Osage County, Kansas: commercial real estate data.
Osage County, Kansas has a population of 15,744 across 706 square miles, down 0.1 percent since the 2020 census base. County output reached $417.5 m in 2024, 261 establishments operate here, and the SBA record carries 5 7(a) approvals worth $525,000.
106 sourced county values · tier FULL · 11 sections
Osage County
How many people live in Osage County
- Population15,744
- Households6,432
- Average household size2.45
- Median household income$74,467
- Median age42.9
- Median gross rent$785 per month
- Median owner-occupied home value$156,800
- Home value to household income2.1 times
- Annual rent as a share of median income12.6 percent
- Adults 25 and over with a bachelor degree or higher21.6 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over11,032
- Population under 183,625
- Share under 1823.0 percent
- Population 65 and over3,288
- Share 65 and over20.9 percent
- Working age population, 18 to 648,831
- Civilian labor force7,778
- Unemployment rate1.9 percent
- Labor force participation, adults 18 and over64.2 percent
- Rank by population among Kansas counties32nd of 105
- Rank by population among US county-equivalents2113th
Osage County is the 32nd largest of 105 Kansas counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Osage County
Is Osage County growing
- Population change since the 2020 census base-0.15 percent
- Census 2020 base population15,761
- Births, 2024134
- Deaths, 2024186
- Natural change, 2024-52
- Net domestic migration, 2024-11
- Net international migration, 20240
- Total net migration, 2024-11
- Cumulative net domestic migration, 2021 to 2024323
- Rank by growth among US county-equivalents1893rd
The county has lost 0.15 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Osage County
Where people moving to Osage County come from
- Tax returns filed by households arriving461
- People arriving, from those returns866
- Adjusted gross income arriving$24.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$53,108
- Largest single originOsage County Non-migrants (5,963 households)
- Largest single destination (5,963 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Osage County Non-migrants | 5,963 | 12,548 | $390.7 m |
| Shawnee County | 151 | 277 | $7.6 m |
| Other flows - Same State | 108 | 194 | $5.0 m |
| Other flows - Different State | 83 | 162 | $5.7 m |
| Franklin County | 35 | 70 | $1.3 m |
| Douglas County | 32 | 69 | $1.8 m |
| Other flows - Midwest | 31 | 61 | $1.3 m |
| Johnson County | 29 | 55 | $1.9 m |
The largest single source of arrivals is Osage County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Osage County
What the Osage County economy runs on
- County GDP, 2024$417.5 m
- County GDP, 2023$415.7 m
- GDP change, 2023 to 20240.4 percent
- GDP change over five years20.4 percent
- Rank by GDP among Kansas counties56th
- Rank by GDP among US county-equivalents2519th
- GDP per resident$26,518
Output grew 0.4 percent in the latest year and 20.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Osage County
Who employs people in Osage County
- Covered employment, annual average2,941
- Establishments reporting370
- Average annual pay$38,780
- Average weekly wage$746
- Sector 44-45, employment354
- Sector 44-45, average annual pay$22,866
- Sector 62, employment254
- Sector 62, average annual pay$34,311
- Sector 54, employment208
- Sector 54, average annual pay$45,256
- Sector 23, employment154
- Sector 23, average annual pay$46,768
- Sector 31-33, employment126
- Sector 52, employment122
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 354 | 45 | $22,866 |
| Sector 62 | 254 | 23 | $34,311 |
| Sector 54 | 208 | 37 | $45,256 |
| Sector 23 | 154 | 38 | $46,768 |
| Sector 31-33 | 126 | 10 | $53,794 |
| Sector 52 | 122 | 22 | $53,158 |
| Sector 81 | 102 | 21 | $45,550 |
| Sector 42 | 92 | 23 | $100,380 |
The largest sector is the biggest private employer group at 354 jobs, 12.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Osage County
What businesses operate in Osage County
- Establishments, all industries261
- Employment at those establishments1,737
- Annual payroll$62.2 m
- Establishments per 1,000 residents16.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Osage County
What is being built in Osage County
- Housing units authorised by permit, 202446
- Declared construction value permitted$12.4 m
- Single family units authorised46
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$268,973
- Units authorised per 1,000 households7.2
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Osage County
How much SBA lending happens in Osage County
- 7(a) approvals recorded5
- 7(a) gross approval dollars$525,000
- Average 7(a) approval$105,000
- Median 7(a) approval$110,000
- 10th percentile approval$64,600
- 90th percentile approval$145,000
- Largest single approval$145,000
- Jobs reported supported, 7(a)24
- Jobs per approval4.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term96 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals20.0 percent
- Leading industry by approval countMetal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers (1)
- Most active lenderSilver Lake Bank (2)
The average approval of $105,000 sits close to the median of $110,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osage County
Do SBA loans in Osage County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure3
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osage County
Which parts of Osage County get the lending
- Places in the county with recorded lending3
- Osage City, approvals2
- LYNDON, approvals2
- Melvern, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Osage City | 2 | $205,400 |
| LYNDON | 2 | $255,000 |
| Melvern | 1 | $64,600 |
Osage City accounts for 2 approvals against 2 in LYNDON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osage County
How big is Osage County
- Land area706 sq mi
- Rank by land area among Kansas counties68th of 105
- Width, east to west24.3 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land22
- Establishments per square mile0.37
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Osage County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Osage County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population15,744
- Households6,432
- Average household size2.45
- Median household income$74,467
- Median age42.9
Common questions
Osage County questions, answered from the record.
How many people live in Osage County, Kansas?
15,744, in 6,432 households, ranking 32nd of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Osage County growing?
The population has fallen 0.15 percent since the 2020 census base. In 2024 there were 134 births against 186 deaths, with net migration of -11. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Osage County?
$74,467. The median owner-occupied home is valued at $156,800, which is 2.1 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Osage County?
261 establishments, employing 1,737 people with an annual payroll of $62.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Osage County?
Average annual pay is $38,780, or $746 a week, across 2,941 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Osage County?
5 7(a) approvals totalling $525,000 since FY2020, across 4 lenders, with a median approval of $110,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Osage County?
46 housing units were authorised by permit in 2024, with a declared construction value of $12.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Osage County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Osage County come from?
The largest single origin is Osage County Non-migrants, with 5,963 households. Arriving households report an average income of $53,108 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Osage County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Osage County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.