Bullitt County, Kentucky: commercial real estate data.
Bullitt County, Kentucky has a population of 84,027 across 297 square miles, up 4.3 percent since the 2020 census base. County output reached $3.82 bn in 2024, 1,308 establishments operate here, and the SBA record carries 42 7(a) approvals worth $27.4 m.
123 sourced county values · tier FULL · 11 sections
Bullitt County
How many people live in Bullitt County
- Population84,027
- Households31,747
- Average household size2.65
- Median household income$80,558
- Median age41.7
- Median gross rent$987 per month
- Median owner-occupied home value$247,200
- Home value to household income3.1 times
- Annual rent as a share of median income14.7 percent
- Adults 25 and over with a bachelor degree or higher19.5 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over60,074
- Population under 1817,795
- Share under 1821.2 percent
- Population 65 and over14,585
- Share 65 and over17.4 percent
- Working age population, 18 to 6451,647
- Civilian labor force44,241
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over66.8 percent
- Rank by population among Kentucky counties10th of 120
- Rank by population among US county-equivalents697th
Bullitt County is the 10th largest of 120 Kentucky counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.2 percent against 17.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bullitt County
Is Bullitt County growing
- Population change since the 2020 census base4.35 percent
- Census 2020 base population82,224
- Births, 2024761
- Deaths, 2024864
- Natural change, 2024-103
- Net domestic migration, 2024671
- Net international migration, 2024234
- Total net migration, 2024905
- Cumulative net domestic migration, 2021 to 20243,224
- Rank by growth among US county-equivalents634th
The county has grown 4.35 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bullitt County
Where people moving to Bullitt County come from
- Tax returns filed by households arriving2,728
- People arriving, from those returns5,031
- Adjusted gross income arriving$154.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$56,622
- Largest single originBullitt County Non-migrants (31,012 households)
- Largest single destination (31,012 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bullitt County Non-migrants | 31,012 | 63,887 | $2.24 bn |
| Jefferson County | 1,619 | 2,964 | $94.4 m |
| Other flows - Different State | 447 | 861 | $27.9 m |
| Other flows - South | 200 | 378 | $11.8 m |
| Other flows - Same State | 168 | 299 | $7.3 m |
| Hardin County | 136 | 237 | $6.2 m |
| Other flows - Midwest | 128 | 223 | $7.3 m |
| Nelson County | 110 | 217 | $5.1 m |
The largest single source of arrivals is Bullitt County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bullitt County
What the Bullitt County economy runs on
- County GDP, 2024$3.82 bn
- County GDP, 2023$3.59 bn
- GDP change, 2023 to 20246.5 percent
- GDP change over five years39.3 percent
- Rank by GDP among Kentucky counties14th
- Rank by GDP among US county-equivalents839th
- GDP per resident$45,512
Output grew 6.5 percent in the latest year and 39.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bullitt County
Who employs people in Bullitt County
- Covered employment, annual average29,786
- Establishments reporting1,788
- Average annual pay$52,323
- Average weekly wage$1,006
- Sector 48-49, employment8,978
- Sector 48-49, average annual pay$50,218
- Sector 31-33, employment3,809
- Sector 31-33, average annual pay$69,134
- Sector 44-45, employment2,341
- Sector 44-45, average annual pay$32,957
- Sector 72, employment2,020
- Sector 72, average annual pay$22,183
- Sector 23, employment1,665
- Sector 62, employment1,541
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 48-49 | 8,978 | 104 | $50,218 |
| Sector 31-33 | 3,809 | 97 | $69,134 |
| Sector 44-45 | 2,341 | 190 | $32,957 |
| Sector 72 | 2,020 | 111 | $22,183 |
| Sector 23 | 1,665 | 243 | $73,542 |
| Sector 62 | 1,541 | 202 | $55,554 |
| Sector 81 | 1,105 | 134 | $45,711 |
| Sector 56 | 1,063 | 122 | $36,974 |
The largest sector is the biggest private employer group at 8,978 jobs, 30.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bullitt County
What businesses operate in Bullitt County
- Establishments, all industries1,308
- Employment at those establishments24,810
- Annual payroll$1.22 bn
- Establishments per 1,000 residents15.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Bullitt County
What is being built in Bullitt County
- Housing units authorised by permit, 2024380
- Declared construction value permitted$113.6 m
- Single family units authorised320
- Multifamily units authorised60
- Multifamily share of units15.8 percent
- Average declared value per unit$298,927
- Units authorised per 1,000 households12.0
Multifamily is 15.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Bullitt County
How much SBA lending happens in Bullitt County
- 7(a) approvals recorded42
- 7(a) gross approval dollars$27.4 m
- Average 7(a) approval$653,493
- Median 7(a) approval$165,100
- 10th percentile approval$25,000
- 90th percentile approval$2,212,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)288
- Jobs per approval6.9
- Distinct 7(a) lenders active22
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.2 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter30
- Franchise loans7
- Franchise share of approvals16.7 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (4)
- Most active lenderThe Huntington National Bank (7)
- 504 approvals recorded15
- 504 gross approval dollars$15.2 m
- Average 504 approval$1,014,933
- Median 504 approval$501,000
- Distinct CDCs active4
- 504 jobs per approval10.9
- 504 jobs per million dollars approved10.7
- Most active CDCCapital Access Corporation - Kentucky (6)
- 7(a) share of SBA approvals73.7 percent
- Combined SBA approval dollars$42.7 m
The average approval of $653,493 sits well above the median of $165,100, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 26.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bullitt County
Do SBA loans in Bullitt County get paid back
- Loans with a final outcome recorded17
- Paid in full15
- Charged off2
- Charge off rate on resolved loans11.8 percent
- Status: Cancelled6
- Status: Paid in full15
- Status: Charged off2
- Status: Exempt from disclosure18
- Status: Committed, not yet disbursed1
Of the 17 loans that have reached a final outcome, 11.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bullitt County
Which parts of Bullitt County get the lending
- Places in the county with recorded lending7
- SHEPHERDSVILLE, approvals16
- Mount Washington, approvals8
- LOUISVILLE, approvals7
- BROOKS, approvals6
- Lousville, approvals3
- Mt. Washington, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SHEPHERDSVILLE | 16 | $9,276,800 |
| Mount Washington | 8 | $4,387,000 |
| LOUISVILLE | 7 | $9,647,100 |
| BROOKS | 6 | $3,357,000 |
| Lousville | 3 | $103,800 |
| Mt. Washington | 1 | $575,000 |
| TAYLORSVILLE | 1 | $100,000 |
SHEPHERDSVILLE accounts for 16 approvals against 8 in Mount Washington. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bullitt County
How big is Bullitt County
- Land area297 sq mi
- Rank by land area among Kentucky counties66th of 120
- Width, east to west27.8 mi
- Height, north to south21.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land283
- Establishments per square mile4.40
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Bullitt County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bullitt County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population84,027
- Households31,747
- Average household size2.65
- Median household income$80,558
- Median age41.7
Common questions
Bullitt County questions, answered from the record.
How many people live in Bullitt County, Kentucky?
84,027, in 31,747 households, ranking 10th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bullitt County growing?
The population has grown 4.35 percent since the 2020 census base. In 2024 there were 761 births against 864 deaths, with net migration of 905. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bullitt County?
$80,558. The median owner-occupied home is valued at $247,200, which is 3.1 times income, and median gross rent is $987 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Bullitt County?
1,308 establishments, employing 24,810 people with an annual payroll of $1.22 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Bullitt County?
Average annual pay is $52,323, or $1,006 a week, across 29,786 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bullitt County?
42 7(a) approvals totalling $27.4 m since FY2020, across 22 lenders, with a median approval of $165,100, plus 15 504 approvals worth $15.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Bullitt County get paid back?
Of the 17 loans that have reached a final outcome, 15 were paid in full and 2 charged off, a charge off rate of 11.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Bullitt County?
380 housing units were authorised by permit in 2024, with a declared construction value of $113.6 m. Multifamily was 15.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bullitt County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bullitt County come from?
The largest single origin is Bullitt County Non-migrants, with 31,012 households. Arriving households report an average income of $56,622 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bullitt County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bullitt County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.