Sumner County, Kansas: commercial real estate data.
Sumner County, Kansas has a population of 22,353 across 1,182 square miles, down 0.1 percent since the 2020 census base. County output reached $878.1 m in 2024, 483 establishments operate here, and the SBA record carries 11 7(a) approvals worth $5.5 m.
109 sourced county values · tier FULL · 11 sections
Sumner County
How many people live in Sumner County
- Population22,353
- Households8,970
- Average household size2.49
- Median household income$63,951
- Median age41.3
- Median gross rent$825 per month
- Median owner-occupied home value$135,100
- Home value to household income2.1 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher25.9 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over15,176
- Population under 185,383
- Share under 1824.1 percent
- Population 65 and over4,367
- Share 65 and over19.5 percent
- Working age population, 18 to 6412,603
- Civilian labor force10,492
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over61.8 percent
- Rank by population among Kansas counties25th of 105
- Rank by population among US county-equivalents1757th
Sumner County is the 25th largest of 105 Kansas counties by population. A median home costs 2.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 19.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sumner County
Is Sumner County growing
- Population change since the 2020 census base-0.15 percent
- Census 2020 base population22,369
- Births, 2024263
- Deaths, 2024325
- Natural change, 2024-62
- Net domestic migration, 20240
- Net international migration, 20246
- Total net migration, 20246
- Cumulative net domestic migration, 2021 to 2024329
- Rank by growth among US county-equivalents1894th
The county has lost 0.15 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sumner County
Where people moving to Sumner County come from
- Tax returns filed by households arriving661
- People arriving, from those returns1,300
- Adjusted gross income arriving$36.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,599
- Largest single originSumner County Non-migrants (8,123 households)
- Largest single destination (8,123 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sumner County Non-migrants | 8,123 | 17,348 | $550.5 m |
| Sedgwick County | 323 | 644 | $17.6 m |
| Other flows - Different State | 166 | 307 | $9.2 m |
| Other flows - South | 88 | 160 | $4.3 m |
| Cowley County | 74 | 158 | $3.4 m |
| Other flows - Same State | 74 | 150 | $4.9 m |
| Other flows - West | 51 | 101 | $2.7 m |
| Other flows - Midwest | 27 | 46 | $2.1 m |
The largest single source of arrivals is Sumner County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sumner County
What the Sumner County economy runs on
- County GDP, 2024$878.1 m
- County GDP, 2023$933.7 m
- GDP change, 2023 to 2024-6.0 percent
- GDP change over five years19.8 percent
- Rank by GDP among Kansas counties32nd
- Rank by GDP among US county-equivalents1951st
- GDP per resident$39,285
Output grew -6.0 percent in the latest year and 19.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sumner County
Who employs people in Sumner County
- Covered employment, annual average6,248
- Establishments reporting640
- Average annual pay$43,763
- Average weekly wage$842
- Sector 62, employment609
- Sector 62, average annual pay$41,329
- Sector 44-45, employment600
- Sector 44-45, average annual pay$27,801
- Sector 31-33, employment383
- Sector 31-33, average annual pay$57,408
- Sector 52, employment280
- Sector 52, average annual pay$65,585
- Sector 48-49, employment260
- Sector 54, employment199
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 609 | 52 | $41,329 |
| Sector 44-45 | 600 | 54 | $27,801 |
| Sector 31-33 | 383 | 33 | $57,408 |
| Sector 52 | 280 | 32 | $65,585 |
| Sector 48-49 | 260 | 29 | $71,550 |
| Sector 54 | 199 | 88 | $69,371 |
| Sector 81 | 153 | 43 | $42,843 |
| Sector 23 | 139 | 44 | $54,195 |
The largest sector is the biggest private employer group at 609 jobs, 9.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sumner County
What businesses operate in Sumner County
- Establishments, all industries483
- Employment at those establishments4,366
- Annual payroll$180.3 m
- Establishments per 1,000 residents21.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Sumner County
What is being built in Sumner County
- Housing units authorised by permit, 202426
- Declared construction value permitted$5.0 m
- Single family units authorised16
- Multifamily units authorised10
- Multifamily share of units38.5 percent
- Average declared value per unit$190,799
- Units authorised per 1,000 households2.9
Multifamily is 38.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Sumner County
How much SBA lending happens in Sumner County
- 7(a) approvals recorded11
- 7(a) gross approval dollars$5.5 m
- Average 7(a) approval$503,936
- Median 7(a) approval$250,000
- 10th percentile approval$51,500
- 90th percentile approval$1,500,000
- Largest single approval$2,196,000
- Jobs reported supported, 7(a)188
- Jobs per approval17.1
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals8
- Median 7(a) term90 months
- Share of loans on real estate terms, 240 months or longer9.1 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter9
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countMachine Shops (2)
- Most active lenderEquity Bank (4)
The average approval of $503,936 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumner County
Do SBA loans in Sumner County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure8
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumner County
Which parts of Sumner County get the lending
- Places in the county with recorded lending7
- CONWAY SPRINGS, approvals4
- Mulvane, approvals2
- CALDWELL, approvals1
- BELLE PLAINE, approvals1
- Mayfield, approvals1
- MILTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CONWAY SPRINGS | 4 | $1,084,500 |
| Mulvane | 2 | $3,696,000 |
| CALDWELL | 1 | $63,000 |
| BELLE PLAINE | 1 | $244,800 |
| Mayfield | 1 | $50,000 |
| MILTON | 1 | $150,000 |
| OXFORD | 1 | $255,000 |
CONWAY SPRINGS accounts for 4 approvals against 2 in Mulvane. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumner County
How big is Sumner County
- Land area1,182 sq mi
- Rank by land area among Kansas counties4th of 105
- Width, east to west36.4 mi
- Height, north to south32.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land19
- Establishments per square mile0.41
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Sumner County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sumner County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population22,353
- Households8,970
- Average household size2.49
- Median household income$63,951
- Median age41.3
Common questions
Sumner County questions, answered from the record.
How many people live in Sumner County, Kansas?
22,353, in 8,970 households, ranking 25th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sumner County growing?
The population has fallen 0.15 percent since the 2020 census base. In 2024 there were 263 births against 325 deaths, with net migration of 6. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sumner County?
$63,951. The median owner-occupied home is valued at $135,100, which is 2.1 times income, and median gross rent is $825 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Sumner County?
483 establishments, employing 4,366 people with an annual payroll of $180.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Sumner County?
Average annual pay is $43,763, or $842 a week, across 6,248 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sumner County?
11 7(a) approvals totalling $5.5 m since FY2020, across 7 lenders, with a median approval of $250,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Sumner County?
26 housing units were authorised by permit in 2024, with a declared construction value of $5.0 m. Multifamily was 38.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sumner County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sumner County come from?
The largest single origin is Sumner County Non-migrants, with 8,123 households. Arriving households report an average income of $54,599 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sumner County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sumner County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.