Orange County, Indiana: commercial real estate data.
Orange County, Indiana has a population of 19,767 across 398 square miles, down 0.3 percent since the 2020 census base. County output reached $991.6 m in 2024, 398 establishments operate here, and the SBA record carries 10 7(a) approvals worth $5.1 m.
118 sourced county values · tier FULL · 11 sections
Orange County
How many people live in Orange County
- Population19,767
- Households7,970
- Average household size2.48
- Median household income$65,873
- Median age42.7
- Median gross rent$855 per month
- Median owner-occupied home value$158,700
- Home value to household income2.4 times
- Annual rent as a share of median income15.6 percent
- Adults 25 and over with a bachelor degree or higher16.1 percent
- Adults 25 and over with a graduate degree5.2 percent
- Adults 25 and over13,761
- Population under 184,531
- Share under 1822.9 percent
- Population 65 and over4,111
- Share 65 and over20.8 percent
- Working age population, 18 to 6411,125
- Civilian labor force9,695
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over63.6 percent
- Rank by population among Indiana counties74th of 92
- Rank by population among US county-equivalents1900th
Orange County is the 74th largest of 92 Indiana counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.9 percent against 20.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Orange County
Is Orange County growing
- Population change since the 2020 census base-0.25 percent
- Census 2020 base population19,873
- Births, 2024214
- Deaths, 2024254
- Natural change, 2024-40
- Net domestic migration, 2024152
- Net international migration, 20241
- Total net migration, 2024153
- Cumulative net domestic migration, 2021 to 2024215
- Rank by growth among US county-equivalents1940th
The county has lost 0.25 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Orange County
Where people moving to Orange County come from
- Tax returns filed by households arriving395
- People arriving, from those returns760
- Adjusted gross income arriving$16.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$41,387
- Largest single originOrange County Non-migrants (7,163 households)
- Largest single destination (7,163 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Orange County Non-migrants | 7,163 | 14,662 | $428.6 m |
| Other flows - Same State | 154 | 316 | $6.0 m |
| Lawrence County | 85 | 177 | $3.1 m |
| Other flows - Different State | 61 | 103 | $2.6 m |
| Other flows - South | 61 | 103 | $2.6 m |
| Dubois County | 36 | 61 | $1.6 m |
| Washington County | 34 | 59 | $2.0 m |
| Crawford County | 25 | 44 | $1.0 m |
The largest single source of arrivals is Orange County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Orange County
What the Orange County economy runs on
- County GDP, 2024$991.6 m
- County GDP, 2023$909.7 m
- GDP change, 2023 to 20249.0 percent
- GDP change over five years55.9 percent
- Rank by GDP among Indiana counties69th
- Rank by GDP among US county-equivalents1854th
- GDP per resident$50,162
Output grew 9.0 percent in the latest year and 55.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Orange County
Who employs people in Orange County
- Covered employment, annual average7,372
- Establishments reporting400
- Average annual pay$45,076
- Average weekly wage$867
- Sector 72, employment2,211
- Sector 72, average annual pay$34,050
- Sector 31-33, employment995
- Sector 31-33, average annual pay$46,831
- Sector 23, employment838
- Sector 23, average annual pay$74,409
- Sector 44-45, employment606
- Sector 44-45, average annual pay$30,916
- Sector 81, employment156
- Sector 42, employment134
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 2,211 | 48 | $34,050 |
| Sector 31-33 | 995 | 21 | $46,831 |
| Sector 23 | 838 | 43 | $74,409 |
| Sector 44-45 | 606 | 49 | $30,916 |
| Sector 81 | 156 | 32 | $37,342 |
| Sector 42 | 134 | 12 | $55,365 |
| Sector 71 | 116 | 9 | $27,315 |
| Sector 52 | 90 | 22 | $61,090 |
The largest sector is the biggest private employer group at 2,211 jobs, 30.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Orange County
What businesses operate in Orange County
- Establishments, all industries398
- Employment at those establishments8,500
- Annual payroll$426.0 m
- Establishments per 1,000 residents20.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Orange County
What is being built in Orange County
- Housing units authorised by permit, 202458
- Declared construction value permitted$10.3 m
- Single family units authorised12
- Multifamily units authorised46
- Multifamily share of units79.3 percent
- Average declared value per unit$177,457
- Units authorised per 1,000 households7.3
Multifamily is 79.3 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Orange County
How much SBA lending happens in Orange County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$5.1 m
- Average 7(a) approval$511,080
- Median 7(a) approval$400,000
- 10th percentile approval$50,000
- 90th percentile approval$1,435,900
- Largest single approval$1,435,900
- Jobs reported supported, 7(a)74
- Jobs per approval7.4
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter8
- Franchise loans2
- Franchise share of approvals20.0 percent
- Leading industry by approval countHardware Retailers (2)
- Most active lenderOld National Bank (2)
- 504 approvals recorded1
- 504 gross approval dollars$265,000
- Average 504 approval$265,000
- Median 504 approval$265,000
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved3.8
- Most active CDCIndiana Statewide Certified Development Corporation (1)
- 7(a) share of SBA approvals90.9 percent
- Combined SBA approval dollars$5.4 m
The average approval of $511,080 sits close to the median of $400,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Orange County
Do SBA loans in Orange County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure7
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orange County
Which parts of Orange County get the lending
- Places in the county with recorded lending4
- French Lick, approvals5
- Paoli, approvals3
- ORLEANS, approvals1
- Hardinsburg, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| French Lick | 5 | $3,985,400 |
| Paoli | 3 | $916,000 |
| ORLEANS | 1 | $50,000 |
| Hardinsburg | 1 | $159,400 |
French Lick accounts for 5 approvals against 3 in Paoli. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orange County
How big is Orange County
- Land area398 sq mi
- Rank by land area among Indiana counties45th of 92
- Width, east to west20.3 mi
- Height, north to south20.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land50
- Establishments per square mile1.00
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Orange County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Orange County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population19,767
- Households7,970
- Average household size2.48
- Median household income$65,873
- Median age42.7
Common questions
Orange County questions, answered from the record.
How many people live in Orange County, Indiana?
19,767, in 7,970 households, ranking 74th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Orange County growing?
The population has fallen 0.25 percent since the 2020 census base. In 2024 there were 214 births against 254 deaths, with net migration of 153. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Orange County?
$65,873. The median owner-occupied home is valued at $158,700, which is 2.4 times income, and median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Orange County?
398 establishments, employing 8,500 people with an annual payroll of $426.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Orange County?
Average annual pay is $45,076, or $867 a week, across 7,372 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Orange County?
10 7(a) approvals totalling $5.1 m since FY2020, across 9 lenders, with a median approval of $400,000, plus 1 504 approvals worth $265,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Orange County?
58 housing units were authorised by permit in 2024, with a declared construction value of $10.3 m. Multifamily was 79.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Orange County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Orange County come from?
The largest single origin is Orange County Non-migrants, with 7,163 households. Arriving households report an average income of $41,387 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Orange County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Orange County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.