Posey County, Indiana: commercial real estate data.
Posey County, Indiana has a population of 25,116 across 410 square miles, down 0.6 percent since the 2020 census base. County output reached $5.94 bn in 2024, 538 establishments operate here, and the SBA record carries 14 7(a) approvals worth $6.4 m.
119 sourced county values · tier FULL · 11 sections
Posey County
How many people live in Posey County
- Population25,116
- Households10,533
- Average household size2.38
- Median household income$78,129
- Median age43.0
- Median gross rent$782 per month
- Median owner-occupied home value$222,900
- Home value to household income2.9 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over17,999
- Population under 185,418
- Share under 1821.6 percent
- Population 65 and over5,245
- Share 65 and over20.9 percent
- Working age population, 18 to 6414,453
- Civilian labor force12,616
- Unemployment rate1.8 percent
- Labor force participation, adults 18 and over64.0 percent
- Rank by population among Indiana counties61st of 92
- Rank by population among US county-equivalents1655th
Posey County is the 61st largest of 92 Indiana counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.6 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Posey County
Is Posey County growing
- Population change since the 2020 census base-0.59 percent
- Census 2020 base population25,217
- Births, 2024233
- Deaths, 2024280
- Natural change, 2024-47
- Net domestic migration, 202455
- Net international migration, 202412
- Total net migration, 202467
- Cumulative net domestic migration, 2021 to 202427
- Rank by growth among US county-equivalents2051st
The county has lost 0.59 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Posey County
Where people moving to Posey County come from
- Tax returns filed by households arriving614
- People arriving, from those returns1,097
- Adjusted gross income arriving$34.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,974
- Largest single originPosey County Non-migrants (9,908 households)
- Largest single destination (9,908 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Posey County Non-migrants | 9,908 | 21,103 | $836.2 m |
| Vanderburgh County | 347 | 633 | $19.0 m |
| Other flows - Different State | 169 | 298 | $10.1 m |
| Other flows - South | 74 | 122 | $4.4 m |
| Other flows - Midwest | 71 | 139 | $4.1 m |
| Other flows - Same State | 49 | 71 | $2.9 m |
| Gibson County | 25 | 53 | $1.1 m |
| Warrick County | 24 | 42 | $1.3 m |
The largest single source of arrivals is Posey County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Posey County
What the Posey County economy runs on
- County GDP, 2024$5.94 bn
- County GDP, 2023$6.10 bn
- GDP change, 2023 to 2024-2.7 percent
- GDP change over five years118.6 percent
- Rank by GDP among Indiana counties18th
- Rank by GDP among US county-equivalents654th
- GDP per resident$236,320
Output grew -2.7 percent in the latest year and 118.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Posey County
Who employs people in Posey County
- Covered employment, annual average8,961
- Establishments reporting590
- Average annual pay$68,064
- Average weekly wage$1,309
- Sector 31-33, employment2,601
- Sector 31-33, average annual pay$107,146
- Sector 23, employment857
- Sector 23, average annual pay$61,369
- Sector 48-49, employment774
- Sector 48-49, average annual pay$74,157
- Sector 44-45, employment715
- Sector 44-45, average annual pay$35,840
- Sector 72, employment561
- Sector 56, employment383
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 2,601 | 39 | $107,146 |
| Sector 23 | 857 | 84 | $61,369 |
| Sector 48-49 | 774 | 30 | $74,157 |
| Sector 44-45 | 715 | 58 | $35,840 |
| Sector 72 | 561 | 39 | $18,513 |
| Sector 56 | 383 | 39 | $51,417 |
| Sector 81 | 217 | 50 | $44,595 |
| Sector 52 | 166 | 33 | $81,138 |
The largest sector is the biggest private employer group at 2,601 jobs, 29.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Posey County
What businesses operate in Posey County
- Establishments, all industries538
- Employment at those establishments9,770
- Annual payroll$742.0 m
- Establishments per 1,000 residents21.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Posey County
What is being built in Posey County
- Housing units authorised by permit, 202446
- Declared construction value permitted$16.1 m
- Single family units authorised46
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$349,661
- Units authorised per 1,000 households4.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Posey County
How much SBA lending happens in Posey County
- 7(a) approvals recorded14
- 7(a) gross approval dollars$6.4 m
- Average 7(a) approval$457,079
- Median 7(a) approval$260,000
- 10th percentile approval$51,800
- 90th percentile approval$620,000
- Largest single approval$3,300,000
- Jobs reported supported, 7(a)153
- Jobs per approval10.9
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer28.6 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter10
- Franchise loans1
- Franchise share of approvals7.1 percent
- Leading industry by approval countLimited-Service Restaurants (3)
- Most active lenderHeritage Federal Credit Union (8)
- 504 approvals recorded3
- 504 gross approval dollars$675,000
- Average 504 approval$225,000
- Median 504 approval$67,000
- Distinct CDCs active2
- 504 jobs per approval3.0
- 504 jobs per million dollars approved13.3
- Most active CDCPremier Capital Corporation (2)
- 7(a) share of SBA approvals82.4 percent
- Combined SBA approval dollars$7.1 m
The average approval of $457,079 sits well above the median of $260,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 28.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Posey County
Do SBA loans in Posey County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure8
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Posey County
Which parts of Posey County get the lending
- Places in the county with recorded lending5
- Mount Vernon, approvals9
- Mt Vernon, approvals2
- New Harmony, approvals1
- Wadesville, approvals1
- Evansville, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Mount Vernon | 9 | $2,440,600 |
| Mt Vernon | 2 | $3,560,000 |
| New Harmony | 1 | $67,500 |
| Wadesville | 1 | $31,000 |
| Evansville | 1 | $300,000 |
Mount Vernon accounts for 9 approvals against 2 in Mt Vernon. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Posey County
How big is Posey County
- Land area410 sq mi
- Rank by land area among Indiana counties35th of 92
- Width, east to west20.9 mi
- Height, north to south31.3 mi
- Geographies sharing a boundary2
- Residents per square mile of land61
- Establishments per square mile1.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Posey County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Posey County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population25,116
- Households10,533
- Average household size2.38
- Median household income$78,129
- Median age43.0
Common questions
Posey County questions, answered from the record.
How many people live in Posey County, Indiana?
25,116, in 10,533 households, ranking 61st of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Posey County growing?
The population has fallen 0.59 percent since the 2020 census base. In 2024 there were 233 births against 280 deaths, with net migration of 67. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Posey County?
$78,129. The median owner-occupied home is valued at $222,900, which is 2.9 times income, and median gross rent is $782 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Posey County?
538 establishments, employing 9,770 people with an annual payroll of $742.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Posey County?
Average annual pay is $68,064, or $1,309 a week, across 8,961 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Posey County?
14 7(a) approvals totalling $6.4 m since FY2020, across 6 lenders, with a median approval of $260,000, plus 3 504 approvals worth $675,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Posey County?
46 housing units were authorised by permit in 2024, with a declared construction value of $16.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Posey County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Posey County come from?
The largest single origin is Posey County Non-migrants, with 9,908 households. Arriving households report an average income of $55,974 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Posey County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Posey County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.