Sherman County, Kansas: commercial real estate data.
Sherman County, Kansas has a population of 5,858 across 1,056 square miles, down 2.3 percent since the 2020 census base. County output reached $404.8 m in 2024, 259 establishments operate here, and the SBA record carries 4 7(a) approvals worth $3.1 m.
111 sourced county values · tier FULL · 10 sections
Sherman County
How many people live in Sherman County
- Population5,858
- Households2,449
- Average household size2.39
- Median household income$61,750
- Median age38.5
- Median gross rent$913 per month
- Median owner-occupied home value$136,700
- Home value to household income2.2 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher24.1 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over3,764
- Population under 181,350
- Share under 1823.0 percent
- Population 65 and over1,239
- Share 65 and over21.2 percent
- Working age population, 18 to 643,269
- Civilian labor force3,166
- Unemployment rate0.6 percent
- Labor force participation, adults 18 and over70.2 percent
- Rank by population among Kansas counties58th of 105
- Rank by population among US county-equivalents2821st
Sherman County is the 58th largest of 105 Kansas counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 21.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sherman County
Is Sherman County growing
- Population change since the 2020 census base-2.28 percent
- Census 2020 base population5,931
- Births, 202459
- Deaths, 202474
- Natural change, 2024-15
- Net domestic migration, 202422
- Net international migration, 2024-3
- Total net migration, 202419
- Cumulative net domestic migration, 2021 to 2024-76
- Rank by growth among US county-equivalents2568th
The county has lost 2.28 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sherman County
Where people moving to Sherman County come from
- Tax returns filed by households arriving115
- People arriving, from those returns198
- Adjusted gross income arriving$5.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,304
- Largest single originSherman County Non-migrants (2,113 households)
- Largest single destination (2,113 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sherman County Non-migrants | 2,113 | 4,431 | $137.0 m |
| Other flows - Different State | 63 | 119 | $3.9 m |
| Other flows - West | 63 | 119 | $3.9 m |
| Other flows - Same State | 52 | 79 | $1.9 m |
The largest single source of arrivals is Sherman County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sherman County
What the Sherman County economy runs on
- County GDP, 2024$404.8 m
- County GDP, 2023$427.7 m
- GDP change, 2023 to 2024-5.4 percent
- GDP change over five years29.5 percent
- Rank by GDP among Kansas counties57th
- Rank by GDP among US county-equivalents2539th
- GDP per resident$69,095
Output grew -5.4 percent in the latest year and 29.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sherman County
Who employs people in Sherman County
- Covered employment, annual average2,404
- Establishments reporting282
- Average annual pay$44,344
- Average weekly wage$853
- Sector 44-45, employment387
- Sector 44-45, average annual pay$30,711
- Sector 42, employment238
- Sector 42, average annual pay$70,988
- Sector 52, employment106
- Sector 52, average annual pay$72,703
- Sector 23, employment56
- Sector 23, average annual pay$46,854
- Sector 81, employment55
- Sector 31-33, employment30
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 387 | 31 | $30,711 |
| Sector 42 | 238 | 24 | $70,988 |
| Sector 52 | 106 | 16 | $72,703 |
| Sector 23 | 56 | 20 | $46,854 |
| Sector 81 | 55 | 18 | $36,622 |
| Sector 31-33 | 30 | 6 | $68,054 |
| Sector 51 | 28 | 5 | $40,283 |
| Sector 53 | 15 | 6 | $47,438 |
The largest sector is the biggest private employer group at 387 jobs, 16.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sherman County
What businesses operate in Sherman County
- Establishments, all industries259
- Employment at those establishments1,889
- Annual payroll$80.8 m
- Establishments per 1,000 residents44.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Sherman County
What is being built in Sherman County
- Housing units authorised by permit, 20247
- Declared construction value permitted$1.9 m
- Single family units authorised5
- Multifamily units authorised2
- Multifamily share of units28.6 percent
- Average declared value per unit$277,857
- Units authorised per 1,000 households2.9
Multifamily is 28.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Sherman County
How much SBA lending happens in Sherman County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$3.1 m
- Average 7(a) approval$768,725
- Median 7(a) approval$607,500
- 10th percentile approval$55,000
- 90th percentile approval$2,121,200
- Largest single approval$2,121,200
- Jobs reported supported, 7(a)26
- Jobs per approval6.5
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter0
- Franchise loans2
- Franchise share of approvals50.0 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderFNB Bank (2)
- 504 approvals recorded3
- 504 gross approval dollars$2.8 m
- Average 504 approval$939,333
- Median 504 approval$130,000
- Distinct CDCs active1
- 504 jobs per approval13.0
- 504 jobs per million dollars approved13.8
- Most active CDCSBA CLSC Servicing (3)
- 7(a) share of SBA approvals57.1 percent
- Combined SBA approval dollars$5.9 m
The average approval of $768,725 sits close to the median of $607,500, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sherman County
Do SBA loans in Sherman County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sherman County
How big is Sherman County
- Land area1,056 sq mi
- Rank by land area among Kansas counties14th of 105
- Width, east to west35.3 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land6
- Establishments per square mile0.25
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Sherman County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sherman County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population5,858
- Households2,449
- Average household size2.39
- Median household income$61,750
- Median age38.5
Common questions
Sherman County questions, answered from the record.
How many people live in Sherman County, Kansas?
5,858, in 2,449 households, ranking 58th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sherman County growing?
The population has fallen 2.28 percent since the 2020 census base. In 2024 there were 59 births against 74 deaths, with net migration of 19. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sherman County?
$61,750. The median owner-occupied home is valued at $136,700, which is 2.2 times income, and median gross rent is $913 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Sherman County?
259 establishments, employing 1,889 people with an annual payroll of $80.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Sherman County?
Average annual pay is $44,344, or $853 a week, across 2,404 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sherman County?
4 7(a) approvals totalling $3.1 m since FY2020, across 3 lenders, with a median approval of $607,500, plus 3 504 approvals worth $2.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Sherman County?
7 housing units were authorised by permit in 2024, with a declared construction value of $1.9 m. Multifamily was 28.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sherman County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sherman County come from?
The largest single origin is Sherman County Non-migrants, with 2,113 households. Arriving households report an average income of $50,304 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sherman County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sherman County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.