Daviess County, Indiana: commercial real estate data.
Daviess County, Indiana has a population of 33,658 across 429 square miles, up 2.1 percent since the 2020 census base. County output reached $2.27 bn in 2024, 960 establishments operate here, and the SBA record carries 35 7(a) approvals worth $14.3 m.
118 sourced county values · tier FULL · 11 sections
Daviess County
How many people live in Daviess County
- Population33,658
- Households11,814
- Average household size2.85
- Median household income$68,503
- Median age34.5
- Median gross rent$847 per month
- Median owner-occupied home value$197,200
- Home value to household income2.9 times
- Annual rent as a share of median income14.8 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over20,916
- Population under 1810,015
- Share under 1829.8 percent
- Population 65 and over5,384
- Share 65 and over16.0 percent
- Working age population, 18 to 6418,259
- Civilian labor force15,274
- Unemployment rate1.5 percent
- Labor force participation, adults 18 and over64.6 percent
- Rank by population among Indiana counties48th of 92
- Rank by population among US county-equivalents1377th
Daviess County is the 48th largest of 92 Indiana counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 29.8 percent against 16.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Daviess County
Is Daviess County growing
- Population change since the 2020 census base2.12 percent
- Census 2020 base population33,389
- Births, 2024574
- Deaths, 2024363
- Natural change, 2024211
- Net domestic migration, 2024-81
- Net international migration, 2024164
- Total net migration, 202483
- Cumulative net domestic migration, 2021 to 2024-571
- Rank by growth among US county-equivalents1138th
The county has grown 2.12 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Daviess County
Where people moving to Daviess County come from
- Tax returns filed by households arriving536
- People arriving, from those returns922
- Adjusted gross income arriving$30.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,151
- Largest single originDaviess County Non-migrants (12,013 households)
- Largest single destination (12,013 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Daviess County Non-migrants | 12,013 | 27,796 | $883.4 m |
| Other flows - Different State | 161 | 285 | $6.8 m |
| Other flows - Same State | 114 | 184 | $5.6 m |
| Other flows - South | 93 | 161 | $3.4 m |
| Knox County | 62 | 103 | $2.0 m |
| Martin County | 53 | 108 | $2.8 m |
| Other flows - Midwest | 45 | 79 | $2.0 m |
| Dubois County | 26 | 41 | $963,000 |
The largest single source of arrivals is Daviess County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Daviess County
What the Daviess County economy runs on
- County GDP, 2024$2.27 bn
- County GDP, 2023$2.06 bn
- GDP change, 2023 to 202410.1 percent
- GDP change over five years53.0 percent
- Rank by GDP among Indiana counties40th
- Rank by GDP among US county-equivalents1176th
- GDP per resident$67,554
Output grew 10.1 percent in the latest year and 53.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Daviess County
Who employs people in Daviess County
- Covered employment, annual average13,253
- Establishments reporting978
- Average annual pay$49,660
- Average weekly wage$955
- Sector 31-33, employment2,758
- Sector 31-33, average annual pay$48,997
- Sector 23, employment1,705
- Sector 23, average annual pay$61,138
- Sector 44-45, employment1,532
- Sector 44-45, average annual pay$35,079
- Sector 48-49, employment846
- Sector 48-49, average annual pay$59,690
- Sector 72, employment844
- Sector 62, employment793
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,758 | 110 | $48,997 |
| Sector 23 | 1,705 | 202 | $61,138 |
| Sector 44-45 | 1,532 | 102 | $35,079 |
| Sector 48-49 | 846 | 48 | $59,690 |
| Sector 72 | 844 | 54 | $18,237 |
| Sector 62 | 793 | 65 | $40,483 |
| Sector 54 | 701 | 72 | $70,307 |
| Sector 42 | 491 | 47 | $70,984 |
The largest sector is the biggest private employer group at 2,758 jobs, 20.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Daviess County
What businesses operate in Daviess County
- Establishments, all industries960
- Employment at those establishments12,065
- Annual payroll$552.9 m
- Establishments per 1,000 residents28.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Daviess County
What is being built in Daviess County
- Housing units authorised by permit, 202471
- Declared construction value permitted$13.2 m
- Single family units authorised39
- Multifamily units authorised32
- Multifamily share of units45.1 percent
- Average declared value per unit$186,137
- Units authorised per 1,000 households6.0
Multifamily is 45.1 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Daviess County
How much SBA lending happens in Daviess County
- 7(a) approvals recorded35
- 7(a) gross approval dollars$14.3 m
- Average 7(a) approval$407,686
- Median 7(a) approval$192,000
- 10th percentile approval$30,000
- 90th percentile approval$960,000
- Largest single approval$4,250,000
- Jobs reported supported, 7(a)256
- Jobs per approval7.3
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals26
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter26
- Franchise loans3
- Franchise share of approvals8.6 percent
- Leading industry by approval countFull-Service Restaurants (4)
- Most active lenderSprings Valley Bank & Trust Company (17)
- 504 approvals recorded6
- 504 gross approval dollars$6.4 m
- Average 504 approval$1,063,333
- Median 504 approval$965,000
- Distinct CDCs active3
- 504 jobs per approval11.3
- 504 jobs per million dollars approved10.7
- Most active CDCIndiana Statewide Certified Development Corporation (3)
- 7(a) share of SBA approvals85.4 percent
- Combined SBA approval dollars$20.6 m
The average approval of $407,686 sits well above the median of $192,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Daviess County
Do SBA loans in Daviess County get paid back
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Exempt from disclosure22
- Status: Paid in full6
- Status: Cancelled7
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Daviess County
Which parts of Daviess County get the lending
- Places in the county with recorded lending4
- Washington, approvals30
- MONTGOMERY, approvals3
- ODON, approvals1
- BLOOMINGTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Washington | 30 | $9,101,800 |
| MONTGOMERY | 3 | $4,647,200 |
| ODON | 1 | $500,000 |
| BLOOMINGTON | 1 | $20,000 |
Washington accounts for 30 approvals against 3 in MONTGOMERY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Daviess County
How big is Daviess County
- Land area429 sq mi
- Rank by land area among Indiana counties26th of 92
- Width, east to west20.2 mi
- Height, north to south27.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land78
- Establishments per square mile2.24
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Daviess County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Daviess County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population33,658
- Households11,814
- Average household size2.85
- Median household income$68,503
- Median age34.5
Common questions
Daviess County questions, answered from the record.
How many people live in Daviess County, Indiana?
33,658, in 11,814 households, ranking 48th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Daviess County growing?
The population has grown 2.12 percent since the 2020 census base. In 2024 there were 574 births against 363 deaths, with net migration of 83. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Daviess County?
$68,503. The median owner-occupied home is valued at $197,200, which is 2.9 times income, and median gross rent is $847 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Daviess County?
960 establishments, employing 12,065 people with an annual payroll of $552.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Daviess County?
Average annual pay is $49,660, or $955 a week, across 13,253 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Daviess County?
35 7(a) approvals totalling $14.3 m since FY2020, across 10 lenders, with a median approval of $192,000, plus 6 504 approvals worth $6.4 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Daviess County?
71 housing units were authorised by permit in 2024, with a declared construction value of $13.2 m. Multifamily was 45.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Daviess County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Daviess County come from?
The largest single origin is Daviess County Non-migrants, with 12,013 households. Arriving households report an average income of $57,151 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Daviess County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Daviess County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.