Johnson County, Indiana: commercial real estate data.
Johnson County, Indiana has a population of 166,315 across 320 square miles, up 5.5 percent since the 2020 census base. County output reached $8.25 bn in 2024, 3,779 establishments operate here, and the SBA record carries 326 7(a) approvals worth $97.3 m.
123 sourced county values · tier FULL · 11 sections
Johnson County
How many people live in Johnson County
- Population166,315
- Households62,554
- Average household size2.66
- Median household income$90,454
- Median age38.0
- Median gross rent$1,271 per month
- Median owner-occupied home value$284,600
- Home value to household income3.1 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher34.7 percent
- Adults 25 and over with a graduate degree13.5 percent
- Adults 25 and over112,528
- Population under 1840,361
- Share under 1824.3 percent
- Population 65 and over26,185
- Share 65 and over15.7 percent
- Working age population, 18 to 6499,769
- Civilian labor force87,110
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over69.2 percent
- Rank by population among Indiana counties11th of 92
- Rank by population among US county-equivalents415th
Johnson County is the 11th largest of 92 Indiana counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.3 percent against 15.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Johnson County
Is Johnson County growing
- Population change since the 2020 census base5.46 percent
- Census 2020 base population161,780
- Births, 20241,957
- Deaths, 20241,545
- Natural change, 2024412
- Net domestic migration, 20241,321
- Net international migration, 2024576
- Total net migration, 20241,897
- Cumulative net domestic migration, 2021 to 20245,966
- Rank by growth among US county-equivalents477th
The county has grown 5.46 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Johnson County
Where people moving to Johnson County come from
- Tax returns filed by households arriving6,390
- People arriving, from those returns11,823
- Adjusted gross income arriving$390.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,132
- Largest single originJohnson County Non-migrants (61,122 households)
- Largest single destination (61,122 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Johnson County Non-migrants | 61,122 | 130,915 | $5.59 bn |
| Marion County | 2,875 | 5,399 | $167.5 m |
| Other flows - Different State | 1,363 | 2,647 | $90.9 m |
| Other flows - South | 613 | 1,198 | $39.5 m |
| Other flows - Same State | 340 | 555 | $19.1 m |
| Other flows - Midwest | 333 | 629 | $23.0 m |
| Morgan County | 281 | 501 | $16.8 m |
| Other flows - West | 270 | 506 | $17.2 m |
The largest single source of arrivals is Johnson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Johnson County
What the Johnson County economy runs on
- County GDP, 2024$8.25 bn
- County GDP, 2023$7.86 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years38.2 percent
- Rank by GDP among Indiana counties14th
- Rank by GDP among US county-equivalents516th
- GDP per resident$49,621
Output grew 5.0 percent in the latest year and 38.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Johnson County
Who employs people in Johnson County
- Covered employment, annual average65,487
- Establishments reporting4,199
- Average annual pay$50,444
- Average weekly wage$970
- Sector 48-49, employment9,054
- Sector 48-49, average annual pay$48,262
- Sector 44-45, employment8,678
- Sector 44-45, average annual pay$35,289
- Sector 62, employment8,292
- Sector 62, average annual pay$52,011
- Sector 72, employment7,210
- Sector 72, average annual pay$23,433
- Sector 31-33, employment5,819
- Sector 23, employment4,937
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 48-49 | 9,054 | 256 | $48,262 |
| Sector 44-45 | 8,678 | 517 | $35,289 |
| Sector 62 | 8,292 | 399 | $52,011 |
| Sector 72 | 7,210 | 353 | $23,433 |
| Sector 31-33 | 5,819 | 161 | $65,949 |
| Sector 23 | 4,937 | 435 | $74,733 |
| Sector 56 | 3,133 | 278 | $45,404 |
| Sector 42 | 2,246 | 218 | $73,247 |
The largest sector is the biggest private employer group at 9,054 jobs, 13.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Johnson County
What businesses operate in Johnson County
- Establishments, all industries3,779
- Employment at those establishments60,256
- Annual payroll$2.88 bn
- Establishments per 1,000 residents22.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Johnson County
What is being built in Johnson County
- Housing units authorised by permit, 20241,134
- Declared construction value permitted$426.8 m
- Single family units authorised1,076
- Multifamily units authorised58
- Multifamily share of units5.1 percent
- Average declared value per unit$376,348
- Units authorised per 1,000 households18.1
Multifamily is 5.1 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Johnson County
How much SBA lending happens in Johnson County
- 7(a) approvals recorded326
- 7(a) gross approval dollars$97.3 m
- Average 7(a) approval$298,319
- Median 7(a) approval$100,000
- 10th percentile approval$25,000
- 90th percentile approval$682,500
- Largest single approval$3,900,000
- Jobs reported supported, 7(a)2,581
- Jobs per approval7.9
- Distinct 7(a) lenders active51
- Distinct industries receiving approvals107
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.6 percent
- Loans on real estate terms28
- Loans on working capital terms, 120 months or shorter291
- Franchise loans33
- Franchise share of approvals10.1 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (67)
- Most active lenderThe Huntington National Bank (170)
- 504 approvals recorded70
- 504 gross approval dollars$50.9 m
- Average 504 approval$727,086
- Median 504 approval$396,000
- Distinct CDCs active2
- 504 jobs per approval12.1
- 504 jobs per million dollars approved16.7
- Most active CDCPremier Capital Corporation (39)
- 7(a) share of SBA approvals82.3 percent
- Combined SBA approval dollars$148.1 m
The average approval of $298,319 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 8.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Johnson County
Do SBA loans in Johnson County get paid back
- Loans with a final outcome recorded67
- Paid in full61
- Charged off6
- Charge off rate on resolved loans9.0 percent
- Status: Exempt from disclosure207
- Status: Paid in full61
- Status: Cancelled35
- Status: Charged off6
- Status: Committed, not yet disbursed17
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 484121 | General Freight Trucking, Long-Distance, Truckload | 15 | 2 | 13.3% |
Of the 67 loans that have reached a final outcome, 9.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, General Freight Trucking, Long-Distance, Truckload carries the highest charge off rate at 13.3 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Johnson County
Which parts of Johnson County get the lending
- Places in the county with recorded lending10
- Greenwood, approvals195
- Franklin, approvals65
- Whiteland, approvals31
- Bargersville, approvals21
- Trafalgar, approvals7
- NINEVEH, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Greenwood | 195 | $52,581,300 |
| Franklin | 65 | $26,304,200 |
| Whiteland | 31 | $7,198,200 |
| Bargersville | 21 | $6,455,100 |
| Trafalgar | 7 | $2,960,700 |
| NINEVEH | 2 | $170,000 |
| New Whiteland | 2 | $450,000 |
| Carmel | 1 | $300,000 |
Greenwood accounts for 195 approvals against 65 in Franklin. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Johnson County
How big is Johnson County
- Land area320 sq mi
- Rank by land area among Indiana counties75th of 92
- Width, east to west16.1 mi
- Height, north to south20.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land520
- Establishments per square mile11.81
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Johnson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Johnson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population166,315
- Households62,554
- Average household size2.66
- Median household income$90,454
- Median age38.0
Common questions
Johnson County questions, answered from the record.
How many people live in Johnson County, Indiana?
166,315, in 62,554 households, ranking 11th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Johnson County growing?
The population has grown 5.46 percent since the 2020 census base. In 2024 there were 1,957 births against 1,545 deaths, with net migration of 1,897. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Johnson County?
$90,454. The median owner-occupied home is valued at $284,600, which is 3.1 times income, and median gross rent is $1,271 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Johnson County?
3,779 establishments, employing 60,256 people with an annual payroll of $2.88 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Johnson County?
Average annual pay is $50,444, or $970 a week, across 65,487 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Johnson County?
326 7(a) approvals totalling $97.3 m since FY2020, across 51 lenders, with a median approval of $100,000, plus 70 504 approvals worth $50.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Johnson County get paid back?
Of the 67 loans that have reached a final outcome, 61 were paid in full and 6 charged off, a charge off rate of 9.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Johnson County?
1,134 housing units were authorised by permit in 2024, with a declared construction value of $426.8 m. Multifamily was 5.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Johnson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Johnson County come from?
The largest single origin is Johnson County Non-migrants, with 61,122 households. Arriving households report an average income of $61,132 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Johnson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Johnson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.