Cass County, Indiana: commercial real estate data.
Cass County, Indiana has a population of 37,680 across 412 square miles, down 0.8 percent since the 2020 census base. County output reached $1.96 bn in 2024, 658 establishments operate here, and the SBA record carries 13 7(a) approvals worth $10.6 m.
119 sourced county values · tier FULL · 11 sections
Cass County
How many people live in Cass County
- Population37,680
- Households15,037
- Average household size2.51
- Median household income$56,403
- Median age41.8
- Median gross rent$783 per month
- Median owner-occupied home value$133,800
- Home value to household income2.4 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree6.1 percent
- Adults 25 and over26,031
- Population under 188,683
- Share under 1823.0 percent
- Population 65 and over7,085
- Share 65 and over18.8 percent
- Working age population, 18 to 6421,912
- Civilian labor force18,287
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over63.1 percent
- Rank by population among Indiana counties40th of 92
- Rank by population among US county-equivalents1265th
Cass County is the 40th largest of 92 Indiana counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 18.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cass County
Is Cass County growing
- Population change since the 2020 census base-0.81 percent
- Census 2020 base population37,867
- Births, 2024495
- Deaths, 2024474
- Natural change, 202421
- Net domestic migration, 2024-401
- Net international migration, 2024135
- Total net migration, 2024-266
- Cumulative net domestic migration, 2021 to 2024-719
- Rank by growth among US county-equivalents2122nd
The county has lost 0.81 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cass County
Where people moving to Cass County come from
- Tax returns filed by households arriving811
- People arriving, from those returns1,494
- Adjusted gross income arriving$31.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$38,481
- Largest single originCass County Non-migrants (14,611 households)
- Largest single destination (14,611 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cass County Non-migrants | 14,611 | 29,922 | $868.4 m |
| Other flows - Different State | 209 | 366 | $8.6 m |
| Other flows - Same State | 199 | 348 | $8.3 m |
| Other flows - South | 123 | 211 | $4.6 m |
| Miami County | 114 | 221 | $4.3 m |
| Howard County | 98 | 189 | $3.6 m |
| Tippecanoe County | 49 | 83 | $1.8 m |
| Other flows - Midwest | 45 | 91 | $2.3 m |
The largest single source of arrivals is Cass County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cass County
What the Cass County economy runs on
- County GDP, 2024$1.96 bn
- County GDP, 2023$1.90 bn
- GDP change, 2023 to 20243.1 percent
- GDP change over five years31.4 percent
- Rank by GDP among Indiana counties48th
- Rank by GDP among US county-equivalents1302nd
- GDP per resident$52,004
Output grew 3.1 percent in the latest year and 31.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cass County
Who employs people in Cass County
- Covered employment, annual average14,589
- Establishments reporting738
- Average annual pay$48,462
- Average weekly wage$932
- Sector 31-33, employment4,137
- Sector 31-33, average annual pay$54,481
- Sector 44-45, employment1,509
- Sector 44-45, average annual pay$29,494
- Sector 72, employment1,018
- Sector 72, average annual pay$16,923
- Sector 23, employment752
- Sector 23, average annual pay$76,498
- Sector 42, employment668
- Sector 56, employment502
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,137 | 49 | $54,481 |
| Sector 44-45 | 1,509 | 114 | $29,494 |
| Sector 72 | 1,018 | 81 | $16,923 |
| Sector 23 | 752 | 59 | $76,498 |
| Sector 42 | 668 | 47 | $71,556 |
| Sector 56 | 502 | 32 | $49,840 |
| Sector 52 | 314 | 50 | $69,818 |
| Sector 81 | 264 | 55 | $26,791 |
The largest sector is the biggest private employer group at 4,137 jobs, 28.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cass County
What businesses operate in Cass County
- Establishments, all industries658
- Employment at those establishments12,070
- Annual payroll$560.5 m
- Establishments per 1,000 residents17.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cass County
What is being built in Cass County
- Housing units authorised by permit, 202438
- Declared construction value permitted$13.5 m
- Single family units authorised38
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$355,728
- Units authorised per 1,000 households2.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Cass County
How much SBA lending happens in Cass County
- 7(a) approvals recorded13
- 7(a) gross approval dollars$10.6 m
- Average 7(a) approval$818,708
- Median 7(a) approval$587,600
- 10th percentile approval$22,500
- 90th percentile approval$1,796,000
- Largest single approval$3,509,000
- Jobs reported supported, 7(a)165
- Jobs per approval12.7
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer38.5 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter7
- Franchise loans1
- Franchise share of approvals7.7 percent
- Leading industry by approval countFuneral Homes and Funeral Services (2)
- Most active lenderFirst Bank of Central Ohio (2)
- 504 approvals recorded8
- 504 gross approval dollars$4.6 m
- Average 504 approval$574,125
- Median 504 approval$483,000
- Distinct CDCs active3
- 504 jobs per approval5.6
- 504 jobs per million dollars approved9.8
- Most active CDCIndiana Statewide Certified Development Corporation (5)
- 7(a) share of SBA approvals61.9 percent
- Combined SBA approval dollars$15.2 m
The average approval of $818,708 sits close to the median of $587,600, so lending here is fairly evenly sized rather than driven by a few large deals. 38.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cass County
Do SBA loans in Cass County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure11
- Status: Paid in full1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cass County
Which parts of Cass County get the lending
- Places in the county with recorded lending5
- LOGANSPORT, approvals4
- GALVESTON, approvals3
- WALTON, approvals3
- Royal Center, approvals2
- TWELVE MILE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LOGANSPORT | 4 | $5,223,000 |
| GALVESTON | 3 | $2,610,000 |
| WALTON | 3 | $2,175,100 |
| Royal Center | 2 | $612,600 |
| TWELVE MILE | 1 | $22,500 |
LOGANSPORT accounts for 4 approvals against 3 in GALVESTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cass County
How big is Cass County
- Land area412 sq mi
- Rank by land area among Indiana counties32nd of 92
- Width, east to west21.8 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land91
- Establishments per square mile1.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cass County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cass County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population37,680
- Households15,037
- Average household size2.51
- Median household income$56,403
- Median age41.8
Common questions
Cass County questions, answered from the record.
How many people live in Cass County, Indiana?
37,680, in 15,037 households, ranking 40th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cass County growing?
The population has fallen 0.81 percent since the 2020 census base. In 2024 there were 495 births against 474 deaths, with net migration of -266. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cass County?
$56,403. The median owner-occupied home is valued at $133,800, which is 2.4 times income, and median gross rent is $783 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cass County?
658 establishments, employing 12,070 people with an annual payroll of $560.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cass County?
Average annual pay is $48,462, or $932 a week, across 14,589 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cass County?
13 7(a) approvals totalling $10.6 m since FY2020, across 10 lenders, with a median approval of $587,600, plus 8 504 approvals worth $4.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Cass County?
38 housing units were authorised by permit in 2024, with a declared construction value of $13.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cass County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cass County come from?
The largest single origin is Cass County Non-migrants, with 14,611 households. Arriving households report an average income of $38,481 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cass County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cass County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.