Kiowa County, Kansas: commercial real estate data.
Kiowa County, Kansas has a population of 2,422 across 723 square miles, down 0.9 percent since the 2020 census base. County output reached $135.0 m in 2024, 73 establishments operate here, and the SBA record carries 2 7(a) approvals worth $5.1 m.
106 sourced county values · tier FULL · 10 sections
Kiowa County
How many people live in Kiowa County
- Population2,422
- Households955
- Average household size2.54
- Median household income$75,539
- Median age41.1
- Median gross rent$762 per month
- Median owner-occupied home value$155,300
- Home value to household income2.1 times
- Annual rent as a share of median income12.1 percent
- Adults 25 and over with a bachelor degree or higher28.3 percent
- Adults 25 and over with a graduate degree7.9 percent
- Adults 25 and over1,623
- Population under 18563
- Share under 1823.2 percent
- Population 65 and over548
- Share 65 and over22.6 percent
- Working age population, 18 to 641,311
- Civilian labor force1,271
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over68.4 percent
- Rank by population among Kansas counties96th of 105
- Rank by population among US county-equivalents3080th
Kiowa County is the 96th largest of 105 Kansas counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 22.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kiowa County
Is Kiowa County growing
- Population change since the 2020 census base-0.94 percent
- Census 2020 base population2,459
- Births, 202433
- Deaths, 202432
- Natural change, 20241
- Net domestic migration, 2024-2
- Net international migration, 202433
- Total net migration, 202431
- Cumulative net domestic migration, 2021 to 2024-71
- Rank by growth among US county-equivalents2168th
The county has lost 0.94 percent of its population since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kiowa County
Where people moving to Kiowa County come from
- Tax returns filed by households arriving32
- People arriving, from those returns54
- Adjusted gross income arriving$1.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$46,594
- Largest single originKiowa County Non-migrants (828 households)
- Largest single destination (828 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Kiowa County Non-migrants | 828 | 1,847 | $57.3 m |
| Other flows - Same State | 32 | 54 | $1.5 m |
The largest single source of arrivals is Kiowa County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kiowa County
What the Kiowa County economy runs on
- County GDP, 2024$135.0 m
- County GDP, 2023$148.4 m
- GDP change, 2023 to 2024-9.0 percent
- GDP change over five years-3.0 percent
- Rank by GDP among Kansas counties101st
- Rank by GDP among US county-equivalents3007th
- GDP per resident$55,746
Output grew -9.0 percent in the latest year and -3.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kiowa County
Who employs people in Kiowa County
- Covered employment, annual average1,105
- Establishments reporting104
- Average annual pay$39,478
- Average weekly wage$759
- Sector 44-45, employment58
- Sector 44-45, average annual pay$29,809
- Sector 52, employment21
- Sector 52, average annual pay$56,624
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 58 | 9 | $29,809 |
| Sector 52 | 21 | 6 | $56,624 |
The largest sector is the biggest private employer group at 58 jobs, 5.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kiowa County
What businesses operate in Kiowa County
- Establishments, all industries73
- Employment at those establishments738
- Annual payroll$27.8 m
- Establishments per 1,000 residents30.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Kiowa County
What is being built in Kiowa County
- Housing units authorised by permit, 20248
- Declared construction value permitted$1.5 m
- Single family units authorised3
- Multifamily units authorised5
- Multifamily share of units62.5 percent
- Average declared value per unit$183,750
- Units authorised per 1,000 households8.4
Multifamily is 62.5 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Kiowa County
How much SBA lending happens in Kiowa County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$5.1 m
- Average 7(a) approval$2,526,000
- Median 7(a) approval$2,892,000
- 10th percentile approval$2,160,000
- 90th percentile approval$2,892,000
- Largest single approval$2,892,000
- Jobs reported supported, 7(a)16
- Jobs per approval8.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter0
- Franchise loans2
- Franchise share of approvals100.0 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderShoreham Bank (2)
- 504 approvals recorded1
- 504 gross approval dollars$806,000
- Average 504 approval$806,000
- Median 504 approval$806,000
- Distinct CDCs active1
- 504 jobs per approval16.0
- 504 jobs per million dollars approved19.9
- Most active CDCFrontier Financial Partners, Inc. (1)
- 7(a) share of SBA approvals66.7 percent
- Combined SBA approval dollars$5.9 m
The average approval of $2,526,000 sits close to the median of $2,892,000, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kiowa County
Do SBA loans in Kiowa County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kiowa County
How big is Kiowa County
- Land area723 sq mi
- Rank by land area among Kansas counties56th of 105
- Width, east to west30.1 mi
- Height, north to south24.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land3
- Establishments per square mile0.10
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Kiowa County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kiowa County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population2,422
- Households955
- Average household size2.54
- Median household income$75,539
- Median age41.1
Common questions
Kiowa County questions, answered from the record.
How many people live in Kiowa County, Kansas?
2,422, in 955 households, ranking 96th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kiowa County growing?
The population has fallen 0.94 percent since the 2020 census base. In 2024 there were 33 births against 32 deaths, with net migration of 31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kiowa County?
$75,539. The median owner-occupied home is valued at $155,300, which is 2.1 times income, and median gross rent is $762 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Kiowa County?
73 establishments, employing 738 people with an annual payroll of $27.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Kiowa County?
Average annual pay is $39,478, or $759 a week, across 1,105 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kiowa County?
2 7(a) approvals totalling $5.1 m since FY2020, across 1 lenders, with a median approval of $2,892,000, plus 1 504 approvals worth $806,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Kiowa County?
8 housing units were authorised by permit in 2024, with a declared construction value of $1.5 m. Multifamily was 62.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kiowa County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kiowa County come from?
The largest single origin is Kiowa County Non-migrants, with 828 households. Arriving households report an average income of $46,594 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kiowa County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kiowa County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.