Tipton County, Indiana: commercial real estate data.
Tipton County, Indiana has a population of 15,346 across 261 square miles, down 0.2 percent since the 2020 census base. County output reached $735.9 m in 2024, 313 establishments operate here, and the SBA record carries 10 7(a) approvals worth $1.8 m.
117 sourced county values · tier FULL · 11 sections
Tipton County
How many people live in Tipton County
- Population15,346
- Households6,266
- Average household size2.45
- Median household income$76,156
- Median age44.4
- Median gross rent$842 per month
- Median owner-occupied home value$174,600
- Home value to household income2.3 times
- Annual rent as a share of median income13.3 percent
- Adults 25 and over with a bachelor degree or higher23.5 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over11,060
- Population under 183,145
- Share under 1820.5 percent
- Population 65 and over3,399
- Share 65 and over22.1 percent
- Working age population, 18 to 648,802
- Civilian labor force7,481
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over61.3 percent
- Rank by population among Indiana counties81st of 92
- Rank by population among US county-equivalents2137th
Tipton County is the 81st largest of 92 Indiana counties by population. A median home costs 2.3 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.1 percent against 20.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Tipton County
Is Tipton County growing
- Population change since the 2020 census base-0.18 percent
- Census 2020 base population15,352
- Births, 2024150
- Deaths, 2024163
- Natural change, 2024-13
- Net domestic migration, 202433
- Net international migration, 202412
- Total net migration, 202445
- Cumulative net domestic migration, 2021 to 202496
- Rank by growth among US county-equivalents1908th
The county has lost 0.18 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Tipton County
Where people moving to Tipton County come from
- Tax returns filed by households arriving464
- People arriving, from those returns845
- Adjusted gross income arriving$23.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,097
- Largest single originTipton County Non-migrants (6,132 households)
- Largest single destination (6,132 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tipton County Non-migrants | 6,132 | 12,460 | $433.5 m |
| Hamilton County | 128 | 268 | $7.6 m |
| Other flows - Same State | 103 | 177 | $5.6 m |
| Howard County | 92 | 155 | $4.0 m |
| Madison County | 66 | 110 | $3.1 m |
| Other flows - Different State | 43 | 79 | $1.3 m |
| Marion County | 32 | 56 | $1.6 m |
| Other flows - South | 23 | 43 | $683,000 |
The largest single source of arrivals is Tipton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Tipton County
What the Tipton County economy runs on
- County GDP, 2024$735.9 m
- County GDP, 2023$753.7 m
- GDP change, 2023 to 2024-2.4 percent
- GDP change over five years15.2 percent
- Rank by GDP among Indiana counties78th
- Rank by GDP among US county-equivalents2092nd
- GDP per resident$47,955
Output grew -2.4 percent in the latest year and 15.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Tipton County
Who employs people in Tipton County
- Covered employment, annual average4,454
- Establishments reporting348
- Average annual pay$57,768
- Average weekly wage$1,111
- Sector 31-33, employment972
- Sector 31-33, average annual pay$83,719
- Sector 44-45, employment467
- Sector 44-45, average annual pay$39,558
- Sector 11, employment426
- Sector 11, average annual pay$59,975
- Sector 23, employment425
- Sector 23, average annual pay$67,445
- Sector 42, employment164
- Sector 54, employment137
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 972 | 23 | $83,719 |
| Sector 44-45 | 467 | 44 | $39,558 |
| Sector 11 | 426 | 26 | $59,975 |
| Sector 23 | 425 | 46 | $67,445 |
| Sector 42 | 164 | 18 | $79,366 |
| Sector 54 | 137 | 27 | $80,072 |
| Sector 52 | 108 | 19 | $72,720 |
| Sector 56 | 50 | 14 | $39,577 |
The largest sector is the biggest private employer group at 972 jobs, 21.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Tipton County
What businesses operate in Tipton County
- Establishments, all industries313
- Employment at those establishments4,565
- Annual payroll$229.4 m
- Establishments per 1,000 residents20.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Tipton County
What is being built in Tipton County
- Housing units authorised by permit, 202432
- Declared construction value permitted$6.7 m
- Single family units authorised32
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$208,245
- Units authorised per 1,000 households5.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Tipton County
How much SBA lending happens in Tipton County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$181,780
- Median 7(a) approval$155,000
- 10th percentile approval$60,000
- 90th percentile approval$615,000
- Largest single approval$615,000
- Jobs reported supported, 7(a)34
- Jobs per approval3.4
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter9
- Franchise loans3
- Franchise share of approvals30.0 percent
- Leading industry by approval countIndustrial Building Construction (3)
- Most active lenderSTAR Financial Bank (5)
- 504 approvals recorded1
- 504 gross approval dollars$248,000
- Average 504 approval$248,000
- Median 504 approval$248,000
- Distinct CDCs active1
- 504 jobs per approval5.0
- 504 jobs per million dollars approved20.2
- Most active CDCIndiana Statewide Certified Development Corporation (1)
- 7(a) share of SBA approvals90.9 percent
- Combined SBA approval dollars$2.1 m
The average approval of $181,780 sits close to the median of $155,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tipton County
Do SBA loans in Tipton County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure4
- Status: Paid in full3
- Status: Cancelled3
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tipton County
Which parts of Tipton County get the lending
- Places in the county with recorded lending3
- TIPTON, approvals8
- Russiaville, approvals1
- KEMPTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| TIPTON | 8 | $1,027,800 |
| Russiaville | 1 | $615,000 |
| KEMPTON | 1 | $175,000 |
TIPTON accounts for 8 approvals against 1 in Russiaville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tipton County
How big is Tipton County
- Land area261 sq mi
- Rank by land area among Indiana counties83rd of 92
- Width, east to west20.1 mi
- Height, north to south13.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land59
- Establishments per square mile1.20
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Tipton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Tipton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population15,346
- Households6,266
- Average household size2.45
- Median household income$76,156
- Median age44.4
Common questions
Tipton County questions, answered from the record.
How many people live in Tipton County, Indiana?
15,346, in 6,266 households, ranking 81st of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Tipton County growing?
The population has fallen 0.18 percent since the 2020 census base. In 2024 there were 150 births against 163 deaths, with net migration of 45. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Tipton County?
$76,156. The median owner-occupied home is valued at $174,600, which is 2.3 times income, and median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Tipton County?
313 establishments, employing 4,565 people with an annual payroll of $229.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Tipton County?
Average annual pay is $57,768, or $1,111 a week, across 4,454 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Tipton County?
10 7(a) approvals totalling $1.8 m since FY2020, across 5 lenders, with a median approval of $155,000, plus 1 504 approvals worth $248,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Tipton County?
32 housing units were authorised by permit in 2024, with a declared construction value of $6.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Tipton County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Tipton County come from?
The largest single origin is Tipton County Non-migrants, with 6,132 households. Arriving households report an average income of $50,097 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Tipton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Tipton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.