Miami County, Kansas: commercial real estate data.
Miami County, Kansas has a population of 34,938 across 576 square miles, up 4.5 percent since the 2020 census base. County output reached $1.43 bn in 2024, 777 establishments operate here, and the SBA record carries 30 7(a) approvals worth $12.3 m.
120 sourced county values · tier FULL · 11 sections
Miami County
How many people live in Miami County
- Population34,938
- Households13,738
- Average household size2.54
- Median household income$89,000
- Median age41.7
- Median gross rent$1,107 per month
- Median owner-occupied home value$287,700
- Home value to household income3.2 times
- Annual rent as a share of median income14.9 percent
- Adults 25 and over with a bachelor degree or higher31.0 percent
- Adults 25 and over with a graduate degree10.7 percent
- Adults 25 and over23,791
- Population under 188,228
- Share under 1823.6 percent
- Population 65 and over6,323
- Share 65 and over18.1 percent
- Working age population, 18 to 6420,387
- Civilian labor force18,254
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over68.3 percent
- Rank by population among Kansas counties14th of 105
- Rank by population among US county-equivalents1342nd
Miami County is the 14th largest of 105 Kansas counties by population. A median home costs 3.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.6 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Miami County
Is Miami County growing
- Population change since the 2020 census base4.54 percent
- Census 2020 base population34,185
- Births, 2024339
- Deaths, 2024297
- Natural change, 202442
- Net domestic migration, 2024349
- Net international migration, 202418
- Total net migration, 2024367
- Cumulative net domestic migration, 2021 to 20241,560
- Rank by growth among US county-equivalents608th
The county has grown 4.54 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Miami County
Where people moving to Miami County come from
- Tax returns filed by households arriving1,202
- People arriving, from those returns2,360
- Adjusted gross income arriving$92.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$76,796
- Largest single originMiami County Non-migrants (12,504 households)
- Largest single destination (12,504 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Miami County Non-migrants | 12,504 | 27,408 | $1.22 bn |
| Johnson County | 566 | 1,152 | $48.9 m |
| Other flows - Different State | 265 | 510 | $20.1 m |
| Other flows - Midwest | 107 | 181 | $8.2 m |
| Other flows - Same State | 106 | 198 | $5.7 m |
| Other flows - West | 85 | 177 | $5.6 m |
| Other flows - South | 73 | 152 | $6.3 m |
| Jackson County | 60 | 126 | $4.4 m |
The largest single source of arrivals is Miami County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Miami County
What the Miami County economy runs on
- County GDP, 2024$1.43 bn
- County GDP, 2023$1.33 bn
- GDP change, 2023 to 20247.7 percent
- GDP change over five years37.5 percent
- Rank by GDP among Kansas counties24th
- Rank by GDP among US county-equivalents1554th
- GDP per resident$41,018
Output grew 7.7 percent in the latest year and 37.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Miami County
Who employs people in Miami County
- Covered employment, annual average9,085
- Establishments reporting966
- Average annual pay$53,616
- Average weekly wage$1,031
- Sector 62, employment1,338
- Sector 62, average annual pay$45,680
- Sector 44-45, employment1,050
- Sector 44-45, average annual pay$37,764
- Sector 23, employment821
- Sector 23, average annual pay$67,608
- Sector 72, employment660
- Sector 72, average annual pay$19,269
- Sector 56, employment624
- Sector 31-33, employment595
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 1,338 | 88 | $45,680 |
| Sector 44-45 | 1,050 | 67 | $37,764 |
| Sector 23 | 821 | 145 | $67,608 |
| Sector 72 | 660 | 48 | $19,269 |
| Sector 56 | 624 | 96 | $87,086 |
| Sector 31-33 | 595 | 32 | $77,666 |
| Sector 52 | 297 | 56 | $80,119 |
| Sector 48-49 | 295 | 30 | $47,416 |
The largest sector is the biggest private employer group at 1,338 jobs, 14.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Miami County
What businesses operate in Miami County
- Establishments, all industries777
- Employment at those establishments6,927
- Annual payroll$343.8 m
- Establishments per 1,000 residents22.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Miami County
What is being built in Miami County
- Housing units authorised by permit, 2024118
- Declared construction value permitted$38.4 m
- Single family units authorised118
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$325,405
- Units authorised per 1,000 households8.6
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Miami County
How much SBA lending happens in Miami County
- 7(a) approvals recorded30
- 7(a) gross approval dollars$12.3 m
- Average 7(a) approval$408,767
- Median 7(a) approval$150,000
- 10th percentile approval$24,000
- 90th percentile approval$1,406,000
- Largest single approval$2,480,000
- Jobs reported supported, 7(a)306
- Jobs per approval10.2
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals22
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.7 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter28
- Franchise loans4
- Franchise share of approvals13.3 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (3)
- Most active lenderKendall Bank (4)
- 504 approvals recorded7
- 504 gross approval dollars$4.0 m
- Average 504 approval$575,143
- Median 504 approval$578,000
- Distinct CDCs active4
- 504 jobs per approval5.9
- 504 jobs per million dollars approved10.2
- Most active CDCHeartland Business Capital, Inc. (3)
- 7(a) share of SBA approvals81.1 percent
- Combined SBA approval dollars$16.3 m
The average approval of $408,767 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 6.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Miami County
Do SBA loans in Miami County get paid back
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Paid in full6
- Status: Exempt from disclosure18
- Status: Cancelled6
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Miami County
Which parts of Miami County get the lending
- Places in the county with recorded lending6
- LOUISBURG, approvals10
- PAOLA, approvals8
- OSAWATOMIE, approvals5
- BUCYRUS, approvals3
- SPRING HILL, approvals3
- Overland Park, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LOUISBURG | 10 | $4,039,600 |
| PAOLA | 8 | $1,828,600 |
| OSAWATOMIE | 5 | $356,800 |
| BUCYRUS | 3 | $3,906,000 |
| SPRING HILL | 3 | $2,082,000 |
| Overland Park | 1 | $50,000 |
LOUISBURG accounts for 10 approvals against 8 in PAOLA. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Miami County
How big is Miami County
- Land area576 sq mi
- Rank by land area among Kansas counties88th of 105
- Width, east to west24.7 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary3
- Residents per square mile of land61
- Establishments per square mile1.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Miami County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Miami County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population34,938
- Households13,738
- Average household size2.54
- Median household income$89,000
- Median age41.7
Common questions
Miami County questions, answered from the record.
How many people live in Miami County, Kansas?
34,938, in 13,738 households, ranking 14th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Miami County growing?
The population has grown 4.54 percent since the 2020 census base. In 2024 there were 339 births against 297 deaths, with net migration of 367. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Miami County?
$89,000. The median owner-occupied home is valued at $287,700, which is 3.2 times income, and median gross rent is $1,107 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Miami County?
777 establishments, employing 6,927 people with an annual payroll of $343.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Miami County?
Average annual pay is $53,616, or $1,031 a week, across 9,085 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Miami County?
30 7(a) approvals totalling $12.3 m since FY2020, across 17 lenders, with a median approval of $150,000, plus 7 504 approvals worth $4.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Miami County?
118 housing units were authorised by permit in 2024, with a declared construction value of $38.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Miami County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Miami County come from?
The largest single origin is Miami County Non-migrants, with 12,504 households. Arriving households report an average income of $76,796 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Miami County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Miami County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.