Gibson County, Indiana: commercial real estate data.
Gibson County, Indiana has a population of 33,000 across 487 square miles, up 0.1 percent since the 2020 census base. County output reached $4.45 bn in 2024, 728 establishments operate here, and the SBA record carries 22 7(a) approvals worth $12.2 m.
118 sourced county values · tier FULL · 11 sections
Gibson County
How many people live in Gibson County
- Population33,000
- Households13,438
- Average household size2.46
- Median household income$67,573
- Median age40.2
- Median gross rent$935 per month
- Median owner-occupied home value$180,000
- Home value to household income2.7 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over22,629
- Population under 187,810
- Share under 1823.7 percent
- Population 65 and over6,007
- Share 65 and over18.2 percent
- Working age population, 18 to 6419,183
- Civilian labor force16,230
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over64.4 percent
- Rank by population among Indiana counties50th of 92
- Rank by population among US county-equivalents1395th
Gibson County is the 50th largest of 92 Indiana counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.7 percent against 18.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gibson County
Is Gibson County growing
- Population change since the 2020 census base0.07 percent
- Census 2020 base population33,016
- Births, 2024367
- Deaths, 2024346
- Natural change, 202421
- Net domestic migration, 202473
- Net international migration, 202426
- Total net migration, 202499
- Cumulative net domestic migration, 2021 to 2024-26
- Rank by growth among US county-equivalents1800th
The county has grown 0.07 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gibson County
Where people moving to Gibson County come from
- Tax returns filed by households arriving822
- People arriving, from those returns1,456
- Adjusted gross income arriving$39.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,467
- Largest single originGibson County Non-migrants (13,088 households)
- Largest single destination (13,088 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gibson County Non-migrants | 13,088 | 27,200 | $910.0 m |
| Other flows - Different State | 281 | 510 | $13.8 m |
| Vanderburgh County | 209 | 353 | $10.6 m |
| Other flows - South | 133 | 239 | $6.2 m |
| Other flows - Midwest | 120 | 214 | $6.7 m |
| Other flows - Same State | 109 | 184 | $4.9 m |
| Warrick County | 75 | 139 | $4.0 m |
| Knox County | 46 | 82 | $1.5 m |
The largest single source of arrivals is Gibson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gibson County
What the Gibson County economy runs on
- County GDP, 2024$4.45 bn
- County GDP, 2023$4.28 bn
- GDP change, 2023 to 20244.1 percent
- GDP change over five years30.1 percent
- Rank by GDP among Indiana counties24th
- Rank by GDP among US county-equivalents761st
- GDP per resident$134,932
Output grew 4.1 percent in the latest year and 30.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gibson County
Who employs people in Gibson County
- Covered employment, annual average21,424
- Establishments reporting800
- Average annual pay$67,856
- Average weekly wage$1,305
- Sector 31-33, employment10,719
- Sector 31-33, average annual pay$84,656
- Sector 44-45, employment1,596
- Sector 44-45, average annual pay$31,609
- Sector 56, employment1,169
- Sector 56, average annual pay$41,059
- Sector 48-49, employment990
- Sector 48-49, average annual pay$59,767
- Sector 72, employment928
- Sector 42, employment475
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 10,719 | 44 | $84,656 |
| Sector 44-45 | 1,596 | 103 | $31,609 |
| Sector 56 | 1,169 | 44 | $41,059 |
| Sector 48-49 | 990 | 41 | $59,767 |
| Sector 72 | 928 | 60 | $19,457 |
| Sector 42 | 475 | 34 | $61,891 |
| Sector 23 | 374 | 62 | $67,562 |
| Sector 22 | 355 | 12 | $124,106 |
The largest sector is the biggest private employer group at 10,719 jobs, 50.0 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gibson County
What businesses operate in Gibson County
- Establishments, all industries728
- Employment at those establishments20,517
- Annual payroll$1.26 bn
- Establishments per 1,000 residents22.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Gibson County
What is being built in Gibson County
- Housing units authorised by permit, 2024167
- Declared construction value permitted$23.8 m
- Single family units authorised99
- Multifamily units authorised68
- Multifamily share of units40.7 percent
- Average declared value per unit$142,350
- Units authorised per 1,000 households12.4
Multifamily is 40.7 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Gibson County
How much SBA lending happens in Gibson County
- 7(a) approvals recorded22
- 7(a) gross approval dollars$12.2 m
- Average 7(a) approval$554,423
- Median 7(a) approval$175,500
- 10th percentile approval$60,000
- 90th percentile approval$800,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)179
- Jobs per approval8.1
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer36.4 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter13
- Franchise loans3
- Franchise share of approvals13.6 percent
- Leading industry by approval countOffices of Dentists (3)
- Most active lenderGerman American Bank (5)
- 504 approvals recorded8
- 504 gross approval dollars$4.0 m
- Average 504 approval$501,750
- Median 504 approval$295,000
- Distinct CDCs active2
- 504 jobs per approval7.0
- 504 jobs per million dollars approved14.0
- Most active CDCPremier Capital Corporation (4)
- 7(a) share of SBA approvals73.3 percent
- Combined SBA approval dollars$16.2 m
The average approval of $554,423 sits well above the median of $175,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 36.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gibson County
Do SBA loans in Gibson County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Exempt from disclosure14
- Status: Paid in full4
- Status: Cancelled4
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gibson County
Which parts of Gibson County get the lending
- Places in the county with recorded lending4
- PRINCETON, approvals12
- Haubstadt, approvals4
- Oakland City, approvals3
- Fort Branch, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| PRINCETON | 12 | $10,571,000 |
| Haubstadt | 4 | $965,000 |
| Oakland City | 3 | $283,500 |
| Fort Branch | 3 | $377,800 |
PRINCETON accounts for 12 approvals against 4 in Haubstadt. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gibson County
How big is Gibson County
- Land area487 sq mi
- Rank by land area among Indiana counties13th of 92
- Width, east to west34.7 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land68
- Establishments per square mile1.49
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Gibson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gibson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population33,000
- Households13,438
- Average household size2.46
- Median household income$67,573
- Median age40.2
Common questions
Gibson County questions, answered from the record.
How many people live in Gibson County, Indiana?
33,000, in 13,438 households, ranking 50th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gibson County growing?
The population has grown 0.07 percent since the 2020 census base. In 2024 there were 367 births against 346 deaths, with net migration of 99. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gibson County?
$67,573. The median owner-occupied home is valued at $180,000, which is 2.7 times income, and median gross rent is $935 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Gibson County?
728 establishments, employing 20,517 people with an annual payroll of $1.26 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Gibson County?
Average annual pay is $67,856, or $1,305 a week, across 21,424 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gibson County?
22 7(a) approvals totalling $12.2 m since FY2020, across 12 lenders, with a median approval of $175,500, plus 8 504 approvals worth $4.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Gibson County?
167 housing units were authorised by permit in 2024, with a declared construction value of $23.8 m. Multifamily was 40.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gibson County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gibson County come from?
The largest single origin is Gibson County Non-migrants, with 13,088 households. Arriving households report an average income of $48,467 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gibson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gibson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.