Switzerland County, Indiana: commercial real estate data.
Switzerland County, Indiana has a population of 9,909 across 221 square miles, up 2.4 percent since the 2020 census base. County output reached $328.7 m in 2024, 132 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.4 m.
113 sourced county values · tier FULL · 10 sections
Switzerland County
How many people live in Switzerland County
- Population9,909
- Households3,875
- Average household size2.56
- Median household income$65,343
- Median age42.5
- Median gross rent$758 per month
- Median owner-occupied home value$175,800
- Home value to household income2.7 times
- Annual rent as a share of median income13.9 percent
- Adults 25 and over with a bachelor degree or higher8.9 percent
- Adults 25 and over with a graduate degree2.5 percent
- Adults 25 and over6,854
- Population under 182,348
- Share under 1823.7 percent
- Population 65 and over1,859
- Share 65 and over18.8 percent
- Working age population, 18 to 645,702
- Civilian labor force4,565
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over60.4 percent
- Rank by population among Indiana counties87th of 92
- Rank by population among US county-equivalents2489th
Switzerland County is the 87th largest of 92 Indiana counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.7 percent against 18.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Switzerland County
Is Switzerland County growing
- Population change since the 2020 census base2.40 percent
- Census 2020 base population9,754
- Births, 202499
- Deaths, 2024157
- Natural change, 2024-58
- Net domestic migration, 202478
- Net international migration, 20244
- Total net migration, 202482
- Cumulative net domestic migration, 2021 to 2024316
- Rank by growth among US county-equivalents1034th
The county has grown 2.40 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Switzerland County
Where people moving to Switzerland County come from
- Tax returns filed by households arriving280
- People arriving, from those returns548
- Adjusted gross income arriving$14.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,154
- Largest single originSwitzerland County Non-migrants (3,475 households)
- Largest single destination (3,475 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Switzerland County Non-migrants | 3,475 | 7,355 | $206.7 m |
| Other flows - Different State | 105 | 207 | $6.6 m |
| Other flows - South | 75 | 152 | $4.7 m |
| Other flows - Same State | 42 | 79 | $1.8 m |
| Jefferson County | 36 | 73 | $1.4 m |
| Other flows - Midwest | 30 | 55 | $1.9 m |
| Hamilton County | 26 | 44 | $1.5 m |
| Ohio County | 25 | 55 | $1.4 m |
The largest single source of arrivals is Switzerland County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Switzerland County
What the Switzerland County economy runs on
- County GDP, 2024$328.7 m
- County GDP, 2023$334.0 m
- GDP change, 2023 to 2024-1.6 percent
- GDP change over five years38.5 percent
- Rank by GDP among Indiana counties89th
- Rank by GDP among US county-equivalents2659th
- GDP per resident$33,172
Output grew -1.6 percent in the latest year and 38.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Switzerland County
Who employs people in Switzerland County
- Covered employment, annual average1,662
- Establishments reporting146
- Average annual pay$41,058
- Average weekly wage$790
- Sector 44-45, employment132
- Sector 44-45, average annual pay$21,984
- Sector 31-33, employment127
- Sector 31-33, average annual pay$54,152
- Sector 81, employment50
- Sector 81, average annual pay$17,900
- Sector 48-49, employment40
- Sector 48-49, average annual pay$55,476
- Sector 23, employment34
- Sector 52, employment24
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 132 | 21 | $21,984 |
| Sector 31-33 | 127 | 10 | $54,152 |
| Sector 81 | 50 | 8 | $17,900 |
| Sector 48-49 | 40 | 7 | $55,476 |
| Sector 23 | 34 | 10 | $53,761 |
| Sector 52 | 24 | 7 | $43,050 |
| Sector 54 | 24 | 18 | $50,950 |
The largest sector is the biggest private employer group at 132 jobs, 7.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Switzerland County
What businesses operate in Switzerland County
- Establishments, all industries132
- Employment at those establishments1,406
- Annual payroll$47.6 m
- Establishments per 1,000 residents13.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Switzerland County
What is being built in Switzerland County
- Housing units authorised by permit, 202480
- Declared construction value permitted$4.7 m
- Single family units authorised80
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$58,266
- Units authorised per 1,000 households20.6
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Switzerland County
How much SBA lending happens in Switzerland County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.4 m
- Average 7(a) approval$338,750
- Median 7(a) approval$340,000
- 10th percentile approval$25,000
- 90th percentile approval$940,000
- Largest single approval$940,000
- Jobs reported supported, 7(a)34
- Jobs per approval8.5
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countOther Millwork (including Flooring) (1)
- Most active lenderEnterprise Bank & Trust (1)
- 504 approvals recorded1
- 504 gross approval dollars$2.1 m
- Average 504 approval$2,060,000
- Median 504 approval$2,060,000
- Distinct CDCs active1
- 504 jobs per approval15.0
- 504 jobs per million dollars approved7.3
- Most active CDCIndiana Statewide Certified Development Corporation (1)
- 7(a) share of SBA approvals80.0 percent
- Combined SBA approval dollars$3.4 m
The average approval of $338,750 sits close to the median of $340,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Switzerland County
Do SBA loans in Switzerland County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Switzerland County
How big is Switzerland County
- Land area221 sq mi
- Rank by land area among Indiana counties86th of 92
- Width, east to west22.5 mi
- Height, north to south16.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land45
- Establishments per square mile0.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Switzerland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Switzerland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population9,909
- Households3,875
- Average household size2.56
- Median household income$65,343
- Median age42.5
Common questions
Switzerland County questions, answered from the record.
How many people live in Switzerland County, Indiana?
9,909, in 3,875 households, ranking 87th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Switzerland County growing?
The population has grown 2.40 percent since the 2020 census base. In 2024 there were 99 births against 157 deaths, with net migration of 82. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Switzerland County?
$65,343. The median owner-occupied home is valued at $175,800, which is 2.7 times income, and median gross rent is $758 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Switzerland County?
132 establishments, employing 1,406 people with an annual payroll of $47.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Switzerland County?
Average annual pay is $41,058, or $790 a week, across 1,662 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Switzerland County?
4 7(a) approvals totalling $1.4 m since FY2020, across 4 lenders, with a median approval of $340,000, plus 1 504 approvals worth $2.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Switzerland County?
80 housing units were authorised by permit in 2024, with a declared construction value of $4.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Switzerland County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Switzerland County come from?
The largest single origin is Switzerland County Non-migrants, with 3,475 households. Arriving households report an average income of $50,154 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Switzerland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Switzerland County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.