Warrick County, Indiana: commercial real estate data.
Warrick County, Indiana has a population of 65,261 across 385 square miles, up 3.8 percent since the 2020 census base. County output reached $3.19 bn in 2024, 1,270 establishments operate here, and the SBA record carries 57 7(a) approvals worth $26.1 m.
122 sourced county values · tier FULL · 11 sections
Warrick County
How many people live in Warrick County
- Population65,261
- Households25,163
- Average household size2.59
- Median household income$89,844
- Median age41.1
- Median gross rent$1,061 per month
- Median owner-occupied home value$242,500
- Home value to household income2.7 times
- Annual rent as a share of median income14.2 percent
- Adults 25 and over with a bachelor degree or higher35.2 percent
- Adults 25 and over with a graduate degree13.9 percent
- Adults 25 and over45,207
- Population under 1815,035
- Share under 1823.0 percent
- Population 65 and over12,197
- Share 65 and over18.7 percent
- Working age population, 18 to 6438,029
- Civilian labor force33,326
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over66.4 percent
- Rank by population among Indiana counties27th of 92
- Rank by population among US county-equivalents844th
Warrick County is the 27th largest of 92 Indiana counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 18.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Warrick County
Is Warrick County growing
- Population change since the 2020 census base3.83 percent
- Census 2020 base population63,889
- Births, 2024677
- Deaths, 2024707
- Natural change, 2024-30
- Net domestic migration, 2024249
- Net international migration, 2024109
- Total net migration, 2024358
- Cumulative net domestic migration, 2021 to 20242,298
- Rank by growth among US county-equivalents718th
The county has grown 3.83 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Warrick County
Where people moving to Warrick County come from
- Tax returns filed by households arriving2,012
- People arriving, from those returns3,741
- Adjusted gross income arriving$143.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$71,187
- Largest single originWarrick County Non-migrants (24,825 households)
- Largest single destination (24,825 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Warrick County Non-migrants | 24,825 | 53,806 | $2.66 bn |
| Vanderburgh County | 979 | 1,827 | $64.5 m |
| Other flows - Different State | 554 | 1,029 | $46.8 m |
| Other flows - South | 287 | 533 | $24.1 m |
| Other flows - Midwest | 165 | 280 | $13.6 m |
| Other flows - Same State | 153 | 284 | $9.2 m |
| Other flows - West | 78 | 171 | $6.9 m |
| Spencer County | 70 | 127 | $3.3 m |
The largest single source of arrivals is Warrick County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Warrick County
What the Warrick County economy runs on
- County GDP, 2024$3.19 bn
- County GDP, 2023$3.18 bn
- GDP change, 2023 to 20240.1 percent
- GDP change over five years30.1 percent
- Rank by GDP among Indiana counties31st
- Rank by GDP among US county-equivalents937th
- GDP per resident$48,857
Output grew 0.1 percent in the latest year and 30.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Warrick County
Who employs people in Warrick County
- Covered employment, annual average18,096
- Establishments reporting1,397
- Average annual pay$59,237
- Average weekly wage$1,139
- Sector 62, employment3,822
- Sector 62, average annual pay$66,204
- Sector 31-33, employment2,776
- Sector 31-33, average annual pay$89,527
- Sector 44-45, employment1,796
- Sector 44-45, average annual pay$33,198
- Sector 72, employment1,496
- Sector 72, average annual pay$20,716
- Sector 23, employment1,390
- Sector 54, employment733
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 3,822 | 170 | $66,204 |
| Sector 31-33 | 2,776 | 41 | $89,527 |
| Sector 44-45 | 1,796 | 152 | $33,198 |
| Sector 72 | 1,496 | 86 | $20,716 |
| Sector 23 | 1,390 | 172 | $74,049 |
| Sector 54 | 733 | 181 | $85,882 |
| Sector 52 | 595 | 92 | $79,425 |
| Sector 81 | 582 | 124 | $39,141 |
The largest sector is the biggest private employer group at 3,822 jobs, 21.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Warrick County
What businesses operate in Warrick County
- Establishments, all industries1,270
- Employment at those establishments16,783
- Annual payroll$978.0 m
- Establishments per 1,000 residents19.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Warrick County
What is being built in Warrick County
- Housing units authorised by permit, 2024251
- Declared construction value permitted$107.2 m
- Single family units authorised239
- Multifamily units authorised12
- Multifamily share of units4.8 percent
- Average declared value per unit$426,950
- Units authorised per 1,000 households10.0
Multifamily is 4.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Warrick County
How much SBA lending happens in Warrick County
- 7(a) approvals recorded57
- 7(a) gross approval dollars$26.1 m
- Average 7(a) approval$457,482
- Median 7(a) approval$200,000
- 10th percentile approval$50,000
- 90th percentile approval$1,231,500
- Largest single approval$3,600,000
- Jobs reported supported, 7(a)573
- Jobs per approval10.1
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals39
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer17.5 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter41
- Franchise loans10
- Franchise share of approvals17.5 percent
- Leading industry by approval countDrinking Places (Alcoholic Beverages) (4)
- Most active lenderHeritage Federal Credit Union (17)
- 504 approvals recorded20
- 504 gross approval dollars$8.9 m
- Average 504 approval$444,650
- Median 504 approval$295,000
- Distinct CDCs active2
- 504 jobs per approval6.0
- 504 jobs per million dollars approved13.6
- Most active CDCPremier Capital Corporation (18)
- 7(a) share of SBA approvals74.0 percent
- Combined SBA approval dollars$35.0 m
The average approval of $457,482 sits well above the median of $200,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 17.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Warrick County
Do SBA loans in Warrick County get paid back
- Loans with a final outcome recorded15
- Paid in full13
- Charged off2
- Charge off rate on resolved loans13.3 percent
- Status: Exempt from disclosure37
- Status: Paid in full13
- Status: Cancelled5
- Status: Charged off2
Of the 15 loans that have reached a final outcome, 13.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Warrick County
Which parts of Warrick County get the lending
- Places in the county with recorded lending7
- Newburgh, approvals41
- CHANDLER, approvals6
- Boonville, approvals5
- Tennyson, approvals2
- Elberfeld, approvals1
- BOWLING GREEN, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Newburgh | 41 | $15,954,300 |
| CHANDLER | 6 | $6,261,400 |
| Boonville | 5 | $820,900 |
| Tennyson | 2 | $99,900 |
| Elberfeld | 1 | $160,000 |
| BOWLING GREEN | 1 | $2,730,000 |
| Lynnville | 1 | $50,000 |
Newburgh accounts for 41 approvals against 6 in CHANDLER. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Warrick County
How big is Warrick County
- Land area385 sq mi
- Rank by land area among Indiana counties53rd of 92
- Width, east to west24.5 mi
- Height, north to south25.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land170
- Establishments per square mile3.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Warrick County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Warrick County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population65,261
- Households25,163
- Average household size2.59
- Median household income$89,844
- Median age41.1
Common questions
Warrick County questions, answered from the record.
How many people live in Warrick County, Indiana?
65,261, in 25,163 households, ranking 27th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Warrick County growing?
The population has grown 3.83 percent since the 2020 census base. In 2024 there were 677 births against 707 deaths, with net migration of 358. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Warrick County?
$89,844. The median owner-occupied home is valued at $242,500, which is 2.7 times income, and median gross rent is $1,061 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Warrick County?
1,270 establishments, employing 16,783 people with an annual payroll of $978.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Warrick County?
Average annual pay is $59,237, or $1,139 a week, across 18,096 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Warrick County?
57 7(a) approvals totalling $26.1 m since FY2020, across 18 lenders, with a median approval of $200,000, plus 20 504 approvals worth $8.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Warrick County get paid back?
Of the 15 loans that have reached a final outcome, 13 were paid in full and 2 charged off, a charge off rate of 13.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Warrick County?
251 housing units were authorised by permit in 2024, with a declared construction value of $107.2 m. Multifamily was 4.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Warrick County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Warrick County come from?
The largest single origin is Warrick County Non-migrants, with 24,825 households. Arriving households report an average income of $71,187 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Warrick County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Warrick County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.