Franklin County, Kansas: commercial real estate data.
Franklin County, Kansas has a population of 26,106 across 572 square miles, up 1.1 percent since the 2020 census base. County output reached $1.17 bn in 2024, 533 establishments operate here, and the SBA record carries 22 7(a) approvals worth $14.7 m.
117 sourced county values · tier FULL · 11 sections
Franklin County
How many people live in Franklin County
- Population26,106
- Households10,409
- Average household size2.51
- Median household income$77,207
- Median age39.7
- Median gross rent$1,042 per month
- Median owner-occupied home value$198,700
- Home value to household income2.6 times
- Annual rent as a share of median income16.2 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree8.9 percent
- Adults 25 and over17,770
- Population under 186,031
- Share under 1823.1 percent
- Population 65 and over4,678
- Share 65 and over17.9 percent
- Working age population, 18 to 6415,397
- Civilian labor force13,737
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over68.4 percent
- Rank by population among Kansas counties23rd of 105
- Rank by population among US county-equivalents1612th
Franklin County is the 23rd largest of 105 Kansas counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 17.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Franklin County
Is Franklin County growing
- Population change since the 2020 census base1.07 percent
- Census 2020 base population25,996
- Births, 2024300
- Deaths, 2024298
- Natural change, 20242
- Net domestic migration, 20249
- Net international migration, 202439
- Total net migration, 202448
- Cumulative net domestic migration, 2021 to 2024280
- Rank by growth among US county-equivalents1456th
The county has grown 1.07 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Franklin County
Where people moving to Franklin County come from
- Tax returns filed by households arriving790
- People arriving, from those returns1,458
- Adjusted gross income arriving$40.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$51,400
- Largest single originFranklin County Non-migrants (9,537 households)
- Largest single destination (9,537 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Franklin County Non-migrants | 9,537 | 19,753 | $630.3 m |
| Johnson County | 191 | 379 | $12.6 m |
| Other flows - Different State | 188 | 339 | $8.9 m |
| Other flows - Same State | 138 | 237 | $6.9 m |
| Douglas County | 128 | 213 | $5.6 m |
| Other flows - Midwest | 84 | 145 | $3.6 m |
| Miami County | 59 | 125 | $2.6 m |
| Other flows - South | 55 | 106 | $2.4 m |
The largest single source of arrivals is Franklin County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Franklin County
What the Franklin County economy runs on
- County GDP, 2024$1.17 bn
- County GDP, 2023$1.16 bn
- GDP change, 2023 to 20241.1 percent
- GDP change over five years24.5 percent
- Rank by GDP among Kansas counties25th
- Rank by GDP among US county-equivalents1711th
- GDP per resident$44,734
Output grew 1.1 percent in the latest year and 24.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Franklin County
Who employs people in Franklin County
- Covered employment, annual average10,085
- Establishments reporting711
- Average annual pay$50,350
- Average weekly wage$968
- Sector 48-49, employment2,065
- Sector 48-49, average annual pay$62,861
- Sector 44-45, employment1,170
- Sector 44-45, average annual pay$31,116
- Sector 31-33, employment817
- Sector 31-33, average annual pay$63,119
- Sector 72, employment756
- Sector 72, average annual pay$18,558
- Sector 23, employment563
- Sector 54, employment492
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 48-49 | 2,065 | 34 | $62,861 |
| Sector 44-45 | 1,170 | 71 | $31,116 |
| Sector 31-33 | 817 | 26 | $63,119 |
| Sector 72 | 756 | 46 | $18,558 |
| Sector 23 | 563 | 84 | $73,495 |
| Sector 54 | 492 | 75 | $60,522 |
| Sector 81 | 154 | 52 | $43,712 |
| Sector 52 | 127 | 28 | $61,726 |
The largest sector is the biggest private employer group at 2,065 jobs, 20.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Franklin County
What businesses operate in Franklin County
- Establishments, all industries533
- Employment at those establishments9,033
- Annual payroll$426.9 m
- Establishments per 1,000 residents20.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Franklin County
What is being built in Franklin County
- Housing units authorised by permit, 2024118
- Declared construction value permitted$27.4 m
- Single family units authorised76
- Multifamily units authorised42
- Multifamily share of units35.6 percent
- Average declared value per unit$232,354
- Units authorised per 1,000 households11.3
Multifamily is 35.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Franklin County
How much SBA lending happens in Franklin County
- 7(a) approvals recorded22
- 7(a) gross approval dollars$14.7 m
- Average 7(a) approval$669,959
- Median 7(a) approval$562,500
- 10th percentile approval$99,300
- 90th percentile approval$1,183,400
- Largest single approval$2,585,000
- Jobs reported supported, 7(a)190
- Jobs per approval8.6
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer31.8 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter14
- Franchise loans4
- Franchise share of approvals18.2 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderCommunity Banks of Colorado, A Division of NBH Bank (3)
- 504 approvals recorded6
- 504 gross approval dollars$2.1 m
- Average 504 approval$345,333
- Median 504 approval$438,000
- Distinct CDCs active3
- 504 jobs per approval23.7
- 504 jobs per million dollars approved68.5
- Most active CDCFrontier Financial Partners, Inc. (4)
- 7(a) share of SBA approvals78.6 percent
- Combined SBA approval dollars$16.8 m
The average approval of $669,959 sits close to the median of $562,500, so lending here is fairly evenly sized rather than driven by a few large deals. 31.8 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Franklin County
Do SBA loans in Franklin County get paid back
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Cancelled3
- Status: Paid in full6
- Status: Exempt from disclosure13
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County
Which parts of Franklin County get the lending
- Places in the county with recorded lending3
- Ottawa, approvals18
- WILLIAMSBURG, approvals3
- POMONA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Ottawa | 18 | $12,581,400 |
| WILLIAMSBURG | 3 | $1,807,700 |
| POMONA | 1 | $350,000 |
Ottawa accounts for 18 approvals against 3 in WILLIAMSBURG. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County
How big is Franklin County
- Land area572 sq mi
- Rank by land area among Kansas counties90th of 105
- Width, east to west24.5 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land46
- Establishments per square mile0.93
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Franklin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Franklin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population26,106
- Households10,409
- Average household size2.51
- Median household income$77,207
- Median age39.7
Common questions
Franklin County questions, answered from the record.
How many people live in Franklin County, Kansas?
26,106, in 10,409 households, ranking 23rd of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Franklin County growing?
The population has grown 1.07 percent since the 2020 census base. In 2024 there were 300 births against 298 deaths, with net migration of 48. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Franklin County?
$77,207. The median owner-occupied home is valued at $198,700, which is 2.6 times income, and median gross rent is $1,042 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Franklin County?
533 establishments, employing 9,033 people with an annual payroll of $426.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Franklin County?
Average annual pay is $50,350, or $968 a week, across 10,085 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Franklin County?
22 7(a) approvals totalling $14.7 m since FY2020, across 16 lenders, with a median approval of $562,500, plus 6 504 approvals worth $2.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Franklin County?
118 housing units were authorised by permit in 2024, with a declared construction value of $27.4 m. Multifamily was 35.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Franklin County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Franklin County come from?
The largest single origin is Franklin County Non-migrants, with 9,537 households. Arriving households report an average income of $51,400 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Franklin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Franklin County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.