recorded19
- 7(a) gross approval dollars$15.9 m
- Average 7(a) approval$838,516
- Median 7(a) approval$307,000
- 10th percentile approval$20,000
- 90th percentile approval$4,050,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)314
- Jobs per approval16.5
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.1 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter14
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countOffices of Dentists (2)
- Most active lenderU.S. Bank, National Association (4)
- 504 approvals recorded18
- 504 gross approval dollars$8.6 m
- Average 504 approval$476,500
- Median 504 approval$400,000
- Distinct CDCs active4
- 504 jobs per approval7.6
- 504 jobs per million dollars approved15.9
- Most active CDCRockford Local Development Corporation (10)
- 7(a) share of SBA approvals51.4 percent
- Combined SBA approval dollars$24.5 m
The average approval of $838,516 sits well above the median of $307,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ogle County
Do SBA loans in Ogle County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure13
- Status: Committed, not yet disbursed1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ogle County
Which parts of Ogle County get the lending
- Places in the county with recorded lending9
- ROCHELLE, approvals5
- BYRON, approvals3
- FORRESTON, approvals2
- POLO, approvals2
- DIXON, approvals2
- OREGON, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ROCHELLE | 5 | $7,005,700 |
| BYRON | 3 | $1,235,000 |
| FORRESTON | 2 | $4,357,000 |
| POLO | 2 | $223,000 |
| DIXON | 2 | $347,400 |
| OREGON | 2 | $1,000,000 |
| MOUNT MORRIS | 1 | $10,000 |
| STILLMAN VALLEY | 1 | $1,527,000 |
ROCHELLE accounts for 5 approvals against 3 in BYRON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ogle County
How big is Ogle County
- Land area759 sq mi
- Rank by land area among Illinois counties17th of 102
- Width, east to west38.5 mi
- Height, north to south21.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land68
- Establishments per square mile1.39
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Ogle County
What hazards affect Ogle County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book11
- Of those, participating in the NFIP10
- NFIP participation rate90.9 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Ogle County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ogle County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population51,495
- Households20,821
- Average household size2.47
- Median household income$82,132
- Median age42.2
Common questions
Ogle County questions, answered from the record.
How many people live in Ogle County, Illinois?
51,495, in 20,821 households, ranking 28th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ogle County growing?
The population has fallen 0.97 percent since the 2020 census base. In 2024 there were 514 births against 529 deaths, with net migration of -31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ogle County?
$82,132. The median owner-occupied home is valued at $189,200, which is 2.3 times income, and median gross rent is $936 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Ogle County?
1,053 establishments, employing 13,596 people with an annual payroll of $720.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Ogle County?
Average annual pay is $58,187, or $1,119 a week, across 14,934 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ogle County?
19 7(a) approvals totalling $15.9 m since FY2020, across 11 lenders, with a median approval of $307,000, plus 18 504 approvals worth $8.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Ogle County?
50 housing units were authorised by permit in 2024, with a declared construction value of $13.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ogle County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ogle County come from?
The largest single origin is Ogle County Non-migrants, with 20,378 households. Arriving households report an average income of $56,288 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ogle County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ogle County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.