Grant County, Kentucky: commercial real estate data.
Grant County, Kentucky has a population of 25,418 across 258 square miles, up 3.1 percent since the 2020 census base. County output reached $784.0 m in 2024, 386 establishments operate here, and the SBA record carries 15 7(a) approvals worth $3.1 m.
118 sourced county values · tier FULL · 11 sections
Grant County
How many people live in Grant County
- Population25,418
- Households9,224
- Average household size2.76
- Median household income$69,178
- Median age36.6
- Median gross rent$862 per month
- Median owner-occupied home value$209,500
- Home value to household income3.0 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher15.3 percent
- Adults 25 and over with a graduate degree6.0 percent
- Adults 25 and over16,491
- Population under 186,735
- Share under 1826.5 percent
- Population 65 and over3,690
- Share 65 and over14.5 percent
- Working age population, 18 to 6414,993
- Civilian labor force12,515
- Unemployment rate4.9 percent
- Labor force participation, adults 18 and over67.0 percent
- Rank by population among Kentucky counties45th of 120
- Rank by population among US county-equivalents1643rd
Grant County is the 45th largest of 120 Kentucky counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 26.5 percent against 14.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grant County
Is Grant County growing
- Population change since the 2020 census base3.12 percent
- Census 2020 base population24,944
- Births, 2024353
- Deaths, 2024261
- Natural change, 202492
- Net domestic migration, 202435
- Net international migration, 2024-1
- Total net migration, 202434
- Cumulative net domestic migration, 2021 to 2024496
- Rank by growth among US county-equivalents840th
The county has grown 3.12 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grant County
Where people moving to Grant County come from
- Tax returns filed by households arriving800
- People arriving, from those returns1,571
- Adjusted gross income arriving$41.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$52,189
- Largest single originGrant County Non-migrants (8,628 households)
- Largest single destination (8,628 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grant County Non-migrants | 8,628 | 18,772 | $640.0 m |
| Boone County | 202 | 401 | $11.5 m |
| Kenton County | 190 | 372 | $9.7 m |
| Other flows - Different State | 160 | 308 | $8.2 m |
| Other flows - Same State | 101 | 198 | $3.7 m |
| Other flows - Midwest | 72 | 135 | $3.3 m |
| Other flows - South | 65 | 121 | $2.5 m |
| Pendleton County | 39 | 75 | $2.7 m |
The largest single source of arrivals is Grant County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grant County
What the Grant County economy runs on
- County GDP, 2024$784.0 m
- County GDP, 2023$726.9 m
- GDP change, 2023 to 20247.9 percent
- GDP change over five years45.3 percent
- Rank by GDP among Kentucky counties57th
- Rank by GDP among US county-equivalents2041st
- GDP per resident$30,844
Output grew 7.9 percent in the latest year and 45.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grant County
Who employs people in Grant County
- Covered employment, annual average5,446
- Establishments reporting629
- Average annual pay$52,144
- Average weekly wage$1,003
- Sector 72, employment973
- Sector 72, average annual pay$18,631
- Sector 44-45, employment892
- Sector 44-45, average annual pay$37,004
- Sector 31-33, employment546
- Sector 31-33, average annual pay$60,955
- Sector 81, employment136
- Sector 81, average annual pay$39,638
- Sector 42, employment94
- Sector 52, employment91
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 973 | 49 | $18,631 |
| Sector 44-45 | 892 | 85 | $37,004 |
| Sector 31-33 | 546 | 24 | $60,955 |
| Sector 81 | 136 | 35 | $39,638 |
| Sector 42 | 94 | 26 | $70,784 |
| Sector 52 | 91 | 23 | $59,851 |
| Sector 71 | 53 | 8 | $11,232 |
| Sector 48-49 | 50 | 25 | $55,844 |
The largest sector is the biggest private employer group at 973 jobs, 17.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grant County
What businesses operate in Grant County
- Establishments, all industries386
- Employment at those establishments5,117
- Annual payroll$226.8 m
- Establishments per 1,000 residents15.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Grant County
What is being built in Grant County
- Housing units authorised by permit, 2024108
- Declared construction value permitted$29.0 m
- Single family units authorised96
- Multifamily units authorised12
- Multifamily share of units11.1 percent
- Average declared value per unit$268,811
- Units authorised per 1,000 households11.7
Multifamily is 11.1 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Grant County
How much SBA lending happens in Grant County
- 7(a) approvals recorded15
- 7(a) gross approval dollars$3.1 m
- Average 7(a) approval$204,560
- Median 7(a) approval$77,000
- 10th percentile approval$20,000
- 90th percentile approval$879,500
- Largest single approval$1,205,000
- Jobs reported supported, 7(a)60
- Jobs per approval4.0
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.7 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter14
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (4)
- Most active lenderThe Huntington National Bank (7)
- 504 approvals recorded3
- 504 gross approval dollars$889,000
- Average 504 approval$296,333
- Median 504 approval$270,000
- Distinct CDCs active2
- 504 jobs per approval0.3
- 504 jobs per million dollars approved1.1
- Most active CDCAlloy Development Co., Inc. (2)
- 7(a) share of SBA approvals83.3 percent
- Combined SBA approval dollars$4.0 m
The average approval of $204,560 sits well above the median of $77,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 6.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grant County
Do SBA loans in Grant County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Cancelled1
- Status: Paid in full4
- Status: Exempt from disclosure8
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grant County
Which parts of Grant County get the lending
- Places in the county with recorded lending3
- Dry Ridge, approvals10
- Williamstown, approvals4
- CORINTH, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Dry Ridge | 10 | $2,689,800 |
| Williamstown | 4 | $293,600 |
| CORINTH | 1 | $85,000 |
Dry Ridge accounts for 10 approvals against 4 in Williamstown. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grant County
How big is Grant County
- Land area258 sq mi
- Rank by land area among Kentucky counties79th of 120
- Width, east to west16.7 mi
- Height, north to south22.8 mi
- Geographies sharing a boundary7
- Residents per square mile of land99
- Establishments per square mile1.50
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Grant County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grant County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population25,418
- Households9,224
- Average household size2.76
- Median household income$69,178
- Median age36.6
Common questions
Grant County questions, answered from the record.
How many people live in Grant County, Kentucky?
25,418, in 9,224 households, ranking 45th of 120 Kentucky counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grant County growing?
The population has grown 3.12 percent since the 2020 census base. In 2024 there were 353 births against 261 deaths, with net migration of 34. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grant County?
$69,178. The median owner-occupied home is valued at $209,500, which is 3.0 times income, and median gross rent is $862 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Grant County?
386 establishments, employing 5,117 people with an annual payroll of $226.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Grant County?
Average annual pay is $52,144, or $1,003 a week, across 5,446 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grant County?
15 7(a) approvals totalling $3.1 m since FY2020, across 7 lenders, with a median approval of $77,000, plus 3 504 approvals worth $889,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Grant County?
108 housing units were authorised by permit in 2024, with a declared construction value of $29.0 m. Multifamily was 11.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grant County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grant County come from?
The largest single origin is Grant County Non-migrants, with 8,628 households. Arriving households report an average income of $52,189 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grant County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grant County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.