Nemaha County, Kansas: commercial real estate data.
Nemaha County, Kansas has a population of 10,160 across 717 square miles, down 2.0 percent since the 2020 census base. County output reached $666.8 m in 2024, 371 establishments operate here, and the SBA record carries 8 7(a) approvals worth $4.9 m.
116 sourced county values · tier FULL · 11 sections
Nemaha County
How many people live in Nemaha County
- Population10,160
- Households4,031
- Average household size2.52
- Median household income$77,348
- Median age40.1
- Median gross rent$774 per month
- Median owner-occupied home value$217,200
- Home value to household income2.8 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher29.9 percent
- Adults 25 and over with a graduate degree8.8 percent
- Adults 25 and over6,684
- Population under 182,730
- Share under 1826.9 percent
- Population 65 and over2,055
- Share 65 and over20.2 percent
- Working age population, 18 to 645,375
- Civilian labor force4,895
- Unemployment rate1.5 percent
- Labor force participation, adults 18 and over65.9 percent
- Rank by population among Kansas counties38th of 105
- Rank by population among US county-equivalents2470th
Nemaha County is the 38th largest of 105 Kansas counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.9 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Nemaha County
Is Nemaha County growing
- Population change since the 2020 census base-2.05 percent
- Census 2020 base population10,273
- Births, 2024120
- Deaths, 2024131
- Natural change, 2024-11
- Net domestic migration, 2024-36
- Net international migration, 202415
- Total net migration, 2024-21
- Cumulative net domestic migration, 2021 to 2024-175
- Rank by growth among US county-equivalents2509th
The county has lost 2.05 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Nemaha County
Where people moving to Nemaha County come from
- Tax returns filed by households arriving169
- People arriving, from those returns311
- Adjusted gross income arriving$8.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$51,751
- Largest single originNemaha County Non-migrants (4,022 households)
- Largest single destination (4,022 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Nemaha County Non-migrants | 4,022 | 8,993 | $366.8 m |
| Other flows - Same State | 103 | 184 | $5.5 m |
| Other flows - Different State | 43 | 68 | $2.3 m |
| Other flows - Midwest | 43 | 68 | $2.3 m |
| Brown County | 23 | 59 | $927,000 |
The largest single source of arrivals is Nemaha County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Nemaha County
What the Nemaha County economy runs on
- County GDP, 2024$666.8 m
- County GDP, 2023$667.9 m
- GDP change, 2023 to 2024-0.2 percent
- GDP change over five years24.2 percent
- Rank by GDP among Kansas counties41st
- Rank by GDP among US county-equivalents2191st
- GDP per resident$65,628
Output grew -0.2 percent in the latest year and 24.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Nemaha County
Who employs people in Nemaha County
- Covered employment, annual average5,748
- Establishments reporting434
- Average annual pay$51,113
- Average weekly wage$983
- Sector 31-33, employment1,450
- Sector 31-33, average annual pay$63,666
- Sector 62, employment876
- Sector 62, average annual pay$44,314
- Sector 48-49, employment426
- Sector 48-49, average annual pay$70,631
- Sector 23, employment281
- Sector 23, average annual pay$53,553
- Sector 54, employment150
- Sector 81, employment98
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,450 | 30 | $63,666 |
| Sector 62 | 876 | 40 | $44,314 |
| Sector 48-49 | 426 | 30 | $70,631 |
| Sector 23 | 281 | 41 | $53,553 |
| Sector 54 | 150 | 37 | $61,648 |
| Sector 81 | 98 | 26 | $33,951 |
| Sector 56 | 88 | 19 | $41,870 |
| Sector 51 | 38 | 6 | $34,372 |
The largest sector is the biggest private employer group at 1,450 jobs, 25.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Nemaha County
What businesses operate in Nemaha County
- Establishments, all industries371
- Employment at those establishments4,895
- Annual payroll$257.3 m
- Establishments per 1,000 residents36.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Nemaha County
What is being built in Nemaha County
- Housing units authorised by permit, 202413
- Declared construction value permitted$5.0 m
- Single family units authorised13
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$388,381
- Units authorised per 1,000 households3.2
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Nemaha County
How much SBA lending happens in Nemaha County
- 7(a) approvals recorded8
- 7(a) gross approval dollars$4.9 m
- Average 7(a) approval$613,600
- Median 7(a) approval$630,000
- 10th percentile approval$50,000
- 90th percentile approval$2,064,900
- Largest single approval$2,064,900
- Jobs reported supported, 7(a)69
- Jobs per approval8.6
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals6
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer37.5 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderCommunity National Bank (3)
- 504 approvals recorded5
- 504 gross approval dollars$1.8 m
- Average 504 approval$352,200
- Median 504 approval$315,000
- Distinct CDCs active2
- 504 jobs per approval3.2
- 504 jobs per million dollars approved9.1
- Most active CDCFrontier Financial Partners, Inc. (4)
- 7(a) share of SBA approvals61.5 percent
- Combined SBA approval dollars$6.7 m
The average approval of $613,600 sits close to the median of $630,000, so lending here is fairly evenly sized rather than driven by a few large deals. 37.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nemaha County
Do SBA loans in Nemaha County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Cancelled1
- Status: Exempt from disclosure6
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nemaha County
Which parts of Nemaha County get the lending
- Places in the county with recorded lending2
- SABETHA, approvals4
- Seneca, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SABETHA | 4 | $2,063,900 |
| Seneca | 4 | $2,844,900 |
SABETHA accounts for 4 approvals against 4 in Seneca. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nemaha County
How big is Nemaha County
- Land area717 sq mi
- Rank by land area among Kansas counties63rd of 105
- Width, east to west24 mi
- Height, north to south30 mi
- Geographies sharing a boundary4
- Residents per square mile of land14
- Establishments per square mile0.52
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Nemaha County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Nemaha County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,160
- Households4,031
- Average household size2.52
- Median household income$77,348
- Median age40.1
Common questions
Nemaha County questions, answered from the record.
How many people live in Nemaha County, Kansas?
10,160, in 4,031 households, ranking 38th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Nemaha County growing?
The population has fallen 2.05 percent since the 2020 census base. In 2024 there were 120 births against 131 deaths, with net migration of -21. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Nemaha County?
$77,348. The median owner-occupied home is valued at $217,200, which is 2.8 times income, and median gross rent is $774 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Nemaha County?
371 establishments, employing 4,895 people with an annual payroll of $257.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Nemaha County?
Average annual pay is $51,113, or $983 a week, across 5,748 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Nemaha County?
8 7(a) approvals totalling $4.9 m since FY2020, across 6 lenders, with a median approval of $630,000, plus 5 504 approvals worth $1.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Nemaha County?
13 housing units were authorised by permit in 2024, with a declared construction value of $5.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Nemaha County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Nemaha County come from?
The largest single origin is Nemaha County Non-migrants, with 4,022 households. Arriving households report an average income of $51,751 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Nemaha County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Nemaha County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.