McPherson County, Kansas: commercial real estate data.
McPherson County, Kansas has a population of 30,205 across 898 square miles, up 0.4 percent since the 2020 census base. County output reached $2.64 bn in 2024, 876 establishments operate here, and the SBA record carries 18 7(a) approvals worth $4.8 m.
120 sourced county values · tier FULL · 11 sections
McPherson County
How many people live in McPherson County
- Population30,205
- Households12,162
- Average household size2.48
- Median household income$78,851
- Median age39.4
- Median gross rent$916 per month
- Median owner-occupied home value$211,200
- Home value to household income2.7 times
- Annual rent as a share of median income13.9 percent
- Adults 25 and over with a bachelor degree or higher34.3 percent
- Adults 25 and over with a graduate degree11.9 percent
- Adults 25 and over20,109
- Population under 186,534
- Share under 1821.6 percent
- Population 65 and over6,040
- Share 65 and over20.0 percent
- Working age population, 18 to 6417,631
- Civilian labor force16,137
- Unemployment rate1.8 percent
- Labor force participation, adults 18 and over68.2 percent
- Rank by population among Kansas counties20th of 105
- Rank by population among US county-equivalents1476th
McPherson County is the 20th largest of 105 Kansas counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.6 percent against 20.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McPherson County
Is McPherson County growing
- Population change since the 2020 census base0.38 percent
- Census 2020 base population30,220
- Births, 2024333
- Deaths, 2024354
- Natural change, 2024-21
- Net domestic migration, 202417
- Net international migration, 2024101
- Total net migration, 2024118
- Cumulative net domestic migration, 2021 to 2024207
- Rank by growth among US county-equivalents1683rd
The county has grown 0.38 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McPherson County
Where people moving to McPherson County come from
- Tax returns filed by households arriving739
- People arriving, from those returns1,357
- Adjusted gross income arriving$41.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,644
- Largest single originMcPherson County Non-migrants (11,258 households)
- Largest single destination (11,258 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| McPherson County Non-migrants | 11,258 | 23,471 | $937.7 m |
| Other flows - Different State | 235 | 432 | $14.2 m |
| Other flows - Same State | 189 | 341 | $11.8 m |
| Other flows - West | 100 | 195 | $5.1 m |
| Reno County | 77 | 141 | $3.3 m |
| Other flows - South | 77 | 141 | $4.6 m |
| Saline County | 71 | 136 | $3.3 m |
| Sedgwick County | 70 | 121 | $3.2 m |
The largest single source of arrivals is McPherson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McPherson County
What the McPherson County economy runs on
- County GDP, 2024$2.64 bn
- County GDP, 2023$2.61 bn
- GDP change, 2023 to 20241.1 percent
- GDP change over five years32.1 percent
- Rank by GDP among Kansas counties15th
- Rank by GDP among US county-equivalents1074th
- GDP per resident$87,255
Output grew 1.1 percent in the latest year and 32.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McPherson County
Who employs people in McPherson County
- Covered employment, annual average16,413
- Establishments reporting974
- Average annual pay$59,013
- Average weekly wage$1,135
- Sector 31-33, employment5,559
- Sector 31-33, average annual pay$80,302
- Sector 62, employment2,253
- Sector 62, average annual pay$41,764
- Sector 44-45, employment1,193
- Sector 44-45, average annual pay$31,144
- Sector 72, employment1,031
- Sector 72, average annual pay$18,509
- Sector 23, employment816
- Sector 56, employment458
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 5,559 | 66 | $80,302 |
| Sector 62 | 2,253 | 83 | $41,764 |
| Sector 44-45 | 1,193 | 88 | $31,144 |
| Sector 72 | 1,031 | 72 | $18,509 |
| Sector 23 | 816 | 101 | $71,573 |
| Sector 56 | 458 | 64 | $55,500 |
| Sector 52 | 438 | 59 | $71,580 |
| Sector 61 | 430 | 12 | $41,166 |
The largest sector is the biggest private employer group at 5,559 jobs, 33.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McPherson County
What businesses operate in McPherson County
- Establishments, all industries876
- Employment at those establishments14,751
- Annual payroll$808.1 m
- Establishments per 1,000 residents29.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
McPherson County
What is being built in McPherson County
- Housing units authorised by permit, 2024110
- Declared construction value permitted$20.5 m
- Single family units authorised88
- Multifamily units authorised22
- Multifamily share of units20.0 percent
- Average declared value per unit$186,332
- Units authorised per 1,000 households9.0
Multifamily is 20.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
McPherson County
How much SBA lending happens in McPherson County
- 7(a) approvals recorded18
- 7(a) gross approval dollars$4.8 m
- Average 7(a) approval$265,367
- Median 7(a) approval$175,000
- 10th percentile approval$50,000
- 90th percentile approval$603,900
- Largest single approval$883,000
- Jobs reported supported, 7(a)154
- Jobs per approval8.6
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer11.1 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter16
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (3)
- Most active lenderEmprise Bank (8)
- 504 approvals recorded9
- 504 gross approval dollars$12.6 m
- Average 504 approval$1,404,556
- Median 504 approval$413,000
- Distinct CDCs active3
- 504 jobs per approval12.1
- 504 jobs per million dollars approved8.6
- Most active CDCSouth Central Kansas Economic Development District, Inc. (4)
- 7(a) share of SBA approvals66.7 percent
- Combined SBA approval dollars$17.4 m
The average approval of $265,367 sits well above the median of $175,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 11.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McPherson County
Do SBA loans in McPherson County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure13
- Status: Paid in full2
- Status: Committed, not yet disbursed2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McPherson County
Which parts of McPherson County get the lending
- Places in the county with recorded lending5
- Mcpherson, approvals9
- GALVA, approvals3
- Inman, approvals3
- MOUNDRIDGE, approvals2
- LINDSBORG, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Mcpherson | 9 | $2,163,500 |
| GALVA | 3 | $1,371,200 |
| Inman | 3 | $755,500 |
| MOUNDRIDGE | 2 | $436,400 |
| LINDSBORG | 1 | $50,000 |
Mcpherson accounts for 9 approvals against 3 in GALVA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McPherson County
How big is McPherson County
- Land area898 sq mi
- Rank by land area among Kansas counties26th of 105
- Width, east to west30 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land34
- Establishments per square mile0.98
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a McPherson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McPherson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population30,205
- Households12,162
- Average household size2.48
- Median household income$78,851
- Median age39.4
Common questions
McPherson County questions, answered from the record.
How many people live in McPherson County, Kansas?
30,205, in 12,162 households, ranking 20th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McPherson County growing?
The population has grown 0.38 percent since the 2020 census base. In 2024 there were 333 births against 354 deaths, with net migration of 118. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McPherson County?
$78,851. The median owner-occupied home is valued at $211,200, which is 2.7 times income, and median gross rent is $916 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in McPherson County?
876 establishments, employing 14,751 people with an annual payroll of $808.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in McPherson County?
Average annual pay is $59,013, or $1,135 a week, across 16,413 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McPherson County?
18 7(a) approvals totalling $4.8 m since FY2020, across 6 lenders, with a median approval of $175,000, plus 9 504 approvals worth $12.6 m. These are approvals recorded in the release, not loans disbursed.
What is being built in McPherson County?
110 housing units were authorised by permit in 2024, with a declared construction value of $20.5 m. Multifamily was 20.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McPherson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McPherson County come from?
The largest single origin is McPherson County Non-migrants, with 11,258 households. Arriving households report an average income of $55,644 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McPherson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McPherson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.