Dearborn County, Indiana: commercial real estate data.
Dearborn County, Indiana has a population of 51,094 across 305 square miles, up 1.5 percent since the 2020 census base. County output reached $2.60 bn in 2024, 988 establishments operate here, and the SBA record carries 46 7(a) approvals worth $21.6 m.
122 sourced county values · tier FULL · 11 sections
Dearborn County
How many people live in Dearborn County
- Population51,094
- Households20,282
- Average household size2.52
- Median household income$84,735
- Median age42.1
- Median gross rent$845 per month
- Median owner-occupied home value$243,400
- Home value to household income2.9 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over35,955
- Population under 1811,176
- Share under 1821.9 percent
- Population 65 and over9,838
- Share 65 and over19.3 percent
- Working age population, 18 to 6430,080
- Civilian labor force25,929
- Unemployment rate1.9 percent
- Labor force participation, adults 18 and over65.0 percent
- Rank by population among Indiana counties28th of 92
- Rank by population among US county-equivalents1001st
Dearborn County is the 28th largest of 92 Indiana counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.9 percent against 19.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Dearborn County
Is Dearborn County growing
- Population change since the 2020 census base1.49 percent
- Census 2020 base population50,678
- Births, 2024409
- Deaths, 2024542
- Natural change, 2024-133
- Net domestic migration, 2024141
- Net international migration, 202417
- Total net migration, 2024158
- Cumulative net domestic migration, 2021 to 20241,032
- Rank by growth among US county-equivalents1335th
The county has grown 1.49 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Dearborn County
Where people moving to Dearborn County come from
- Tax returns filed by households arriving1,322
- People arriving, from those returns2,431
- Adjusted gross income arriving$92.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$69,893
- Largest single originDearborn County Non-migrants (20,351 households)
- Largest single destination (20,351 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Dearborn County Non-migrants | 20,351 | 41,840 | $1.65 bn |
| Hamilton County | 434 | 809 | $35.5 m |
| Other flows - Different State | 299 | 518 | $18.4 m |
| Ripley County | 157 | 281 | $7.6 m |
| Other flows - South | 141 | 244 | $8.5 m |
| Other flows - Same State | 105 | 193 | $8.2 m |
| Other flows - Midwest | 103 | 176 | $6.9 m |
| Boone County | 84 | 166 | $4.9 m |
The largest single source of arrivals is Dearborn County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Dearborn County
What the Dearborn County economy runs on
- County GDP, 2024$2.60 bn
- County GDP, 2023$2.54 bn
- GDP change, 2023 to 20242.3 percent
- GDP change over five years32.1 percent
- Rank by GDP among Indiana counties34th
- Rank by GDP among US county-equivalents1083rd
- GDP per resident$50,900
Output grew 2.3 percent in the latest year and 32.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Dearborn County
Who employs people in Dearborn County
- Covered employment, annual average14,586
- Establishments reporting1,198
- Average annual pay$50,978
- Average weekly wage$980
- Sector 72, employment2,500
- Sector 72, average annual pay$26,090
- Sector 31-33, employment1,987
- Sector 31-33, average annual pay$72,109
- Sector 44-45, employment1,855
- Sector 44-45, average annual pay$35,569
- Sector 71, employment454
- Sector 71, average annual pay$23,483
- Sector 56, employment425
- Sector 81, employment391
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 2,500 | 96 | $26,090 |
| Sector 31-33 | 1,987 | 62 | $72,109 |
| Sector 44-45 | 1,855 | 144 | $35,569 |
| Sector 71 | 454 | 16 | $23,483 |
| Sector 56 | 425 | 64 | $45,426 |
| Sector 81 | 391 | 94 | $32,610 |
| Sector 54 | 352 | 141 | $65,662 |
| Sector 42 | 342 | 69 | $66,275 |
The largest sector is the biggest private employer group at 2,500 jobs, 17.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Dearborn County
What businesses operate in Dearborn County
- Establishments, all industries988
- Employment at those establishments12,570
- Annual payroll$585.4 m
- Establishments per 1,000 residents19.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Dearborn County
What is being built in Dearborn County
- Housing units authorised by permit, 2024120
- Declared construction value permitted$50.2 m
- Single family units authorised120
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$417,956
- Units authorised per 1,000 households5.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Dearborn County
How much SBA lending happens in Dearborn County
- 7(a) approvals recorded46
- 7(a) gross approval dollars$21.6 m
- Average 7(a) approval$469,698
- Median 7(a) approval$125,000
- 10th percentile approval$20,000
- 90th percentile approval$1,000,000
- Largest single approval$3,726,000
- Jobs reported supported, 7(a)318
- Jobs per approval6.9
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals32
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.9 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter34
- Franchise loans3
- Franchise share of approvals6.5 percent
- Leading industry by approval countInsurance Agencies and Brokerages (3)
- Most active lenderU.S. Bank, National Association (11)
- 504 approvals recorded15
- 504 gross approval dollars$10.7 m
- Average 504 approval$712,533
- Median 504 approval$353,000
- Distinct CDCs active3
- 504 jobs per approval11.7
- 504 jobs per million dollars approved16.4
- Most active CDCAlloy Development Co., Inc. (10)
- 7(a) share of SBA approvals75.4 percent
- Combined SBA approval dollars$32.3 m
The average approval of $469,698 sits well above the median of $125,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 23.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Dearborn County
Do SBA loans in Dearborn County get paid back
- Loans with a final outcome recorded3
- Paid in full2
- Charged off1
- Status: Paid in full2
- Status: Exempt from disclosure32
- Status: Cancelled10
- Status: Charged off1
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Dearborn County
Which parts of Dearborn County get the lending
- Places in the county with recorded lending7
- Lawrenceburg, approvals16
- Aurora, approvals14
- West Harrison, approvals6
- GREENDALE, approvals4
- GUILFORD, approvals2
- Auroa, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Lawrenceburg | 16 | $6,439,500 |
| Aurora | 14 | $2,813,700 |
| West Harrison | 6 | $3,961,000 |
| GREENDALE | 4 | $7,111,900 |
| GUILFORD | 2 | $555,000 |
| Auroa | 2 | $350,000 |
| MOORES HILL | 2 | $375,000 |
Lawrenceburg accounts for 16 approvals against 14 in Aurora. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Dearborn County
How big is Dearborn County
- Land area305 sq mi
- Rank by land area among Indiana counties81st of 92
- Width, east to west16.8 mi
- Height, north to south24.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land168
- Establishments per square mile3.24
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Dearborn County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Dearborn County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population51,094
- Households20,282
- Average household size2.52
- Median household income$84,735
- Median age42.1
Common questions
Dearborn County questions, answered from the record.
How many people live in Dearborn County, Indiana?
51,094, in 20,282 households, ranking 28th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Dearborn County growing?
The population has grown 1.49 percent since the 2020 census base. In 2024 there were 409 births against 542 deaths, with net migration of 158. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Dearborn County?
$84,735. The median owner-occupied home is valued at $243,400, which is 2.9 times income, and median gross rent is $845 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Dearborn County?
988 establishments, employing 12,570 people with an annual payroll of $585.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Dearborn County?
Average annual pay is $50,978, or $980 a week, across 14,586 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Dearborn County?
46 7(a) approvals totalling $21.6 m since FY2020, across 21 lenders, with a median approval of $125,000, plus 15 504 approvals worth $10.7 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Dearborn County?
120 housing units were authorised by permit in 2024, with a declared construction value of $50.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Dearborn County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Dearborn County come from?
The largest single origin is Dearborn County Non-migrants, with 20,351 households. Arriving households report an average income of $69,893 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Dearborn County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Dearborn County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.