Harper County, Kansas: commercial real estate data.
Harper County, Kansas has a population of 5,400 across 801 square miles, down 1.3 percent since the 2020 census base. County output reached $420.9 m in 2024, 185 establishments operate here, and the SBA record carries 6 7(a) approvals worth $1.7 m.
104 sourced county values · tier FULL · 11 sections
Harper County
How many people live in Harper County
- Population5,400
- Households2,206
- Average household size2.45
- Median household income$53,488
- Median age40.6
- Median gross rent$690 per month
- Median owner-occupied home value$83,800
- Home value to household income1.6 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher22.8 percent
- Adults 25 and over with a graduate degree5.7 percent
- Adults 25 and over3,623
- Population under 181,391
- Share under 1825.8 percent
- Population 65 and over1,171
- Share 65 and over21.7 percent
- Working age population, 18 to 642,838
- Civilian labor force2,334
- Unemployment rate2.0 percent
- Labor force participation, adults 18 and over58.2 percent
- Rank by population among Kansas counties63rd of 105
- Rank by population among US county-equivalents2860th
Harper County is the 63rd largest of 105 Kansas counties by population. A median home costs 1.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.8 percent against 21.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harper County
Is Harper County growing
- Population change since the 2020 census base-1.31 percent
- Census 2020 base population5,485
- Births, 202466
- Deaths, 202483
- Natural change, 2024-17
- Net domestic migration, 202432
- Net international migration, 20246
- Total net migration, 202438
- Cumulative net domestic migration, 2021 to 202434
- Rank by growth among US county-equivalents2292nd
The county has lost 1.31 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harper County
Where people moving to Harper County come from
- Tax returns filed by households arriving110
- People arriving, from those returns211
- Adjusted gross income arriving$5.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,382
- Largest single originHarper County Non-migrants (1,978 households)
- Largest single destination (1,978 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Harper County Non-migrants | 1,978 | 4,104 | $118.5 m |
| Other flows - Same State | 49 | 97 | $2.2 m |
| Sedgwick County | 36 | 60 | $1.8 m |
| Other flows - Different State | 25 | 54 | $1.3 m |
| Other flows - South | 25 | 54 | $1.3 m |
The largest single source of arrivals is Harper County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harper County
What the Harper County economy runs on
- County GDP, 2024$420.9 m
- County GDP, 2023$382.7 m
- GDP change, 2023 to 202410.0 percent
- GDP change over five years44.8 percent
- Rank by GDP among Kansas counties55th
- Rank by GDP among US county-equivalents2515th
- GDP per resident$77,952
Output grew 10.0 percent in the latest year and 44.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harper County
Who employs people in Harper County
- Covered employment, annual average2,422
- Establishments reporting224
- Average annual pay$47,237
- Average weekly wage$908
- Sector 31-33, employment526
- Sector 31-33, average annual pay$53,173
- Sector 44-45, employment332
- Sector 44-45, average annual pay$41,899
- Sector 48-49, employment133
- Sector 48-49, average annual pay$66,023
- Sector 11, employment73
- Sector 11, average annual pay$54,183
- Sector 23, employment69
- Sector 21, employment53
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 526 | 12 | $53,173 |
| Sector 44-45 | 332 | 31 | $41,899 |
| Sector 48-49 | 133 | 6 | $66,023 |
| Sector 11 | 73 | 14 | $54,183 |
| Sector 23 | 69 | 13 | $63,311 |
| Sector 21 | 53 | 8 | $74,036 |
| Sector 56 | 36 | 8 | $47,112 |
The largest sector is the biggest private employer group at 526 jobs, 21.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harper County
What businesses operate in Harper County
- Establishments, all industries185
- Employment at those establishments1,855
- Annual payroll$85.8 m
- Establishments per 1,000 residents34.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Harper County
What is being built in Harper County
- Housing units authorised by permit, 20247
- Declared construction value permitted$2.1 m
- Single family units authorised7
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$305,725
- Units authorised per 1,000 households3.2
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Harper County
How much SBA lending happens in Harper County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$1.7 m
- Average 7(a) approval$286,783
- Median 7(a) approval$326,400
- 10th percentile approval$50,000
- 90th percentile approval$672,000
- Largest single approval$672,000
- Jobs reported supported, 7(a)57
- Jobs per approval9.5
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter4
- Franchise loans2
- Franchise share of approvals33.3 percent
- Leading industry by approval countLimited-Service Restaurants (2)
- Most active lenderFirst Bank of the Lake (2)
The average approval of $286,783 sits close to the median of $326,400, so lending here is fairly evenly sized rather than driven by a few large deals. Only 16.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harper County
Do SBA loans in Harper County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure6
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harper County
Which parts of Harper County get the lending
- Places in the county with recorded lending2
- Anthony, approvals5
- HARPER, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Anthony | 5 | $1,394,300 |
| HARPER | 1 | $326,400 |
Anthony accounts for 5 approvals against 1 in HARPER. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harper County
How big is Harper County
- Land area801 sq mi
- Rank by land area among Kansas counties45th of 105
- Width, east to west30.2 mi
- Height, north to south26.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land7
- Establishments per square mile0.23
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Harper County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harper County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population5,400
- Households2,206
- Average household size2.45
- Median household income$53,488
- Median age40.6
Common questions
Harper County questions, answered from the record.
How many people live in Harper County, Kansas?
5,400, in 2,206 households, ranking 63rd of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harper County growing?
The population has fallen 1.31 percent since the 2020 census base. In 2024 there were 66 births against 83 deaths, with net migration of 38. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harper County?
$53,488. The median owner-occupied home is valued at $83,800, which is 1.6 times income, and median gross rent is $690 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Harper County?
185 establishments, employing 1,855 people with an annual payroll of $85.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Harper County?
Average annual pay is $47,237, or $908 a week, across 2,422 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harper County?
6 7(a) approvals totalling $1.7 m since FY2020, across 4 lenders, with a median approval of $326,400. These are approvals recorded in the release, not loans disbursed.
What is being built in Harper County?
7 housing units were authorised by permit in 2024, with a declared construction value of $2.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harper County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harper County come from?
The largest single origin is Harper County Non-migrants, with 1,978 households. Arriving households report an average income of $48,382 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harper County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harper County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.