Edmonson County, Kentucky: commercial real estate data.
Edmonson County, Kentucky has a population of 12,355 across 303 square miles, up 4.2 percent since the 2020 census base. County output reached $250.3 m in 2024, 130 establishments operate here, and the SBA record carries 4 7(a) approvals worth $495,000.
98 sourced county values · tier FULL · 10 sections
Edmonson County
How many people live in Edmonson County
- Population12,355
- Households5,099
- Average household size2.42
- Median household income$54,937
- Median age45.6
- Median gross rent$778 per month
- Median owner-occupied home value$160,300
- Home value to household income2.9 times
- Annual rent as a share of median income17.0 percent
- Adults 25 and over with a bachelor degree or higher10.7 percent
- Adults 25 and over with a graduate degree5.2 percent
- Adults 25 and over9,304
- Population under 182,225
- Share under 1818.0 percent
- Population 65 and over2,690
- Share 65 and over21.8 percent
- Working age population, 18 to 647,440
- Civilian labor force5,144
- Unemployment rate7.7 percent
- Labor force participation, adults 18 and over50.8 percent
- Rank by population among Kentucky counties90th of 120
- Rank by population among US county-equivalents2334th
Edmonson County is the 90th largest of 120 Kentucky counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.8 percent against 18.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Edmonson County
Is Edmonson County growing
- Population change since the 2020 census base4.15 percent
- Census 2020 base population12,131
- Births, 2024120
- Deaths, 2024165
- Natural change, 2024-45
- Net domestic migration, 2024215
- Net international migration, 20240
- Total net migration, 2024215
- Cumulative net domestic migration, 2021 to 2024716
- Rank by growth among US county-equivalents661st
The county has grown 4.15 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Edmonson County
Where people moving to Edmonson County come from
- Tax returns filed by households arriving358
- People arriving, from those returns704
- Adjusted gross income arriving$20.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,969
- Largest single originEdmonson County Non-migrants (4,049 households)
- Largest single destination (4,049 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Edmonson County Non-migrants | 4,049 | 8,887 | $221.6 m |
| Warren County | 122 | 240 | $6.3 m |
| Other flows - Same State | 88 | 178 | $5.2 m |
| Other flows - Different State | 65 | 121 | $4.4 m |
| Other flows - South | 40 | 83 | $2.8 m |
| Grayson County | 32 | 72 | $1.4 m |
| Jefferson County | 26 | 44 | $1.7 m |
| Barren County | 25 | 49 | $1.1 m |
The largest single source of arrivals is Edmonson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Edmonson County
What the Edmonson County economy runs on
- County GDP, 2024$250.3 m
- County GDP, 2023$237.8 m
- GDP change, 2023 to 20245.3 percent
- GDP change over five years28.4 percent
- Rank by GDP among Kentucky counties107th
- Rank by GDP among US county-equivalents2807th
- GDP per resident$20,257
Output grew 5.3 percent in the latest year and 28.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Edmonson County
Who employs people in Edmonson County
- Covered employment, annual average1,681
- Establishments reporting186
- Average annual pay$42,464
- Average weekly wage$817
- Sector 44-45, employment256
- Sector 44-45, average annual pay$28,168
- Sector 23, employment115
- Sector 23, average annual pay$53,983
- Sector 31-33, employment103
- Sector 31-33, average annual pay$53,269
- Sector 42, employment32
- Sector 42, average annual pay$50,802
- Sector 56, employment31
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 256 | 23 | $28,168 |
| Sector 23 | 115 | 20 | $53,983 |
| Sector 31-33 | 103 | 10 | $53,269 |
| Sector 42 | 32 | 6 | $50,802 |
| Sector 56 | 31 | 7 | $32,186 |
The largest sector is the biggest private employer group at 256 jobs, 15.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Edmonson County
What businesses operate in Edmonson County
- Establishments, all industries130
- Employment at those establishments958
- Annual payroll$34.9 m
- Establishments per 1,000 residents10.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Edmonson County
How much SBA lending happens in Edmonson County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$495,000
- Average 7(a) approval$123,750
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$260,000
- Largest single approval$260,000
- Jobs reported supported, 7(a)9
- Jobs per approval2.3
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans1
- Franchise share of approvals25.0 percent
- Leading industry by approval countFull-Service Restaurants (1)
- Most active lenderAmerican Bank & Trust Company, Inc. (1)
The average approval of $123,750 sits close to the median of $150,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edmonson County
Do SBA loans in Edmonson County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edmonson County
Which parts of Edmonson County get the lending
- Places in the county with recorded lending3
- BROWNSVILLE, approvals2
- Bowling Green, approvals1
- Smiths Grove, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BROWNSVILLE | 2 | $85,000 |
| Bowling Green | 1 | $150,000 |
| Smiths Grove | 1 | $260,000 |
BROWNSVILLE accounts for 2 approvals against 1 in Bowling Green. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edmonson County
How big is Edmonson County
- Land area303 sq mi
- Rank by land area among Kentucky counties63rd of 120
- Width, east to west23.1 mi
- Height, north to south19.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land41
- Establishments per square mile0.43
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- The Building Permits Survey does not carry a 2024 record for this county.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Edmonson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Edmonson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population12,355
- Households5,099
- Average household size2.42
- Median household income$54,937
- Median age45.6
Common questions
Edmonson County questions, answered from the record.
How many people live in Edmonson County, Kentucky?
12,355, in 5,099 households, ranking 90th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Edmonson County growing?
The population has grown 4.15 percent since the 2020 census base. In 2024 there were 120 births against 165 deaths, with net migration of 215. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Edmonson County?
$54,937. The median owner-occupied home is valued at $160,300, which is 2.9 times income, and median gross rent is $778 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Edmonson County?
130 establishments, employing 958 people with an annual payroll of $34.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Edmonson County?
Average annual pay is $42,464, or $817 a week, across 1,681 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Edmonson County?
4 7(a) approvals totalling $495,000 since FY2020, across 4 lenders, with a median approval of $150,000. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Edmonson County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Edmonson County come from?
The largest single origin is Edmonson County Non-migrants, with 4,049 households. Arriving households report an average income of $55,969 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Edmonson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Edmonson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.